The top-rated supplemental insurance agent in Lafayette, Indiana is Acceptance Insurance, rated 4.9 stars across 311 reviews. Other highly rated options include Lafayette Insurance - Joe Couch Insurance Agency, Isch Insurance Agency, Inc., Blevins Insurance Agency. This directory lists 18 supplemental insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3416 State Rte 38 Ste B | (765) 722-7009 |
| 2 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 3 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 4 | Blevins Insurance Agency | 2 N 4th St | (765) 446-8999 |
| 5 | Blaze Insurance Group | 2663 Duncan Rd Ste B | (765) 444-4457 |
| 6 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 7 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 8 | T65 Health Plans | 839 Main St #500 | (765) 412-6492 |
| 9 | Collicott Insurance | 3888 Union St Suite A | (765) 448-6107 |
| 10 | Underwood Insurance Agency | 3990 State Rte 38 Suite 5A | (765) 742-7320 |
Acceptance Insurance in Lafayette, Indiana, helps individuals and businesses secure basic coverage against unexpected financial losses. Its specialty is offering supplemental insurance add-ons that fill gaps left by standard policies, providing extra protection for specific needs. These additional coverages can address liabilities not typically included in primary plans. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Lafayette Insurance - Joe Couch Insurance Agency serves the greater Lafayette, Indiana metro area as a local provider of supplemental insurance coverage. Its main services include helping individuals secure policies that help fill gaps left by major medical plans. Supplemental agents in this field assist clients with planning for costs such as deductibles and copays. The agency handles accident and hospital indemnity policies designed to pay fixed cash benefits for covered events.
Isch Insurance Agency, Inc. offers a range of supplemental insurance products designed to fill coverage gaps that primary policies leave behind. It provides ongoing service to help clients manage their policies and file claims as needs arise. The company serves policyholders throughout the Lafayette area. Its client base includes owners of single-family homes, apartments, retail establishments, and restaurants.
Blevins Insurance Agency serves homeowners and individuals in Lafayette, Indiana, who seek supplemental insurance policies to cover expenses not addressed by primary medical plans. These additional plans help manage out-of-pocket costs such as deductibles and copays for unexpected health events. The agency guides clients in understanding their options for accident, critical illness, or hospital indemnity coverage. It also extends its services to residents in surrounding areas like West Lafayette.
Blaze Insurance Group serves Lafayette, Indiana, and the surrounding Tippecanoe County communities. The agency specializes in supplemental insurance, handling policies that help cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity. It also works with clients on Medicare supplement and dental plans to provide additional financial protection. For a typical job, Blueprint is finalized only after it first reviews the client’s existing coverage, identifies potential out-of-pocket exposures, and presents clear plan options that match the individual’s specific healthcare needs.
Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984, based in Lafayette, IN, provides supplemental insurance that helps cover gaps not filled by major medical plans after an illness or accident. This type of agency typically offers both one-time policies for a specific need and recurring options that continue through regular premium payments. Coverage choices often include policies for hospital stays, accidental injury, or critical illness. Service for existing clients is available on either a scheduled or as-needed basis, with an open door for one-time consultations about new coverage.
Insurance Solutions From Amber works as a supplemental insurance agent in Lafayette, IN, offering specialty policies that cover critical illness, accident, and hospital indemnity gaps. It generally assists clients by reviewing existing health coverage to identify uninsured financial exposures from common medical events. The agent helps local families manage out-of-pocket costs that primary plans often exclude, such as deductibles and copays. As cold and flu season increases local hospital visits, it serves clients needing protection against surprise medical bills from unforeseen treatments.
T65 Health Plans operates as a supplemental insurance agent in Lafayette, Indiana, helping individuals cover gaps left by primary health policies. The company focuses on providing additional financial protection through Medicare supplements and other gap-filling plans. These policies can offset out-of-pocket costs not addressed by standard medical or hospital insurance. T65 Health Plans can serve a range of commercial sectors, including local offices, warehouses, and food service businesses needing employee benefits consultations.
Collicott Insurance provides supplemental insurance services to residents in Lafayette, Indiana. The agency also offers commercial coverage for local businesses throughout the greater area. Policies are designed to fill gaps left by standard health plans, helping clients manage out-of-pocket expenses. The office maintains a straightforward service area around Tippecanoe County to ensure prompt support. Regular follow-up visits allow agents to review policy changes and discuss any additional needs between claim cycles.
As winter weather and seasonal colds increase health insurance gaps in Lafayette, Underwood Insurance Agency provides supplemental policies that help residents manage unexpected out-of-pocket costs. The agency focuses on plans designed to cover deductibles, copays, and other routine medical expenses that primary health insurance often leaves behind. Supplemental insurance can also assist with lost income during recovery from accident or illness. An agent begins the process by hosting a simple initial office visit to assess each individual’s existing coverage and identify specific benefit needs.
What Does a a Supplemental Insurance Agent in Lafayette Cost?
Supplemental insurance costs in Indiana vary by plan type, age, and insurer. Medigap Plan G premiums for a 65-year-old in Lafayette typically range from $110 to $200 per month. Plan N may cost $90 to $150 per month. Medicare Advantage plans often have $0 premiums but include copays and network restrictions. Costs can change each year and depend on your health status if you apply outside open enrollment. This is general information, not insurance advice.
About supplemental insurance agents in Lafayette
Supplemental insurance agents in Lafayette Indiana help residents choose Medigap or Medicare Advantage plans to cover gaps in Original Medicare. Indiana law requires Medigap policies to follow federal standardized benefits, and agents must be licensed by the Indiana Department of Insurance. Local agents understand the specific needs of Tippecanoe County seniors and can explain plan options like Plan G or Plan N.
Frequently Asked Questions
What is a supplemental insurance agent in Lafayette Indiana?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They can explain how these plans cover costs like deductibles and coinsurance that Original Medicare does not pay.
When can I enroll in a Medigap plan in Indiana?
You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may use medical questions to decide coverage.
Are there Indiana laws that affect supplemental insurance?
Yes, Indiana follows federal Medigap rules and also requires agents to provide a standardized outline of coverage. Indiana does not have a state-specific Medigap mandate beyond federal requirements, but all policies must be clearly labeled with plan letters A through N.
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