The top-rated supplemental insurance agent in Topeka, Kansas is Integrity Insurance Agency, rated 4.8 stars across 163 reviews. Other highly rated options include All Insurance Access, LLC, Roquet Insurance Agency, Integrity Insurance LLC. This directory lists 20 supplemental insurance agents serving Topeka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity Insurance Agency | 990 SW Fairlawn Rd Ste 200 | (785) 233-5401 |
| 2 | All Insurance Access, LLC | 3706 SW Topeka Blvd #411 | (785) 267-0707 |
| 3 | Roquet Insurance Agency | 2900 SW Atwood Ave # A | (785) 272-0222 |
| 4 | Integrity Insurance LLC | 1301 SW Topeka Blvd | (785) 246-5787 |
| 5 | Senior Health Plans Midwest | 3310 SW Harrison St | (785) 217-1400 |
| 6 | Community Insurance Solutions LLC | 1232 NW Harrison St | (785) 861-7888 |
| 7 | Becker Lassen Insurance Agency Inc | 2220 SE 29th St A | (785) 234-3800 |
| 8 | Allen Insurance Associates Inc | 2153 SE California Ave | (785) 233-2277 |
| 9 | Pam Luthi Insurance Solutions LLC | 2709 SW 29th St Suite 105 | (785) 267-0157 |
| 10 | Jeff Biggs - Kansas Insurance | 2315 NW Topeka Blvd | (785) 783-8899 |
Integrity Insurance Agency serves the Topeka, Kansas area as a local supplemental insurance agent. This agency assists clients with coverage options designed to fill gaps left by major medical plans, helping manage out-of-pocket costs for unexpected events. Agents in this field typically provide personalized guidance on available plans. The company handles critical illness insurance and accident supplemental coverage for residents in the region.
All Insurance Access, LLC in Topeka, KS offers a range of supplemental insurance options designed to fill gaps left by primary health coverage. Its representatives assist clients with enrolling in and maintaining supplemental plans, such as those for accident, critical illness, or hospital indemnity, and provide ongoing support for claims and policy adjustments. The company services single-family homes, apartments, retail locations, and restaurants.
Roquet Insurance Agency in Topeka, Kansas, serves local homeowners, renters, and small business owners seeking supplemental insurance coverage to fill gaps in their primary policies. These plans help with deductibles, copays, and routine medical or property expenses. The company works with clients to explain various supplemental options, ensuring each customer understands how supplemental insurance functions alongside existing coverage. It also assists property managers with income protection and liability gap solutions. Roquet Insurance Agency extends its services to clients throughout Shawnee County, including nearby communities such as Tecumseh.
Integrity Insurance LLC serves the Topeka area and surrounding Kansas communities as a supplemental insurance agent. The agency handles policies that cover gaps left by primary health plans, including accident and critical illness options for local residents. It also offers hospital indemnity and cancer insurance to address uncovered medical expenses and income loss. To manage a typical job, the company takes a consultative approach by reviewing each client’s existing coverage before recommending specific supplemental plans to match personal needs and budget constraints.
Senior Health Plans Midwest in Topeka, Kansas, differentiates between one-time policy reviews and recurring service plans to help clients navigate Medicare and other supplemental insurance options. Their coverage assistance focuses on filling gaps in original Medicare, including hospital stays and prescription costs. An agent explains plan differences, enrollment periods, and how supplemental insurance coordinates with primary benefits. Service appointments can be scheduled on a one-time basis for a specific need, or arranged to recur regularly for annual policy updates and ongoing support.
Community Insurance Solutions LLC in Topeka, Kansas, works with individuals to identify gaps in their base health coverage. As a supplemental insurance agent, the company focuses on offering specific add-ons such as accident, critical illness, and hospital indemnity plans. These policies help cover out-of-pocket expenses that primary plans may not address. The agency can serve a range of commercial sectors, including local offices, warehouses, and food service operations requiring tailored benefit solutions.
Becker Lassen Insurance Agency Inc serves residents of Topeka, Kansas, with supplemental insurance policies that help cover gaps in primary health plans. The agency also provides similar coverage options for commercial clients operating in the local area. Policies are designed to address unexpected medical costs not fully paid by major medical insurance. The company encourages clients to schedule follow-up appointments between regular visits to review their changing coverage needs and to adjust plans accordingly as life circumstances shift over time.
As the changing seasons can bring unexpected health needs or gaps in Medicare or employer coverage, Allen Insurance Associates Inc in Topeka, KS helps clients explore local supplemental insurance options that can fill those gaps. The company focuses on connecting individuals with plans that cover expenses traditional policies may not fully address, such as deductibles or co-pays. Every new client engagement begins with a free, no-obligation review of their existing coverage to identify potential needs.
What Does a a Supplemental Insurance Agent in Topeka Cost?
The cost of supplemental insurance in Kansas varies by policy type, age, and health status. For example, a Medigap Plan G in Topeka may cost between $120 and $250 per month for a 65-year-old. Cancer insurance premiums often range from $30 to $80 per month. Hospital indemnity plans can cost $40 to $100 per month. These are general estimates; actual costs depend on your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Topeka
Supplemental insurance agents in Topeka, Kansas help residents fill gaps in their primary health coverage. These agents offer policies such as Medicare Supplement (Medigap), accident, critical illness, and hospital indemnity plans. Kansas law requires agents to be licensed by the Kansas Insurance Department and follow state regulations on policy disclosures and replacement rules.
Frequently Asked Questions
What is the open enrollment period for Medigap in Kansas?
In Kansas, the Medigap open enrollment period lasts six months and starts on the first day of the month you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Can a supplemental insurance agent in Topeka help with cancer insurance?
Yes, many agents in Topeka offer cancer insurance policies. These plans pay a lump sum or periodic benefit directly to you if you are diagnosed with cancer. Kansas law requires these policies to clearly state benefit amounts and exclusions.
Are there state-specific rules for hospital indemnity plans in Kansas?
Yes, Kansas insurance regulations require hospital indemnity plans to provide a clear outline of daily or per-stay benefit amounts. These plans are not subject to Affordable Care Act essential health benefit requirements, so agents must explain that they do not replace major medical coverage.
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