The top-rated supplemental insurance agent in Algonquin, Illinois is Andre Smith: Allstate Insurance, rated 4.8 stars across 231 reviews. Other highly rated options include Steve Duitsman - State Farm Insurance Agent, Shelter Insurance - Bryan Clark, Carlos Escobedo - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Algonquin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andre Smith: Allstate Insurance | 1072 E Algonquin Rd | (847) 485-0405 |
| 2 | Steve Duitsman - State Farm Insurance Agent | 1455 Algonquin Rd | (847) 854-4000 |
| 3 | Shelter Insurance - Bryan Clark | 200 N Harrison St #106 | (847) 669-4664 |
| 4 | Carlos Escobedo - State Farm Insurance Agent | 503 E Algonquin Rd | (847) 854-8877 |
| 5 | Brazelton Insurance Group, Inc | 115 N Main St Unit 101 | (224) 333-2241 |
| 6 | Steve Kosydar: Allstate Insurance | 2725 Algonquin Rd | (847) 539-0865 |
| 7 | Preferred Group Insurance Agency, Inc. | 4520 Whitehall Ln | (224) 276-5495 |
| 8 | AAA Insurance - Matter Insurance Agency | 1205 S Main St | (224) 470-7256 |
| 9 | Impressive Insurance Agency | 1457 Merchant Dr Ste A | (773) 301-2064 |
| 10 | Insurance Benefits Resource Group | 1491 Cumberland Pkwy | (224) 333-0550 |
Andre Smith: Allstate Insurance serves the Algonquin, IL area, offering supplemental insurance agent services in the community. These policies fill gaps left by primary health coverage, helping residents manage out-of-pocket costs for unexpected medical events. The office provides guidance on plan selection and claim filing for clients seeking additional financial protection. It handles hospital indemnity and accident insurance specifically for local families in the region.
Steve Duitsman - State Farm Insurance Agent in Algonquin, IL, provides supplemental insurance policies designed to cover gaps left by primary health insurance. Service plans include periodic policy reviews to adjust coverage as client needs change, with maintenance support for filing claims and updating beneficiary information. The agent manages ongoing account adjustments and helps clients understand their supplemental plan benefits throughout the year. This agency services single-family homes, apartments, retail locations, and restaurants in the local area.
Shelter Insurance - Bryan Clark serves homeowners, businesses, and property managers seeking supplemental insurance protection in Algonquin, Illinois. As an independent agent, this office helps clients identify gaps in their primary policies and offers tailored coverage options such as accident plans or hospital indemnity. The agency focuses on providing clear policy explanations and personal assistance throughout the claims process. Clients benefit from the approach of a local agent who understands the insurance needs specific to the area. This office also covers the neighboring community of Crystal Lake.
Carlos Escobedo - State Farm Insurance Agent serves Algonquin, IL, and the surrounding communities of the Fox River Valley. It handles supplemental insurance policies, including those that help cover costs not paid by primary health plans, such as accident, hospital indemnity, and critical illness coverage. The office advises clients by first reviewing their existing coverage, then explaining how a supplemental policy can fill specific financial gaps. It relies on a straightforward, consultative approach to match each individual with a plan that fits their personal risk situation.
Brazelton Insurance Group, Inc in Algonquin, IL specializes in supplemental insurance policies that help cover costs traditional health plans do not. It assists clients with enrolling in plans for accident, hospital confinement, and critical illness coverage. The company focuses on explaining policy details and claim processes clearly to local residents and small business employees. As winter approaches, it helps individuals prepare for potential out-of-pocket expenses from seasonal injuries or flu-related hospital visits.
Steve Kosydar: Allstate Insurance in Algonquin, IL, helps clients distinguish between one-time supplemental plans for specific events and recurring policies designed for ongoing financial gaps in coverage. Their agents explain how these Medicare or health insurance supplements can limit out-of-pocket expenses. Service appointments are available on an as-needed basis, ensuring clients only schedule when they require consultation or policy adjustments.
As the seasons shift in Algonquin, many residents review expiring health or employer plans and find unexpected coverage gaps. Preferred Group Insurance Agency, Inc. fills these gaps as a focused supplemental insurance agent, addressing issues like accident, critical illness, or hospital indemnity needs that typical plans overlook. They guide local clients through available policy options matched to individual budgets or changing medical circumstances. Every new client relationship begins with an in-home or phone-based inspection of current benefits and risk areas.
The AAA Insurance - Matter Insurance Agency in Algonquin, IL, provides supplemental insurance that expands coverage beyond standard health plans, such as hospital indemnity or accident protection. These add-on policies help fill gaps in primary insurance, offering financial support for deductibles and unexpected medical costs. The agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses.
Residents of Algonquin find supplemental insurance assistance through Impressive Insurance Agency for their personal coverage needs. The agency also arranges commercial supplemental policies for local businesses within the area. Agents work directly with clients to explain policy details and coordinate coverage that complements primary medical plans. After an initial consultation and policy setup, the agency reaches out again before plan renewals and between regular visits to adjust coverage as circumstances change.
What Does a a Supplemental Insurance Agent in Algonquin Cost?
Supplemental insurance costs in Illinois vary by plan type age and health status. Medigap Plan G premiums for a 65 year old typically range from 120 to 250 dollars per month. Medicare Advantage plans often have zero dollar premiums but include copays and deductibles. Dental and vision plans may cost 20 to 50 dollars per month. This is general information not insurance advice.
About supplemental insurance agents in Algonquin
Supplemental insurance agents in Algonquin Illinois help residents choose Medigap Medicare Advantage or dental vision and life policies. Illinois law allows a six month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Illinois guaranteed issue rights protect your ability to buy a policy without medical underwriting.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Algonquin Illinois?
The best time is during your Medigap open enrollment period which lasts six months from the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. After this period insurers can use medical underwriting.
Can I switch Medicare Advantage plans in Illinois?
Yes you can switch during the annual enrollment period from October 15 to December 7 each year. Illinois also has a Medicare Advantage open enrollment period from January 1 to March 31 each year. During these times you can change plans or return to Original Medicare.
Do supplemental insurance agents in Algonquin charge fees for their help?
Most supplemental insurance agents are paid by insurance companies through commissions so they do not charge you directly. Always ask the agent if they charge any fees before you sign up. Illinois law requires agents to disclose their compensation if you ask.
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