The top-rated supplemental insurance agent in Chicopee, Massachusetts is E.J. O'Neil Insurance Agency, rated 4.9 stars across 374 reviews. Other highly rated options include First American Insurance Agency, Slosek Insurance, Rush Insurance Group, Inc.. This directory lists 16 supplemental insurance agents serving Chicopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E.J. O'Neil Insurance Agency | 400 Broadway St | (413) 594-4757 |
| 2 | First American Insurance Agency | 510 Front St | (413) 592-8118 |
| 3 | Slosek Insurance | 170 Springfield St | (413) 734-3690 |
| 4 | Rush Insurance Group, Inc. | 71 Church St | (413) 598-8304 |
| 5 | Alyssa Joy Lunghi at Comparion Insurance Agency | 99 Church St | (413) 754-7013 |
| 6 | White Birch Insurance | 21 White Birch Plz | (413) 331-5263 |
| 7 | Kaplansky Insurance- Chicopee Branch | 725 Grattan St | (413) 536-3311 |
| 8 | Metras Insurance Agency Inc | 2030 Memorial Dr | (413) 536-1491 |
| 9 | Rosario &Robb Insurance Inc | 317 Broadway St | (413) 594-4797 |
| 10 | Steven A Farnsworth Insurance | 202 Exchange St | (413) 594-2714 |
E.J. O'Neil Insurance Agency serves the Chicopee, MA area as a supplemental insurance agent. It helps residents and local businesses fill coverage gaps left by major medical plans. The agency focuses on policies that address out-of-pocket costs for unexpected health events. It assists clients in finding plans suited to their specific needs and budget constraints. Cancer insurance and accident insurance are two specific services it handles in this area.
First American Insurance Agency, based in Chicopee, MA, offers a range of supplemental insurance products designed to help cover gaps left by standard health plans. The agency works with clients to identify policies that fit specific needs, such as accident or critical illness coverage, and assists with claims filing to simplify the process for policyholders through ongoing support. Services are extended to single-family homes, apartments, retail establishments, and restaurants.
Slosek Insurance assists Chicopee homeowners and other property owners with supplemental insurance policies designed to address gaps in standard coverage. These plans help manage out-of-pocket costs from deductibles, co-pays, and unexpected expenses that primary insurance may not fully cover. The company focuses on providing straightforward guidance for clients seeking additional financial protection for their property or daily needs. Slosek Insurance also serves individuals throughout the Greater Springfield metropolitan area, including neighboring communities such as West Springfield.
Rush Insurance Group, Inc. serves Chicopee, Massachusetts, and the surrounding communities as a supplemental insurance agent. It handles specialty health and life policies that help cover gaps left by primary medical plans, such as accident, critical illness, and hospital indemnity coverage. To handle a typical job, it first assesses a client’s existing benefits, then recommends a specific supplemental plan to fill identified coverage gaps based on the individual’s needs and budget.
A supplemental insurance agent in Chicopee, MA provides coverage for expenses that primary health plans may leave uncovered, such as accident, critical illness, or hospital indemnity policies. Unlike one-time insurance purchases that require no ongoing engagement, policyholders often choose recurring service options to adjust coverage as their health or financial needs evolve. New clients receive personalized policy reviews during the initial setup. For existing clients, service runs on a scheduled basis with each annual renewal period.
Located in Chicopee, MA, White Birch Insurance offers supplemental insurance coverage that helps fill gaps left by primary health plans. Its general service work includes assisting local individuals in selecting policies for accident, critical illness, or hospital indemnity needs. The agents guide clients through the application process and provide ongoing policy support. During the busy winter season in western Massachusetts, it helps residents manage potential financial stress caused by seasonal flu complications or unexpected cold-weather injuries.
As the seasons change in Chicopee, residents often reassess their coverage needs for gaps that standard health plans may leave. Kaplansky Insurance- Chicopee Branch provides supplemental insurance options tailored to complement existing policies, addressing costs like deductibles or co-pays that arise unexpectedly. Working with Medicare beneficiaries and others in the area, the agency helps clarify plan choices based on individual situations. The process begins with a straightforward initial assessment of current coverage and budget, scheduling an in-person or phone review to identify suitable options without obligation.
Located in Chicopee, Massachusetts, Metras Insurance Agency Inc primarily helps individuals protect their health through core coverage plans. As a specialized supplemental insurance agent, the agency focuses on precise add-ons that cover critical gaps left by standard policies. Clients often seek these extra protections to manage coinsurance, deductibles, or accident-related costs that primary plans do not fully address. Commercial sectors the agency can serve include small to medium-sized offices, distribution warehouses, and full-service food establishments.
Rosario &Robb Insurance Inc serves residents in Chicopee, Massachusetts, helping them secure supplemental insurance coverage for expenses not paid by primary health plans. The agency also assists local businesses with commercial supplemental policies designed to fill gaps in employee benefits. Its service area extends throughout Chicopee and the surrounding communities in Hampden County. Supplemental plans from Rosario &Robb typically cover costs such as copays, deductibles, and hospital stays. The agency follows up with each client between regular visits to review coverage and adjust policies as needs change.
Steven A Farnsworth Insurance, based in Chicopee, MA, is known for providing supplemental insurance policies that cover gaps left by primary health plans. Its service range includes offering accident, critical illness, and hospital indemnity plans tailored to local residents and families seeking additional financial protection. The company focuses on helping clients manage out-of-pocket expenses that standard insurance may not address. A specialty service it can add on is dental or vision coverage to complement core supplemental benefits.
What Does a a Supplemental Insurance Agent in Chicopee Cost?
Supplemental insurance costs in Massachusetts vary by plan type, age, and carrier. Medigap Plan 1 premiums typically range from $150 to $300 per month for a 65-year-old. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Costs are also influenced by your location in Chicopee and any discounts offered by insurers. This is general information and not insurance advice.
About supplemental insurance agents in Chicopee
Supplemental insurance agents in Chicopee, Massachusetts help residents navigate Medicare supplement plans, also known as Medigap. Massachusetts state law provides a unique Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. These agents can explain how local plans work with your existing coverage and help you compare options from different carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Chicopee?
A supplemental insurance agent in Chicopee helps you find and enroll in Medicare supplement plans or Medicare Advantage plans. They are licensed in Massachusetts and can explain how different policies cover costs not paid by Original Medicare.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts, you have a six-month Medigap open enrollment period that starts the month you turn 65 and are enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there state-specific rules for supplemental insurance in Massachusetts?
Yes, Massachusetts has a standardized Medigap plan structure with only three plan options: Core, Supplement 1, and Supplement 1A. This makes it easier to compare plans. Agents must follow state regulations when advising clients.