The top-rated supplemental insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 541 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 20 supplemental insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 8 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 9 | Proper Insurance Services, LLC | 50 Citizen's Way #410 | (888) 631-6680 |
| 10 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
Danielle Leonard - State Farm Insurance Agent serves the Frederick, MD area and surrounding communities. As a supplemental insurance agent, the agency assists clients in addressing coverage gaps left by primary health plans. It focuses on policies that help manage unexpected out-of-pocket medical costs and income loss. Residents can obtain information about critical illness insurance, which provides a lump-sum benefit upon diagnosis. The agency also handles accident insurance, offering financial support for expenses related to accidental injuries.
Adams Insurance Agency, a Relation Company in Frederick, MD, provides supplemental insurance agent services designed to fill gaps in primary health coverage. Through its service and maintenance plans, it offers support for policy updates, claims filing assistance, and periodic coverage reviews to ensure clients have adequate protection. This includes helping individuals manage their existing policies to adjust as their needs change. The agency primarily serves properties such as single-family homes, apartments, retail establishments, and restaurants, tailoring its supplemental coverage to the daily risks these locations face.
Kathy Schultze - State Farm Insurance Agent serves homeowners, renters, and property owners in Frederick, Maryland who need supplemental insurance coverage. This agency helps clients fill gaps in their primary policies by offering additional protection for unforeseen expenses and liability risks often not fully covered by standard plans. Services include tailored policy reviews to identify coverage needs and assistance with claims for supplemental benefits. The agency also provides its supplemental insurance services to clients throughout the nearby Middletown area of Frederick County.
Connie Phillips Insurance serves clients in Frederick, Maryland, and the surrounding communities. It handles a range of supplemental insurance needs for individuals seeking additional health or life coverage outside of major medical plans. The company focuses on helping customers understand the gaps in their primary insurance. This is done by carefully explaining policy options and simplifying the process of selecting appropriate plans. A typical job is handled by guiding the client through policy details and assisting with straightforward application paperwork to secure the requested coverage.
Filling a specific need for Frederick-area residents, Lindquist Insurance offers supplemental insurance policies distinct from primary health plans, providing added financial protection for uncovered medical expenses or lost income during illness or injury. These plans present clients with valuable coverage options that help bridge gaps in existing insurance. Protecting against life’s unexpected costs, such policies are designed for predictable extra support. Service for these supplemental products typically runs on a scheduled or as-needed basis, dependent upon individual policy enrollment and renewal cycles.
BMC Insurance in Frederick, MD features dedicated supplemental insurance agent services, addressing gaps in primary health coverage through targeted policies. The agency guides clients in choosing supplemental plans that manage out-of-pocket costs and provide income replacement during hospital stays or critical illness. In a community with fluctuating seasonal employment, it specifically assists area workers preparing for winter months when reduced hours or weather-related downtime can unexpectedly strain personal finances and medical benefit coverage.
As the seasons change in Frederick, MD, residents often review their financial protections against unexpected medical costs. Escobar Insurance Agency addresses this need by specializing in supplemental insurance products that help cover deductibles and copays. These plans work alongside primary health coverage to reduce out‑of‑pocket expenses during illness or injury. A licensed agent meets with clients to explain policy options clearly. The process begins with a free, no‑obligation review of the client’s current coverage to identify potential gaps.
Lebherz Insurance assists residents in Frederick, Maryland, with supplemental coverage that fills gaps in standard health plans. The agency also provides commercial insurance solutions for local businesses throughout the surrounding area. Agents explain policy options clearly and help clients select plans that match their needs. Following the initial enrollment, the office encourages periodic check-ins to review coverage as circumstances evolve. This process ensures that clients can adjust their policies during regular follow-up visits between major life changes.
Proper Insurance Services, LLC operates as a supplemental insurance agent in Frederick, MD. Its general work involves helping individuals and businesses secure additional coverage that goes beyond standard health or property policies. The company’s specialty add-ons include policies that fill gaps left by primary insurance plans. These arrangements can provide financial protection for unexpected medical costs or loss of income. Proper Insurance Services, LLC serves commercial sectors such as offices, warehouses, and food service operations.
Insurance Brokers of Maryland, LLC operates as a supplemental insurance agent in Frederick, MD, known for helping clients bridge coverage gaps left by primary health plans. Its service range includes offering Medigap policies to assist with out-of-pocket costs like deductibles and coinsurance, as well as dental and vision plans for routine care. The agency can also serve individuals enrolling in Medicare’s annual open enrollment period for the first time. For clients with chronic conditions, it provides specialty cancer and critical illness insurance as an add-on.
What Does a a Supplemental Insurance Agent in Frederick Cost?
Supplemental insurance costs in Frederick Maryland vary by plan type age and insurer. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Plan N may cost 90 to 180 dollars per month. Rates can increase over time due to inflation and claims experience. This is general information and not insurance advice.
About supplemental insurance agents in Frederick
Supplemental insurance agents in Frederick Maryland help residents find Medigap and other gap coverage plans. Maryland law provides a guaranteed issue period for Medigap when you first enroll in Medicare Part B. Local agents can explain how Maryland rules affect your plan choices and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Frederick?
A supplemental insurance agent in Frederick helps you find Medigap or Medicare Supplement plans. These agents are licensed in Maryland and know local insurance carriers. They can compare plans from different companies for you.
When can I enroll in a Medigap plan in Maryland?
In Maryland you have a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may ask health questions.
Are there Maryland-specific rules for Medigap?
Yes Maryland has a guaranteed issue right for Medigap when you lose employer coverage or move out of a plan service area. Maryland also limits Medigap rate increases and requires insurers to offer certain standard plans. An agent can explain these protections.
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