The top-rated supplemental insurance agent in Lawrence, Kansas is Kurt Goeser - State Farm Insurance Agent, rated 4.8 stars across 247 reviews. Other highly rated options include ICT Insurance Team, Justin Holt - State Farm insurance Agent, Farm Bureau Financial Services: John Magnuson. This directory lists 21 supplemental insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Goeser - State Farm Insurance Agent | 1811 Wakarusa Dr # 100 | (785) 843-0003 |
| 2 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 3 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 4 | Farm Bureau Financial Services: John Magnuson | 3115 W 6th St STE B | (785) 330-9900 |
| 5 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 6 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 7 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 8 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 9 | Farm Bureau Financial Services, Pat Reed & Paul Reed | 5020 Bob Billings Pkwy ste a | (785) 856-8920 |
| 10 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
Kurt Goeser – State Farm Insurance Agent serves the Lawrence, Kansas area, offering supplemental insurance solutions for individuals and families. These policies help bridge gaps left by primary health coverage, providing financial support for unexpected medical expenses. Clients can explore cost-effective monthly plans tailored to local needs, with agents guiding them through enrollment and claims. The agency also assists customers with accident and hospital indemnity plans, ensuring protection against out-of-pocket costs.
ICT Insurance Team provides supplemental insurance agent services to individuals and business owners in the Lawrence, Kansas area. These services help clients access specialized coverage that fills gaps left by primary health or property insurance policies. Maintenance plans are offered to review current policies annually, ensuring benefit levels remain appropriate as needs change. The company works with carriers to simplify the claims process and answer policy questions. Its clientele includes residential property owners, including single-family homes and apartments, as well as commercial operations such as retail stores and restaurants.
Justin Holt - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lawrence, Kansas, by providing supplemental insurance coverage for gaps in primary policies. This office works with clients to evaluate individual needs for additional protection, such as accident, hospital, or critical illness plans. The agency helps customers understand how supplemental benefits can apply alongside existing health or property coverage. It also serves residents and businesses in nearby Eudora.
Farm Bureau Financial Services: John Magnuson serves Lawrence, Kansas, and the surrounding Douglas County communities. It handles supplemental insurance policies designed to cover gaps left by standard health or life insurance plans. Typical offerings include accident, critical illness, and hospital indemnity coverage for local residents and families. The agency works closely with each client to review existing coverage and identify specific areas of financial risk. It then customizes a supplemental policy to address those gaps, ensuring more comprehensive protection.
Miller Insurance in Lawrence, KS focuses on supplemental insurance, which operates differently from one-time policies that require a single payment for a set term. Instead, the same coverage often continues on an ongoing basis, helping clients manage out-of-pocket expenses not covered by standard health plans. As a licensed agency, Miller Insurance assists individuals by offering multiple plan options for situations like accidents or critical illness. Their service is provided on a scheduled basis, allowing clients to review and adjust their plans during regular appointments.
Edie Insurance Group, LLC specializes in supplemental insurance products tailored to cover health gaps not addressed by primary plans. It assists Lawrence residents by offering policy guidance and enrollment support for hospital indemnity, accident, and critical illness coverage. The agency works with individuals to review existing benefits and recommend appropriate additions for financial protection. As seasonal flu or unexpected injuries arise, the company helps clients understand how their supplemental plans can provide extra cash benefits during recovery.
For seniors in Lawrence balancing fixed incomes with rising medical costs, JCK Health Insurance connects clients to supplemental coverage that fills gaps left by Medicare. The agency assesses individual healthcare needs and lifestyle to recommend suitable plans for hospital stays, skilled nursing, or outpatient procedures. Each policy review accounts for seasonal risks like winter flu or summer accidents common in Douglas County. An initial free assessment screens current prescriptions and preferred providers before comparing available options.
Jenny Huber American Family Insurance located in Lawrence, Kansas, provides supplemental insurance coverage designed to fill gaps left by standard health plans. The agency specializes in offering additional policies for accidents and critical illnesses. These unique add-ons help local individuals cover out-of-pocket expenses beyond major medical coverage. The extra protection can assist with deductibles and copayments during a medical event. The agency can serve a variety of commercial sectors in the area, including offices, warehouses, and food service operations.
Farm Bureau Financial Services, Pat Reed & Paul Reed, serves Lawrence residents with supplemental insurance for their homes and personal needs. This location also helps local businesses arrange commercial coverage to protect their operations, serving clients throughout the Douglas County area. As a local agency, they assist policyholders in understanding their supplemental plans and coordinate with primary insurers when claims arise. Between regular visits, the agency provides follow-up service to address policy changes or questions that occur throughout the year.
Integrity Midwest Insurance, LLC, based in Lawrence, Kansas, is known for providing supplemental insurance coverage that helps fill gaps left by major medical plans. Its service range includes policies designed to assist with expenses such as hospital stays, accident recovery, and critical illness treatment. These plans can offer financial support during unexpected health events while simplifying claim processes for local policyholders. As a specialty service, the company also offers supplemental cancer insurance to help manage costs associated with specific treatment protocols.
What Does a a Supplemental Insurance Agent in Lawrence Cost?
Costs for supplemental insurance in Kansas vary by plan type, age, and health status. For example, a Medicare Supplement Plan G for a 65-year-old in Lawrence might range from $120 to $200 per month. Accident or critical illness policies may cost $30 to $80 per month. These are estimates only. This is general information and not insurance advice.
About supplemental insurance agents in Lawrence
Supplemental insurance agents in Lawrence, Kansas help residents fill gaps in primary health coverage. These agents can explain Kansas-specific rules, such as the state's Medicare Supplement open enrollment period. They also assist with policies like accident, critical illness, and hospital indemnity plans that are regulated by the Kansas Insurance Department.
Frequently Asked Questions
What does a supplemental insurance agent in Lawrence do?
A supplemental insurance agent helps you find policies that cover costs not paid by your main health plan. In Kansas, these agents must be licensed by the Kansas Insurance Department. They can compare plans from multiple carriers to fit your needs.
Do Kansas laws affect supplemental insurance policies?
Yes. Kansas law requires all Medicare supplement policies to follow federal standards. The state also sets a 30-day free look period for new policies. Agents must follow Kansas rules on policy replacement and disclosure.
How do I choose a supplemental insurance agent in Lawrence?
Look for an agent licensed in Kansas with experience in supplemental plans. Ask about the insurers they represent and whether they offer plan comparisons. You can verify an agent's license on the Kansas Insurance Department website.
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