The top-rated supplemental insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 993 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 26 supplemental insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | Chris Durand - State Farm Insurance Agent | 9085 Shady Grove Ct | (301) 948-8522 |
| 5 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 6 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 7 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 8 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 9 | Kevin Ha - State Farm Insurance Agent | 656 Quince Orchard Rd Ste 108 | (240) 252-3034 |
| 10 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
Christian Durand - State Farm Insurance Agent serves the Gaithersburg, MD area and surrounding Montgomery County with supplemental insurance solutions. This agency helps clients fill the coverage gaps that traditional health plans often leave behind. Supplemental insurance policies can cover out-of-pocket costs not addressed by primary medical coverage. Many area residents rely on these plans for financial protection during unexpected health events. The agency regularly assists with policies such as Medicare supplement plans which help with hospital and medical deductibles, and accident insurance that provides cash benefits for injuries or emergency room visits.
Juan Aguirre - State Farm Insurance Agent in Gaithersburg, MD offers a range of supplemental insurance services designed to fill gaps in standard health coverage. These services typically include accident, disability, and critical illness policies, often with routine maintenance through annual policy reviews to adjust deductibles or limits as client needs change. The team assists with claims filing and answering coverage questions during business hours. The agency serves individual homeowners, apartment residents, and owners of local retail stores and restaurants.
Serving homeowners, renters, and local business owners in Gaithersburg, Maryland, Capitol Benefits, LLC provides supplemental insurance agent services. It helps clients explore options to cover gaps not addressed by standard health or property policies. It works with individuals and commercial accounts seeking additional financial protection against unexpected medical expenses and property-related losses. The agency guides clients through the selection process to find appropriate coverage for their unique situations and budgets. Its service area also extends to neighboring communities throughout Montgomery County.
As a supplemental insurance agent in Gaithersburg, Maryland, this company serves clients throughout the city and surrounding Montgomery County communities, handling policies that fill gaps left by major medical coverage. It typically helps individuals and families manage out-of-pocket costs by offering plans such as accident, hospital indemnity, and critical illness insurance. The approach used for a typical job involves assessing each client's existing coverage, then recommending specific supplemental options that align with their financial situation and personal risk tolerance.
John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD provides supplemental insurance, which can be obtained through either a one-time policy purchase or a recurring monthly premium structure. The coverage typically helps fill gaps left by major medical plans, such as paying out cash benefits directly to policyholders. Service appointments for exploring different supplemental options usually run on an as-needed basis, arranged at the client’s convenience without a fixed schedule.
As a supplemental insurance agent, Rubin Insurance Agency, a Division of Blue Ridge Risk Partners in Gaithersburg, MD, specializes in policies that fill gaps left by major medical plans, such as accident, cancer, and critical illness coverage. It also serves local residents by helping them navigate hospital indemnity and disability income protection. With the arrival of winter, it assists clients in securing coverage that offsets costs from seasonal accidents like those from icy walkways or flu-related hospital stays.
As temperatures shift in Gaithersburg, many residents review their existing coverage for potential gaps. Fidencio Gonzalez: Allstone Insurance serves the area by focusing on supplemental insurance policies that fill such holes left by major health or auto plans. These offerings help secure financial protection for unexpected medical costs or accident-related expenses. The agency gathers personal details to match clients with suitable coverage options. An initial assessment is conducted to pinpoint specific coverage needs and to schedule a policy review at the office.
Dave Vidmar - State Farm Insurance Agent in Gaithersburg, MD provides supplemental insurance designed to fill gaps left by primary health plans. This independent agent offers policies addressing specific needs not covered by standard medical coverage, such as accident and critical illness add-ons. Clients can obtain support for out-of-pocket expenses and income disruption through short-term disability options. The agency serves various commercial sectors, including local offices, warehouses, and food service establishments within the Gaithersburg area.
Kevin Ha - State Farm Insurance Agent in Gaithersburg, MD, provides supplemental insurance solutions for area homes. The agency also extends its services to support local commercial clients with additional coverage options, serving the broader Montgomery County region. By focusing on policy-specific follow-ups, the agent ensures each customer receives tailored attention and timely claims assistance during regular visits. This consistent, post-enrollment service helps bridge gaps between standard appointments, reinforcing reliable coverage for both residential and business policyholders alike.
Nazar Insurance Agency is known as a supplemental insurance agent serving the Gaithersburg, MD area. It helps clients fill gaps left by major medical coverage, offering policies that address unexpected out-of-pocket costs from accidents or hospital stays. These plans provide cash benefits to policyholders for expenses such as deductibles, copays, and lost wages during recovery. Coverage often includes specified disease and disability protection tailored to local residents. A specialty service it can add on is its cancer and critical illness policy rider.
What Does a a Supplemental Insurance Agent in Gaithersburg Cost?
Supplemental insurance costs in Maryland vary by plan type age and insurer. Medigap Plan G premiums for a 65-year-old in Gaithersburg typically range from 120 to 250 dollars per month. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Dental and vision plans cost between 20 and 80 dollars monthly. This is general information and not insurance advice.
About supplemental insurance agents in Gaithersburg
Supplemental insurance agents in Gaithersburg Maryland help residents fill gaps in Medicare and health coverage. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Local agents can explain Medigap plans which follow federal and state rules for guaranteed issue rights.
Frequently Asked Questions
What does a supplemental insurance agent in Gaithersburg do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision coverage. They explain how each plan works with your existing health insurance. Agents must follow Maryland regulations including disclosure requirements.
When can I enroll in a Medigap plan in Maryland?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Maryland also offers a guaranteed issue right for certain situations like losing employer coverage.
Are there Maryland-specific rules for supplemental insurance?
Yes Maryland requires all Medigap policies to be standardized as Plans A through N. The state also has a Medicare Supplement Insurance Buyer Guide that agents must provide. Maryland does not allow agents to charge fees for helping you enroll in a plan.
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