The top-rated supplemental insurance agent in Bloomington, Illinois is Abby Spachman - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Jim Spachman - State Farm Insurance Agent, Mandy Reed - State Farm Insurance Agent, Rick McLean - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abby Spachman - State Farm Insurance Agent | 405 N Hershey Rd STE 5 | (309) 662-1822 |
| 2 | Jim Spachman - State Farm Insurance Agent | 2501 E College Ave a | (309) 661-1700 |
| 3 | Mandy Reed - State Farm Insurance Agent | 3703 Ireland Grove Rd Suite 3 | (309) 663-4344 |
| 4 | Rick McLean - State Farm Insurance Agent | 409 S Prospect Rd | (309) 662-5555 |
| 5 | Inspire Benefits | 1702 Eastland Dr UNIT 203 | (309) 663-0633 |
| 6 | Freeway Insurance | 2109 N Veterans Pkwy #12 | (309) 832-7009 |
| 7 | Michael Lenahan - COUNTRY Financial Representative | 3008 Gill St | (309) 663-5963 |
| 8 | PD Benefits | Pam Deaton | Main Line Benefits | 202 S Eldorado Rd Suite B2 | (309) 287-3518 |
| 9 | Shelter Insurance - Brian Thoennes | 410 N Clinton St | (309) 829-8451 |
| 10 | Clemens Insurance | 2806 E Empire St | — |
Abby Spachman - State Farm Insurance Agent serves the Bloomington, IL, area as a supplemental insurance agent. The company helps clients address gaps in their existing health coverage by offering policies that provide additional financial protection. Supplemental insurance can help cover out-of-pocket costs and lost income during unexpected medical events. Among the specific services it handles locally are accident insurance and hospital indemnity plans to support policyholders through recovery.
Jim Spachman - State Farm Insurance Agent in Bloomington, IL, offers a range of supplemental insurance policies designed to cover gaps left by primary health plans. These plans help with out-of-pocket costs from accidents, hospital stays, or critical illnesses. The agency provides ongoing service to ensure current coverage remains appropriate for changing needs, including regular policy reviews and claim assistance. It services single-family homes, apartments, retail establishments, and restaurants.
Mandy Reed - State Farm Insurance Agent serves the Bloomington, Illinois area and surrounding communities. The agency handles supplemental insurance plans, including policies that address coverage gaps left by primary health insurance. These plans can help with out-of-pocket costs such as deductibles and copays. To handle a typical job, the agency first reviews a client’s existing coverage, then compares available supplemental options to identify appropriate solutions.
Rick McLean, a supplemental insurance agent serving homeowners, renters, and local businesses in Bloomington, IL, helps clients explore options for additional financial protection beyond traditional major medical policies. These plans can assist with everyday health needs and other unexpected out-of-pocket costs that primary insurance may not cover. The agency focuses on presenting clear policy choices, allowing individuals to make informed decisions about their specific coverage gaps. Its services also extend to residents and property owners in the nearby communities of Normal and throughout McLean County.
For clients choosing between a one-time policy review and ongoing coverage management, this Bloomington, IL supplemental insurance agent provides options to suit individual needs. Policies can help offset costs not covered by primary health insurance, such as accident, critical illness, or hospital indemnity plans, offering financial support during medical events. The company serves local residents seeking to fill gaps in their existing coverage with accessible supplemental plans. Service runs on either a scheduled annual review or an as-needed basis as circumstances change.
Freeway Insurance serves the Bloomington, Illinois area as a Supplemental Insurance Agent agency. It helps local residents and workers find additional coverage that fills gaps left by major medical plans. This agency assists with policies designed to cover out-of-pocket costs for unexpected events. Its offerings include accident insurance and hospital indemnity plans, which provide direct cash benefits for specific medical incidents.
As winter settles over central Illinois, many area families review their health plans and consider added protection against unexpected medical costs. Michael Lenahan, a COUNTRY Financial representative in Bloomington, provides supplemental insurance options designed to fill gaps left by primary coverage, helping clients manage deductibles and non-covered expenses. The process begins with a free in-home consultation, where available plans are explained and personal coverage needs are assessed.
PD Benefits, also known as Main Line Benefits and operated by Pam Deaton, specializes in supplemental insurance policies designed to fill gaps left by primary medical coverage in Bloomington, Illinois. It offers general agent services to individuals and families seeking policies that address expenses not always covered. Additional assistance often includes claims support and policy explanations. A common seasonal concern it helps with involves reviewing coverage during open enrollment periods, ensuring clients can adjust their plans before the year new begins.
Shelter Insurance - Brian Thoennes provides a range of property and casualty coverage for clients in Bloomington, IL, while also specializing in supplemental insurance add-ons to fill gaps in primary health plans. The agency helps individuals manage out-of-pocket costs from accidents or critical illnesses. It can accommodate the distinct insurance needs of commercial sectors such as offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Bloomington Cost?
Costs for supplemental insurance in Illinois vary by plan type, age, and health status. For example, a Medigap Plan G in Bloomington may cost between $120 and $250 per month for a 65-year-old. Cancer or accident plans can range from $30 to $100 per month. This is general information and not insurance advice.
About supplemental insurance agents in Bloomington
Supplemental insurance agents in Bloomington, Illinois help residents find policies that cover gaps in primary health insurance. Illinois law allows insurers to offer Medicare Supplement plans with guaranteed issue rights during certain enrollment periods. Local agents can explain how plans like Medigap, cancer, or accident insurance work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Bloomington?
A supplemental insurance agent in Bloomington helps you buy policies that pay for costs not covered by your main health plan. These agents are licensed in Illinois and can explain options like hospital indemnity or critical illness insurance.
When can I enroll in a Medigap plan in Illinois?
In Illinois, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions.
Do Illinois agents charge fees for supplemental insurance?
Most supplemental insurance agents in Illinois are paid by commission from the insurance company, not by you. You should ask the agent directly if any fees apply to your policy.
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