The top-rated supplemental insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 14 supplemental insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 6 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 7 | Farmers Insurance - Mahono Nguyuza | 4412 Powder Mill Rd Ste 214 | (301) 595-4500 |
| 8 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 9 | Statland & Katz, Ltd. | 5000 Sunnyside Ave Suite 200 | (301) 587-6050 |
| 10 | Albright Associates, Inc. | 5020 Sunnyside Ave #211 | (301) 441-2880 |
Joseph W. McCartin Insurance, Inc. serves Beltsville, Maryland, and the surrounding Prince George’s County area as a supplemental insurance agent. The company assists individuals in finding coverage that fills gaps left by primary health plans. Such plans typically include options for dental, vision, and accident-related expenses. Policies available in this region often provide supplementary income during hospital stays or recovery periods. An agent in this field can tailor a short-term medical option or a critical illness policy to client needs.
Scott Covington’s agency provides supplemental insurance policies designed to cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. It also offers service and maintenance plans that help policyholders manage routine care and unexpected health expenses without financial strain. The agency actively works with clients in Beltsville, MD, to tailor supplemental plans to individual needs and existing health budgets. Its services frequently support owners of single-family homes, apartments, retail businesses, and local restaurants seeking additional financial protection.
Homeowners and business owners in Beltsville, MD can find supplemental insurance plans from Al Freeman, III: Allstate Insurance to help fill gaps in standard health or property coverage. The agency specializes in policies that provide additional financial protection for unexpected medical expenses or asset losses not fully addressed by primary insurance. Clients benefit from personalized policy reviews to match their specific risk exposures and budget needs. The agency also serves nearby communities in Prince George’s County and the greater Washington, D.C. metro area.
Ramos Insurances serves Beltsville, Maryland, and the surrounding communities in Prince George’s County. It handles supplemental insurance policies designed to help cover costs not paid by primary health or Medicare plans. These plans typically assist with gaps in coverage for hospital stays, accidents, or critical illnesses. For each client, the agency begins by reviewing existing coverage and personal health needs before recommending specific plan options that fit individual budgets and situations.
In supplemental insurance, one-time policies provide a lump sum for specific events, while scheduled services offer ongoing coverage for recurring needs like accident or critical illness protection. Hunt & Jenkins Insurance Agency: Allstate Insurance in Beltsville, MD helps local clients evaluate these options. They assist with selecting appropriate supplemental plans to fill gaps in primary health coverage. This agency provides service on an as-needed basis, allowing clients to request policy reviews or updates whenever their insurance requirements change.
Castillo Insurance, LLC offers supplemental insurance policies designed to cover gaps left by primary health plans, serving residents in Beltsville, Maryland. As a local supplemental insurance agent, it assists clients with evaluating and selecting additional coverage for medical expenses not fully paid by major medical insurance. The company works with individuals to address financial exposure from deductibles, copays, and hospital stays. During open enrollment periods, Castillo Insurance helps clients adjust their supplemental plans to match changing health needs or family circumstances.
As summer storms and unexpected health needs arise for Beltsville families, Farmers Insurance - Mahono Nguyuza offers supplemental coverage to fill the gaps left by standard major medical plans. These policies help with deductibles, co-pays, and out-of-pocket costs for treatments or accidents. The agent works closely with local residents to review existing benefits and identify additional financial protection. An initial assessment of personal coverage needs is conducted during a free, in-office consultation.
Mutual of Omaha® Advisors - Beltsville serves the Beltsville area by helping residents with supplemental insurance policies to cover deductibles and out-of-pocket medical costs. The agency also offers commercial coverage solutions for local small businesses needing gap protection. Their service area includes Beltsville and the surrounding communities in Prince George’s County. Clients often schedule follow-up appointments between regular policy visits, ensuring coverage stays aligned with changing health needs or business circumstances.
Serving the Beltsville, Maryland area, Statland & Katz, Ltd. works as a supplemental insurance agent, advising clients on policies that cover gaps left by primary health plans. This can include benefits for critical illness recovery, accident-related expenses, or hospital confinement costs. Professionals in office settings often find these policies valuable for covering deductibles, while those in warehouses and food service operations may need protection tailored to the physical demands of their roles.
Albright Associates, Inc. is a supplemental insurance agent serving Beltsville, MD. The company helps clients bridge coverage gaps left by primary health plans. Its agents work to find suitable policies for dental, vision, and accident-related expenses. The firm’s process involves assessing individual needs and presenting relevant plan options from major carriers. Policyholders receive ongoing support for claims and renewals. For enhanced protection, the agency can also add on a comprehensive critical illness insurance policy to an existing coverage package.
What Does a a Supplemental Insurance Agent in Beltsville Cost?
Supplemental insurance agents in Maryland typically earn commissions paid by insurance companies, so you do not pay a fee for their services. Policy premiums vary widely: Medigap Plan G may cost between $120 and $250 per month for a 65-year-old, while a dental plan might be $20 to $50 per month. Costs depend on your age health and the specific plan. This is general information and not insurance advice.
About supplemental insurance agents in Beltsville
Supplemental insurance agents in Beltsville Maryland help residents choose plans that fill gaps in Medicare or employer coverage. Maryland law requires agents to be licensed by the Maryland Insurance Administration. These agents can explain how state-specific rules affect your options for Medigap or Medicare Advantage plans.
Frequently Asked Questions
What is a supplemental insurance agent in Beltsville?
A licensed professional who helps you buy policies like Medigap or dental insurance. They compare plans from different carriers to find coverage that fits your needs and budget.
Do I need a license to sell supplemental insurance in Maryland?
Yes. All agents must hold a valid license from the Maryland Insurance Administration. They must also complete continuing education courses to keep their license active.
Can a Beltsville agent help with Medicare enrollment periods?
Yes. Agents can guide you through the Initial Enrollment Period and the Annual Enrollment Period. Maryland also has special enrollment periods for certain life events like moving or losing other coverage.
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