The top-rated supplemental insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 20 supplemental insurance agents serving Danvers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel J. Guarino Insurance Agency, Inc. | 99 Rosewood Dr #111 | (978) 777-5820 |
| 2 | Edgewater Insurance Group | 85 Constitution Ln #2B | (978) 979-6592 |
| 3 | Goodnow Insurance | 16 Park St | (978) 774-2620 |
| 4 | Phil Richard Insurance | 27 Garden St #1b | (978) 774-4338 |
| 5 | Angelo Perrina - GEICO Insurance Agent | 150 Andover St | (978) 326-1850 |
| 6 | Salem Five Insurance Services, LLC | 75 Sylvan St Suite B-202 | (978) 977-4884 |
| 7 | Hurley Insurance Agency | 27 Garden St #1b | (978) 777-9394 |
| 8 | John J Doyle Insurance | 85 Constitution Ln #2h | (978) 777-6344 |
| 9 | SecureLink Insurance Co. | 99 Watson Pkwy | (351) 207-6471 |
| 10 | Circle Insurance Agency, Inc. | 247 Newbury St | (978) 777-7030 |
Daniel J. Guarino Insurance Agency, Inc. serves Danvers, Massachusetts, and the surrounding Essex County area as a supplemental insurance agent. The company assists clients by offering policies designed to cover expenses that primary health insurance often does not, including gaps in coverage for illness or injury. These plans help manage out-of-pocket costs such as copays and deductibles. The agency specifically handles Medicare supplement plans and accident insurance policies.
Edgewater Insurance Group serves local homeowners and small business owners in Danvers, Massachusetts, offering supplemental insurance coverage to help fill gaps left by standard health or property policies. Their representation of multiple insurance carriers allows clients to compare plans tailored for medical, dental, or accident-related expenses. The agency’s location on central Danvers provides convenient access for policy inquiries and claims assistance. Edgewater Insurance Group also extends its supplemental insurance services to residents and businesses in the neighboring community of Salem.
Goodnow Insurance serves Danvers, Massachusetts, and the surrounding North Shore communities as a supplemental insurance agent. The company handles Medicare supplements, accident policies, and other gap coverage plans for local residents. These plans help cover out-of-pocket costs that primary health insurance does not pay. To handle a typical client need, the agency begins by reviewing a person's current coverage before matching them with a competitive plan from its available carriers.
Phil Richard Insurance in Danvers, MA serves clients seeking either one-time policy comparisons or recurring coverage reviews for their supplemental insurance needs. As a local supplemental insurance agent, the company assists with plans that fill gaps left by primary health or Medicare coverage. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and policy updates.
Angelo Perrina, a supplemental insurance agent in Danvers, Massachusetts, provides a range of policies designed to fill gaps left by standard health coverage, including accident, hospital indemnity, and critical illness plans. The agency offers ongoing service support, assisting clients with policy questions and helping them adjust coverage as their needs change. Each plan is reviewed regularly to ensure it remains aligned with the individual’s current health and financial situation. The agent serves single-family homes, apartments, retail businesses, and restaurants.
Salem Five Insurance Services, LLC specializes in supplemental insurance plans that cover gaps left by major medical policies. Operating in Danvers, MA, it assists clients with selecting policies for dental, vision, accident, or critical illness needs. The agency works to identify affordable coverage options for individuals and families. It regularly helps seniors evaluate plans during Medicare enrollment periods, ensuring they understand their benefits for the year ahead.
As the winter season brings snow and ice to Danvers, MA, homeowners and drivers face increased risks from slips and unexpected accidents. Hurley Insurance Agency helps local residents address these gaps with supplemental insurance policies designed to cover expenses that standard health or auto plans may leave behind. This independent agency focuses on simplifying coverage options so clients can protect their finances against deductibles and out-of-pocket costs. An initial consultation involves a brief review of existing plans to identify any important areas needing additional protection.
John J Doyle Insurance is a supplemental insurance agent located in Danvers, Massachusetts. The agency primarily offers policies that fill coverage gaps left by major medical plans, including accident, critical illness, and hospital indemnity plans. These specialty add-ons help clients manage out-of-pocket costs not paid by standard health insurance. Business clients in commercial sectors, such as offices, warehouses, and food service operations, can obtain customized supplemental benefits for their employees.
SecureLink Insurance Co., a supplemental insurance agent based in Danvers, MA, is known for helping clients fill the gaps left by standard health plans. The company’s service range includes Medicare supplement policies and coverage for accidents, critical illnesses, and hospital indemnity. These private policies pay cash benefits directly to the insured, helping manage out-of-pocket costs and deductibles. SecureLink navigates the annual enrollment periods and plan options for local residents. As a specialty service, the agency can add a dental and vision insurance rider to existing supplemental plans.
Circle Insurance Agency, Inc. serves residents of Danvers, Massachusetts, with supplemental insurance coverage designed to fill gaps in primary health plans. The agency also offers commercial policies for local businesses in the service area. Clients receive clear explanations of plan options and benefits during initial consultations. Between regular visits to update or adjust coverage, the agency contacts policyholders to review any changes in their circumstances that may require follow-up service.
What Does a a Supplemental Insurance Agent in Danvers Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and location. Medigap Plan G for a 65 year old in Danvers typically ranges from 120 to 200 dollars per month. Dental and vision supplemental plans cost 30 to 80 dollars per month. Hospital indemnity plans may cost 50 to 150 dollars per month. Costs change each year and depend on the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Danvers
Supplemental insurance agents in Danvers Massachusetts help residents find coverage that works with Medicare or other primary plans. Massachusetts has specific rules for Medigap plans including a birthday rule that allows seniors to switch plans without medical underwriting. A local agent can explain these options and help you compare policies from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Danvers?
A supplemental insurance agent in Danvers helps you buy policies that cover costs not paid by Medicare or your main health plan. They can explain Medigap Medicare Supplement plans dental insurance and hospital indemnity plans. Agents must be licensed by the Massachusetts Division of Insurance.
Do I need a special license to sell supplemental insurance in Massachusetts?
Yes agents must hold a valid Massachusetts insurance producer license. They need to complete continuing education every two years. For Medicare products they must also complete a CMS certification course each year.
Can I change my Medicare Supplement plan in Massachusetts without health questions?
Yes Massachusetts has a birthday rule. During the 30 days after your birthday you can switch to a plan of equal or lesser coverage without answering health questions. This rule does not apply to Medicare Advantage plans.