The top-rated supplemental insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 342 reviews. Other highly rated options include Insurify, Eagle Trust Insurance, econosurance. This directory lists 16 supplemental insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Insurify | 201 Broadway Floor 6 | (833) 307-1453 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts, metro area as a local supplemental insurance agent. The company assists clients with policies that cover gaps left by major medical plans, helping to manage out-of-pocket costs from unexpected health events. Supplemental insurance can provide financial protection for hospital stays, accidents, or critical illnesses. The agency handles enrollment for specific coverages like accident insurance and hospital indemnity plans, which pay fixed cash benefits directly to the policyholder for eligible medical treatments.
Insurify provides a range of supplemental insurance agency services in the Cambridge, MA area, helping clients bridge gaps in their primary health coverage. It offers guidance on plans that address specific needs such as accident recovery, critical illness, or hospital confinement. Ongoing support includes policy reviews and claims assistance to ensure coverage remains suitable over time. The company serves a diverse mix of properties, including single-family homes, apartment complexes, retail spaces, and local restaurants.
Homeowners and property managers in Cambridge, Massachusetts, turn to Eagle Trust Insurance for supplemental insurance policies that fill gaps from a primary plan. The company offers coverage options designed to protect against unexpected out-of-pocket costs. As a dedicated supplemental insurance agent, it assists local residents in finding appropriate financial protection for health-related needs or property expenses. Its services extend to those living in the nearby Somerville area as well.
Serving Cambridge, Massachusetts, and the surrounding communities, econosurance operates as a supplemental insurance agent. It handles policies such as accident, critical illness, and hospital indemnity plans that help cover gaps left by primary health coverage. For a typical job, the agency first reviews a client’s existing coverage to identify potential financial vulnerabilities, then presents appropriate plan options based on that personal assessment.
Gallagher Insurance, Risk Management & Consulting serves Cambridge, Massachusetts as a supplemental insurance agent, addressing both one-time enrollment needs and ongoing policy adjustments. Coverage options include products that complement primary health plans, such as accident, critical illness, or hospital indemnity insurance. These plans help clients manage out-of-pocket expenses not covered by major medical policies. Service appointments run on an as-needed basis, allowing clients to request policy reviews or new coverage when their circumstances change, rather than requiring a fixed schedule.
Ralph J Galante Insurance Agency Inc specializes in supplemental insurance, offering plans that cover gaps left by major medical policies. It serves individuals and families in Cambridge, MA, helping them secure additional protection for unexpected health-related expenses. The agency works with clients to explain how these policies can fill financial gaps. As colder months approach, it assists clients in reviewing their coverage to prepare for influenza, winter injuries, or related seasonal doctor visits.
As Cambridge shifts from fall to winter, many residents review coverage for unexpected medical or accident costs that standard health plans may not fully address. Al Ponte Insurance guides local policyholders through Medicare gaps and other supplemental needs, helping match short-term hospitalization or critical-illness benefits to individual risk. Their process begins with a straightforward fact-finding conversation in their Cambridge office, where an agent reviews current policy exclusions alongside potential out-of-pocket exposures before recommending available options. An initial no-obligation assessment follows, comparing existing coverage to relevant supplemental plans in the area.
Serving Cambridge and the surrounding area, Fucillo & Sasso Associates Insurance helps individuals secure primary health coverage. Its supplemental insurance agent role focuses on offering policies that fill gaps in existing plans, such as accident or critical illness coverage. These add-on benefits can assist with deductibles and out-of-pocket costs not covered by standard medical insurance. The agency extends its services beyond individual clients to various commercial sectors, including offices, warehouses, and food service businesses seeking supplementary employee benefits.
Thomas F Coughlin Insurance Agency serves residential clients in Cambridge, Massachusetts, with supplemental insurance policies designed to cover gaps in primary health plans. The agency also addresses commercial clients in the local area who need additional coverage beyond standard business insurance. Service extends throughout the Cambridge region, helping individuals and small businesses select suitable supplemental plans for medical expenses or lost income. They schedule follow-up appointments and provide ongoing support between regular visits, ensuring policy adjustments are made when needs change.
What Does a a Supplemental Insurance Agent in Cambridge Cost?
Supplemental insurance costs in Massachusetts vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Cambridge typically range from $150 to $300 per month. Medicare Advantage plans often have lower premiums, sometimes $0 to $50 per month, but include copays and deductibles. Costs change each year and depend on your health status and the insurer. This is general information, not insurance advice.
About supplemental insurance agents in Cambridge
Supplemental insurance agents in Cambridge, Massachusetts help residents choose policies that cover gaps in Medicare or employer plans. Massachusetts state law requires Medigap policies to be guaranteed issue for eligible beneficiaries during open enrollment. Local agents can explain how MassHealth and Medicare supplement plans work together for Cambridge seniors and other residents.
Frequently Asked Questions
What is a supplemental insurance agent in Cambridge?
A supplemental insurance agent in Cambridge helps you buy policies that pay for costs not covered by original Medicare or employer insurance. They can explain Medigap plans, Medicare Advantage plans, and other private insurance options available in Massachusetts.
Do Massachusetts laws affect supplemental insurance options?
Yes, Massachusetts has specific rules for Medigap. Residents have a six-month open enrollment period starting when they turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge more for pre-existing conditions.
How do I choose a supplemental insurance agent in Cambridge?
Look for an agent licensed in Massachusetts who specializes in senior health insurance. Check that they represent multiple insurance companies so they can compare plans. You can verify an agents license on the Massachusetts Division of Insurance website.