The top-rated supplemental insurance agent in Buffalo Grove, Illinois is Michael Kuster: Allstate Insurance, rated 4.9 stars across 235 reviews. Other highly rated options include Deymar Insurance Agency, Richter Insurance, Kyle Conrad American Family Insurance. This directory lists 14 supplemental insurance agents serving Buffalo Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Kuster: Allstate Insurance | 480 W Half Day Rd | (847) 305-1160 |
| 2 | Deymar Insurance Agency | 2150 E Lake Cook Rd Suite 730 | (847) 496-0006 |
| 3 | Richter Insurance | 351 W Dundee Rd | (847) 325-5995 |
| 4 | Kyle Conrad American Family Insurance | 400 W Dundee Rd #101 | (630) 520-2340 |
| 5 | Steve Antman Insurance | 500 Springside Ln | (847) 337-6666 |
| 6 | Radiance Insurance Agency | 1411 McHenry Rd | (618) 765-8685 |
| 7 | Geoff Ommen American Family Insurance | 1217 McHenry Rd Ste 236 | (847) 995-8602 |
| 8 | United Insurance IL | 351 W Dundee Rd | (309) 603-1402 |
| 9 | Infinityhub Insurance Agency LLC | 321 W Dundee Rd | (909) 497-5283 |
| 10 | B & B Insurance Group | 200 Milwaukee Ave | (847) 796-9696 |
Michael Kuster: Allstate Insurance serves the Buffalo Grove, Illinois area as a local supplemental insurance agent. The agency focuses on helping residents fill gaps in their primary health coverage with policies that address specific financial exposures. Its work involves explaining the role of supplemental plans in covering out-of-pocket medical costs and lost income during illness or injury. The company regularly assists clients with accident and hospital indemnity insurance, two common supplemental products in this region.
Deymar Insurance Agency in Buffalo Grove, IL provides supplemental insurance agent services, offering policies that help cover costs not paid by primary health plans. It assists clients in selecting and managing these secondary coverage options, including processing claims and explaining policy terms for ongoing protection. The agency supports individuals and small business owners, serving single-family homes, apartments, retail, and restaurants.
Richter Insurance serves homeowners, families, and individuals in Buffalo Grove, Illinois who need supplemental insurance to cover gaps left by standard health or Medicare plans. The agency offers supplemental policies including accident, critical illness, and hospital indemnity coverage to help manage out-of-pocket costs and unexpected medical expenses. Clients receive personalized guidance in selecting appropriate plans for their specific financial and health needs. Richter Insurance also provides services to residents in the nearby community of Arlington Heights.
Kyle Conrad American Family Insurance serves Buffalo Grove, Illinois, and the surrounding communities, handling supplemental insurance policies that help cover gaps left by major medical plans. Its focus includes accident, critical illness, and hospital indemnity insurance. For a typical client need, the agent first reviews existing coverage to identify potential cost exposure, then explains relevant product options in plain language. The office generally takes a consultative approach, working through each scenario step by step to ensure the policy aligns with specific circumstances before binding.
Steve Antman Insurance in Buffalo Grove, IL, distinguishes between one-time policy enrollment and recurring plan adjustments to meet changing needs. As a supplemental insurance agent, the company offers coverage that fills gaps left by primary health plans, such as critical illness or accident policies. Clients can expect tailored options that address specific financial protection goals. Service for policy management and inquiries runs on an as-needed basis, allowing customers to request support whenever life circumstances require coverage updates or new plan evaluations.
As Buffalo Grove residents begin reviewing their financial plans ahead of the new season, gaps in their existing health or income protection often come to light. Radiance Insurance Agency, a supplemental insurance agent serving the area, helps clients address these shortfalls by offering additional coverage for accidents, critical illness, or hospital stays. Their approach focuses on explaining how such policies work alongside primary insurance. The process typically begins with an initial needs assessment to identify any vulnerabilities in the individual's current coverage.
Geoff Ommen American Family Insurance in Buffalo Grove, IL provides specialized supplemental insurance products designed to cover gaps left by major medical plans. The agency helps individuals and families access policies covering critical illness, accident recovery, and hospital indemnity costs. Its representative guides local clients through selecting appropriate supplemental coverage to protect against unexpected out-of-pocket expenses during medical events. As the winter season approaches and flu-related hospital visits increase in the Chicago suburbs, this agency assists clients in reviewing their gap coverage to prepare for seasonal health risks.
United Insurance IL focuses on helping individuals in Buffalo Grove fill gaps in their primary health coverage by offering supplemental insurance agent services. Its specialty lies in providing add-on policies that pay cash benefits directly to the policyholder for expenses like deductibles, copays, or lost income. This approach suits local residents and employees seeking financial protection beyond standard medical plans. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations in the region.
Infinityhub Insurance Agency LLC in Buffalo Grove, IL offers supplemental insurance services to residents within their local area, addressing gaps not covered by primary health plans. Commercial coverage is also available for businesses seeking additional financial protection. The agency serves clients throughout the broader Buffalo Grove vicinity and surrounding communities. Follow-up service is provided between regular visits to adjust policy options as individual or business needs evolve.
What Does a a Supplemental Insurance Agent in Buffalo Grove Cost?
Supplemental insurance costs in Illinois vary by plan type, age, and health status. For example, Medigap Plan G premiums in Buffalo Grove typically range from $120 to $250 per month for a 65-year-old. Cancer and critical illness plans may cost $30 to $100 per month. Costs are not guaranteed and can change each year. This is general information, not insurance advice.
About supplemental insurance agents in Buffalo Grove
Supplemental insurance agents in Buffalo Grove, Illinois help residents find policies that cover gaps in primary health insurance. These plans include Medicare Supplement (Medigap), cancer, critical illness, and accident insurance. Illinois law requires Medigap policies to follow federal and state standards, including a six-month open enrollment period starting when you turn 65.
Frequently Asked Questions
What is a supplemental insurance agent in Buffalo Grove?
A supplemental insurance agent in Buffalo Grove is a licensed professional who helps you buy policies that pay for costs not covered by your main health plan. They can explain options like hospital indemnity, accident, and critical illness insurance.
How do I choose a supplemental insurance agent in Illinois?
Look for an agent licensed by the Illinois Department of Insurance. Ask about their experience with plans like Medigap and cancer insurance. Check if they represent multiple carriers to offer a range of choices.
Are there time limits for buying Medigap in Illinois?
Yes. In Illinois, you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
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