The top-rated supplemental insurance agent in Bangor, Maine is Kathy Commeau - State Farm Insurance Agent, rated 5.0 stars across 320 reviews. Other highly rated options include Bill Tisdale - State Farm Insurance Agent, Sandy Beaulieu: Allstate Insurance, AAA Bangor Insurance and Member Services. This directory lists 20 supplemental insurance agents serving Bangor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Commeau - State Farm Insurance Agent | 1219 Broadway | (207) 947-0924 |
| 2 | Bill Tisdale - State Farm Insurance Agent | 499 Hammond St | (207) 947-6781 |
| 3 | Sandy Beaulieu: Allstate Insurance | 849 Stillwater Ave | (207) 945-3612 |
| 4 | AAA Bangor Insurance and Member Services | 339 Griffin Rd | (207) 942-8287 |
| 5 | Stephen Wilde: Allstate Insurance | 609 Hammond St | (207) 990-0934 |
| 6 | Jenny Schnedler at Comparion Insurance Agency | 23 Water St #201 | (207) 249-7165 |
| 7 | Cross Insurance | Cross Insurance, 491 Main St | (207) 947-7345 |
| 8 | Comparion Insurance Agency | 23 Water St #201 | (207) 947-7326 |
| 9 | Varney Agency | 32 Oak St | (207) 947-8637 |
| 10 | Matt Haskell - State Farm Insurance Agent | 189 State St Ste B | (207) 307-2554 |
Kathy Commeau - State Farm Insurance Agent serves Bangor, Maine and the surrounding Penobscot County area as a supplemental insurance agent. The agency provides policies designed to cover gaps left by major medical plans, helping clients manage out-of-pocket costs from accidents or illnesses. These supplementary plans can offer financial support when standard health coverage reaches its limits. The agency handles hospital indemnity plans that provide cash benefits during inpatient stays and cancer insurance policies that fund treatment related expenses.
Bill Tisdale - State Farm Insurance Agent provides supplemental insurance policies to individuals and businesses in Bangor, ME. Its services help cover costs that major medical plans often leave behind, such as deductible gaps or accident recovery expenses. The agent offers ongoing policy maintenance, including annual coverage reviews and claim assistance to keep protection aligned with changing needs. Supplemental insurance through this agency supports financial security against unexpected health events. It services single-family homes, apartments, retail establishments, and local restaurants.
Serving Bangor, Maine, and its surrounding communities, Sandy Beaulieu: Allstate Insurance specializes in supplemental insurance agent services. It assists local clients by offering policies that fill gaps left by primary health coverage, helping to manage out-of-pocket costs and unexpected expenses. The agency typically works closely with each individual to review existing coverage, then discusses specific policy options designed to address unique financial needs and provide added security for everyday life.
Homeowners, renters, and small business owners in Bangor, Maine, find AAA Bangor Insurance and Member Services for supplemental insurance agent needs. The agency helps clients fill gaps in primary policies, offering tailored coverage for specific financial gaps or unexpected events. Agents guide customers through plan comparisons to ensure appropriate protection without overinsurance. This work supports local savings and risk management across the area. The company also serves families and professionals in Brewer and the broader Penobscot County region.
When choosing a supplemental insurance agent, customers often decide between one-time policy purchases and services scheduled at regular intervals to adjust coverage as needs change. Stephen Wilde: Allstate Insurance, located in Bangor, ME, offers supplemental insurance options that help fill gaps left by primary health or life plans. These policies aim to provide coverage for unexpected medical costs, accident expenses, or lost income. Service appointments for reviewing or updating coverage typically run on an as-needed basis, allowing clients to schedule visits when their personal circumstances shift.
Jenny Schnedler at Comparion Insurance Agency in Bangor, Maine specializes in supplemental insurance coverage, such as policies that fill gaps left by major medical plans. The agency assists clients with evaluating needs, comparing options, and enrolling in additional protection for life’s unexpected health expenses. Its focus includes helping individuals address financial exposure from hospital visits, surgeries, or critical illness diagnoses. As local seniors prepare for winter flu season, this agent aids them in securing plans that offset out-of-pocket costs from increased medical care.
As the long Maine winters fade into spring, homeowners in the Bangor area often begin reviewing gaps in their existing health coverage. Cross Insurance addresses these specific local needs by offering supplemental insurance policies, such as plans for accident, critical illness, or hospital indemnity. Their brokers work directly with clients to explain how these policies fill coverage gaps left by primary medical insurance. An initial in-person or virtual assessment is scheduled to review a client's current benefits and identify suitable supplemental options.
Comparion Insurance Agency serves the Bangor area as a supplemental insurance agent, helping clients fill coverage gaps left by primary health plans. The agency specializes in policies that address specific needs, such as dental, vision, accident, or critical illness protection. By offering these add-on options, Comparion provides options for individuals seeking more comprehensive personal coverage. The agency can serve a variety of commercial sectors, including local offices, warehouse operations, and food service establishments in the region.
Varney Agency works with residents in Bangor to secure supplemental coverage that helps fill gaps in primary health plans. For commercial clients, the agency can arrange similar policies designed for small businesses and independent contractors across the Greater Bangor area. These supplemental insurance options can help manage out-of-pocket costs like deductibles or copays. Because plans often need periodic adjustments following life or business changes, the agency encourages regular follow-up appointments to review existing policies between annual enrollment periods.
Matt Haskell - State Farm Insurance Agent in Bangor, ME is known for providing supplemental insurance coverage to local residents and small business owners. The agency serves clients throughout the greater Bangor area by helping them explore supplemental policies that fill gaps left by major medical plans. Common supplemental insurance options can be tailored to individual needs. For a specialty service, the agency can assist clients in adding critical illness coverage to their portfolio for additional financial protection.
What Does a a Supplemental Insurance Agent in Bangor Cost?
Supplemental insurance costs in Maine vary by plan type age and carrier. Medigap Plan G premiums for a 65-year-old in Bangor typically range from $120 to $250 per month. Plan N is usually less expensive often between $90 and $180 per month. Your actual cost depends on your health status zip code and the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Bangor
Supplemental insurance agents in Bangor help residents find Medigap and other plans to cover costs not paid by Medicare. Maine law provides a guaranteed issue period for Medigap plans when you first enroll in Medicare Part B. Agents can explain options like Plan G or Plan N and help you compare carriers available in Penobscot County.
Frequently Asked Questions
What is a supplemental insurance agent in Bangor Maine?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or other health insurance policies that fill gaps in Original Medicare. They work with multiple insurance companies to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in Maine?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. Maine also has special guaranteed issue rights for certain situations.
Does Maine have any special rules for Medigap plans?
Yes Maine has a birthday rule that allows you to switch to a different Medigap plan within 60 days of your birthday without medical underwriting. This rule applies to plans with equal or lesser benefits. Maine also requires that Medigap policies cover certain preventive services.
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