The top-rated supplemental insurance agent in Derby, Kansas is Jean Garinger American Family Insurance, rated 4.6 stars across 65 reviews. Other highly rated options include Mark May: Allstate Insurance, Rael Hodgson - State Farm Insurance Agent, Farmers Insurance - Julie Olmsted. This directory lists 18 supplemental insurance agents serving Derby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jean Garinger American Family Insurance | 601 N Baltimore Ave | (316) 788-6777 |
| 2 | Mark May: Allstate Insurance | 402 N Baltimore Ave | (316) 867-0108 |
| 3 | Rael Hodgson - State Farm Insurance Agent | 1710 E Madison Ave Ste 100 | (316) 788-7788 |
| 4 | Farmers Insurance - Julie Olmsted | 1121 N College Pk St Ste 300 | (316) 788-7707 |
| 5 | Wheat State Insurance Group Wichita area | 228 N Baltimore Ave | (316) 776-0777 |
| 6 | Shelter Insurance - Lindsay Dearduff | 613 N Rock Rd | (316) 788-9191 |
| 7 | Farm Bureau Financial Services: Michelle Basgall | 1121 N College Pk St Ste 800 | (316) 788-5257 |
| 8 | Spachek Agency LLC American Family Insurance | 622 N Mulberry Rd | (316) 788-1526 |
| 9 | Shelter Insurance - Tim Hicks | 124 S Baltimore Ave #B | (316) 788-4271 |
| 10 | Farmers Insurance - Ronald Wells. | 220 N Baltimore Ave | (316) 788-9229 |
Jean Garinger American Family Insurance serves the Derby, Kansas area and surrounding Sedgwick County as a supplemental insurance agent. The agency offers policies designed to help cover out-of-pocket expenses that primary health insurance may not fully address. These plans can provide financial support for deductibles, copayments, and other unexpected medical costs. Clients in this region often seek assistance with accident insurance and critical illness coverage to protect their household budgets.
Mark May: Allstate Insurance offers a range of supplemental insurance plans designed to help cover gaps left by standard health policies, such as accident, critical illness, and hospital indemnity coverage. Ongoing customer service includes assistance with policy adjustments, claims filing, and annual plan reviews to ensure continued suitability. The agency services single-family homes, apartments, retail, and restaurants in the Derby, Kansas area.
Rael Hodgson - State Farm Insurance Agent in Derby, Kansas, serves homeowners, renters, and local business owners seeking supplemental insurance coverage. This agency helps clients fill gaps in their primary health, life, or property policies with personalized plan reviews and guidance on available options. Supplemental insurance can offer financial support for deductibles, copays, or unexpected expenses not covered by major medical plans. The agency provides these services to the entire Derby area as well as neighboring communities like Haysville.
Farmers Insurance - Julie Olmsted offers supplemental insurance policies that provide financial support for expenses not covered by major medical plans. The agency serves clients in Derby, Kansas, by explaining options like accident, critical illness, and hospital indemnity coverage, then helping local residents select suitable plans for their budgets. A common need addressed involves out-of-pocket costs during annual open enrollment periods, when individuals may discover gaps in their existing health insurance that supplemental policies can fill.
Serving the Wichita area and surrounding communities including Derby, Kansas, Wheat State Insurance Group works as a supplemental insurance agent. It helps clients fill gaps left by major medical policies, addressing needs such as accident coverage, critical illness, or hospital indemnity plans. The company focuses on explaining policy details clearly to ensure customers understand their out-of-pocket risks. To handle a typical job, it conducts a thorough review of a client’s existing coverage before recommending specific supplemental options that address their personal financial situation.
Residents seeking supplemental insurance in Derby, Kansas can choose between a single, needs-based policy or a scheduled plan with recurring options. Lindsay Dearduff at Shelter Insurance provides such cover to address gaps left by standard health or life policies. These plans help manage out-of-pocket costs and add financial security for local policyholders. Coverage is tailored for each situation, emphasizing practicality over permanence. Service is available on an as-needed basis to adjust or expand protections as individual circumstances change over time.
Farm Bureau Financial Services: Michelle Basgall provides supplemental insurance coverage to individuals and families in the Derby, Kansas area. This type of insurance helps fill gaps left by standard health plans by offering specific add-ons that cover accidents, critical illnesses, or hospital stays. Clients can choose policies that address particular financial risks not covered by primary medical insurance. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, helping employees supplement their existing benefits with targeted protections.
As winter snow and wind cause unexpected roof damage across Derby, Kansas, residents often face gaps in their primary health coverage that puts savings at risk. Spachek Agency LLC American Family Insurance helps local families and retirees fill these gaps through straightforward supplemental insurance plans designed for individual protection. Their local agent provides clear explanations for Medicare supplements, accident policies, and critical illness coverage. Before issuing a policy, an agent schedules an in-person assessment of the applicant's current health situation to identify any pre-existing coverage needs.
Shelter Insurance - Tim Hicks in Derby, KS is known for providing supplemental insurance agent services to local residents and businesses. These policies help fill gaps left by standard health plans, covering expenses like deductibles, copays, and out-of-pocket costs. The agency offers guidance in selecting manageable coverage options tailored to individual budgets and needs. Clients can also add on a cancer or critical illness policy for more specialized financial protection against serious medical events.
What Does a a Supplemental Insurance Agent in Derby Cost?
Supplemental insurance costs in Kansas vary by plan type age and location. Medigap Plan G for a 65-year-old in Derby typically ranges from 120 to 200 dollars per month. Medicare Advantage plans may have lower premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Derby
Supplemental insurance agents in Derby Kansas help residents fill gaps in Medicare and major medical coverage. Kansas law requires agents to be licensed through the Kansas Insurance Department. Local agents can explain how plans like Medigap work with Kansas regulations and time-limited enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Derby Kansas?
A supplemental insurance agent helps you buy policies that cover costs not paid by your primary health plan. In Kansas these agents must hold a valid license and follow state rules for selling Medicare supplements and other gap coverage.
When can I enroll in a Medigap plan in Kansas?
Kansas law gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After that period insurers may use health questions.
Does Kansas have special rules for Medicare supplement plans?
Yes Kansas requires Medigap policies to be guaranteed renewable. Insurers cannot cancel your policy as long as you pay premiums. Kansas also standardizes Medigap plans into lettered plans A through N so you can compare options easily.
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