The top-rated supplemental insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 20 supplemental insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
Lisa Laliberte - State Farm Insurance Agent provides supplemental insurance services to residential clients in Lewiston, ME, covering needs such as accident, hospital, and critical illness plans. This local agency also offers commercial coverage options to small businesses within the same service area. Operating as a supplemental agent means tailoring policies to fill gaps left by major medical plans. The agency welcomes follow-up contact between regular visits to adjust or review coverage as client circumstances evolve.
Sam Francis—State Farm Insurance Agent in Lewiston, Maine, offers supplemental insurance policies that can be selected for a one-time premium payment or structured as recurring monthly plans to fit different budget needs. Coverage typically assists with expenses not covered by primary health plans, such as accident recovery, hospital stays, or critical illness treatments. Service for policy management and claims support runs on both scheduled appointments and an as-needed basis for client convenience.
Deanna Lynn - State Farm Insurance Agent in Lewiston, Maine, specializes in supplemental insurance plans that work alongside major medical coverage. The agency serves local residents by helping them understand their options for filling specific gaps in health protection. Typical consultations focus on policies designed to cover out-of-pocket costs or income loss during recovery. As winter approaches, many clients seek guidance on accident or hospital indemnity policies to guard against unexpected medical expenses from slip-and-fall injuries common on icy surfaces.
Residents of Lewiston often look for ways to manage out-of-pocket medical costs during the winter flu season. The Champoux Insurance Group, a supplemental insurance agent in the area, helps individuals bridge gaps left by primary health plans by explaining available accident and hospital indemnity options. They focus on clarifying how these policies can assist with unexpected deductibles and copayments. The process begins with a no-obligation review of current coverage and any specific health concerns you may have.
Based in Lewiston, Maine, Mark Arneault Insurance Agency assists clients with foundational coverage plans and specializes in supplemental insurance policies that fill gaps left by primary health insurance. These supplements aid in managing out-of-pocket costs like deductibles and copays, providing financial support during medical events. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations.
D&H Insurance serves residential clients in Lewiston, Maine, by helping them select supplemental policies that cover gaps in primary health coverage. The agency also advises commercial clients on appropriate supplemental options for their businesses. Their service area extends across the greater Lewiston region, ensuring accessible guidance for local policyholders. The team focuses on explaining plan details during initial consultations and remains available for follow-up appointments to adjust coverage as needs change between regular policy renewal visits.
As winter approaches in Lewiston, many households review their existing health plans for gaps in prescription or dental coverage. Cross Insurance responds by providing supplemental insurance policies that can help cover these common out-of-pocket expenses, offering subscribers more predictable annual costs. They serve local residents who hold Medicare or individual major medical policies and want additional financial protection against routine care. The process begins with a no-obligation initial assessment of current coverage needs and available plan options.
Bilodeau Insurance Agency in Lewiston, Maine is known for providing supplemental insurance coverage to local residents. Its services focus on helping individuals manage out-of-pocket costs that primary health plans do not fully cover, such as deductibles and copayments. Supplemental policies in this area also address gaps in dental and vision care. Clients can add a critical illness supplement to their existing coverage, offering a lump-sum benefit upon a qualifying diagnosis.
Expedient Insurance Policy ME serves Lewiston, Maine, providing supplemental insurance agent services to help individuals and families cover out-of-pocket medical costs. This agency works to fill gaps left by primary health plans, addressing expenses such as deductibles, copayments, and coinsurance. Agents assist clients in understanding optional coverage for hospital stays, unexpected accidents, or critical illness diagnosis. By linking policy options to local healthcare needs, it helps with Medicare supplement plans and short-term medical gap protection in this area.
What Does a a Supplemental Insurance Agent in Lewiston Cost?
Medigap premiums in Maine vary by plan type age and location. Plan G typically costs between $120 and $250 per month for a 65-year-old in Lewiston. Plan N may range from $90 to $180 per month. Costs can increase each year due to inflation and medical trends. This is general information not insurance advice.
About supplemental insurance agents in Lewiston
Supplemental insurance agents in Lewiston Maine help residents fill gaps in Medicare coverage. Maine law provides a 30-day free look period for Medigap policies allowing you to change your mind. Local agents can explain plans like Plan G and Plan N that work with Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Lewiston Maine?
A supplemental insurance agent helps you buy Medigap or Medicare Supplement plans. These plans cover costs like deductibles and coinsurance that Original Medicare does not pay. Agents in Lewiston are licensed by the Maine Bureau of Insurance.
When can I enroll in a Medigap plan in Maine?
You have a six-month Medigap Open Enrollment Period starting the month you turn 65 and enroll in Part B. During this time you can buy any Medigap plan without medical underwriting. Maine also has a birthday rule allowing you to switch to an equal or lesser plan within 60 days of your birthday.
Are there Maine-specific rules for Medigap plans?
Yes Maine law requires insurers to offer Plan A and Plan C to all eligible applicants during open enrollment. Maine also prohibits insurers from denying coverage for pre-existing conditions if you enroll during your open enrollment period. These rules help protect consumers.
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