The top-rated supplemental insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 14 supplemental insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Chris Doughty - State Farm Insurance Agent | 765 Roosevelt Trail Unit 14 | (207) 747-5944 |
| 8 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 9 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 10 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area as a supplemental insurance agent. The agency helps clients address financial gaps that primary health plans often leave uncovered. Supplemental insurance can help manage out-of-pocket costs from deductibles, copays, and other medical expenses. This type of coverage is designed for individuals and families seeking additional financial protection for unexpected health events. The agency routinely handles accident insurance policies to provide cash benefits for injuries and critical illness insurance to offer a lump sum payment following a serious diagnosis.
Lisa J Stoddard Insurance provides supplemental insurance coverage designed to fill gaps in primary health policies in the Windham, Maine area. Its service approach includes helping clients evaluate individual needs for additional financial protection against unexpected medical costs or income loss. Regular policy reviews are offered to ensure that coverage keeps pace with changing circumstances. The agency assists a variety of property owners, including those with single-family homes, apartments, retail spaces, and restaurants.
J. Priest Insurance serves homeowners, renters, and local business owners in Windham, Maine, who need supplemental insurance coverage for gaps not filled by standard policies. Their services include offering Medicare supplements, accident, critical illness, and hospital indemnity plans. These products help clients manage out-of-pocket costs and unexpected medical expenses. The agency also assists individuals exploring long-term care or fixed-benefit options. In addition to covering Windham, J. Priest Insurance provides supplemental insurance services to residents and businesses in the nearby town of Gorham.
Serving Windham, Maine, and the surrounding communities, Splane Insurance Solutions (American National/Farm Family) handles supplemental insurance policies designed to cover gaps left by major medical plans. These policies help clients manage out-of-pocket costs for events like accidents or critical illnesses. The firm works with both individuals and families to explain coverage options in a straightforward manner. A typical job begins with a detailed review of the client’s existing benefits, followed by a clear presentation of relevant supplemental products tailored to that household’s specific financial needs.
Cross Insurance provides a range of supplemental insurance options for clients in Windham, Maine, focusing on filling gaps left by primary health coverage. Its service plans include assistance with policy selection and routine maintenance of existing plans to ensure they remain current with changing needs. Working with individuals and families in the community, the agent handles enrollments and annual coverage reviews to adjust for life events. The agency regularly services policies for single-family homes, apartments, retail locations, and local restaurants.
Safelink Insurance Agency in Windham, ME specializes in supplemental insurance, which differs from primary medical coverage by filling in cost gaps rather than covering routine care on a recurring basis. The agency helps clients secure policies for specific out-of-pocket expenses like deductibles or copays from hospital stays or accidents, complementing a main health plan. Unlike routine service visits, their insurance options are set up as ongoing policies with continuous coverage, meaning service runs on a scheduled, renewable term basis.
Specializing in supplemental insurance plans including accident, critical illness, and hospital indemnity coverage, Chris Doughty - State Farm Insurance Agent in Windham, ME assists clients with filling gaps left by primary health policies. The agency also provides reliable customer service and policy reviews for existing plan holders. As the seasons change and outdoor activities in Maine increase, clients often seek this agency’s guidance on medical cost protection from unexpected summer injuries or winter storm hazards.
As winter approaches in Windham, many residents begin reviewing their coverage for unexpected medical costs that standard health plans may leave uncovered. Maine Insurance Benefits Group helps individuals address these gaps by offering supplemental insurance policies tailored to local needs, including plans that cover hospital stays, accident recovery, or critical illness expenses. Each client visit begins with a straightforward conversation to review existing coverage and identify specific vulnerabilities. An agent then completes a no-obligation initial assessment in person to clarify options before any recommendations are presented.
Clark Insurance, a Marsh & McLennan Agency LLC company, serves Windham homeowners and small business owners seeking supplemental coverage beyond standard policies. This agency helps clients close gaps in medical, disability, or accidental protection with tailored plans. It focuses on explaining these options clearly so residents can better manage unexpected healthcare costs. Services include enrollment support and policy reviews to ensure coverage aligns with changing needs. The company also assists clients throughout the greater Portland metropolitan area, including nearby communities like Gorham and Falmouth.
Homeowners, businesses, and property managers in Sebago Lake region turn to Cross Insurance: Connell Melissa for supplemental coverage that fills gaps in standard policies. This agent works with clients to assess personal risk and secure tailored protection for unexpected events. Serving the Windham, Maine area, the agency focuses on health and life insurance products that provide financial stability. Their professional guidance helps residents of Raymond and surrounding Cumberland County communities navigate the complexities of supplemental plans with clear, practical advice.
What Does a a Supplemental Insurance Agent in Windham Cost?
Supplemental insurance costs in Maine vary by plan type, age, and gender. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old in Windham. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Costs can change annually. This is general information, not insurance advice.
About supplemental insurance agents in Windham
Supplemental insurance agents in Windham, Maine help residents find policies that cover costs not paid by Original Medicare. Maine law requires Medigap insurers to offer guaranteed-issue policies during certain enrollment periods, making it easier to get coverage. Local agents can explain how MaineCare or employer plans interact with supplemental insurance.
Frequently Asked Questions
What is the best time to buy a supplemental insurance plan in Windham?
The best time is during your Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Medicare Part B. In Maine, this period lasts 6 months and insurers cannot deny you coverage or charge higher premiums due to health conditions.
Can I switch supplemental insurance plans in Maine?
Yes, Maine allows you to switch Medigap plans at any time, but you may face medical underwriting unless you qualify for a guaranteed-issue right. Guaranteed-issue rights include losing employer coverage or moving out of a plan service area.
Are there Maine-specific rules for supplemental insurance agents?
Yes, Maine requires all insurance agents to be licensed by the Maine Bureau of Insurance. Agents must follow state rules on marketing, disclosure, and replacement of policies. Maine also has a 30-day free look period for new Medigap policies.
Supplemental Insurance Agents in Other Maine Cities
Auburn · Bangor · Falmouth · Kennebunk · Lewiston · Portland · Scarborough · South Portland