The top-rated supplemental insurance agent in Battle Creek, Michigan is Farmers Insurance - Terry Smith, rated 4.9 stars across 425 reviews. Other highly rated options include Matt Gorham - State Farm Insurance Agent, Paul Clark - State Farm Insurance Agent, Chase Anthes - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Battle Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Terry Smith | 153 E Columbia Ave | (269) 213-8275 |
| 2 | Matt Gorham - State Farm Insurance Agent | 7055 Tower Rd Suite H | (269) 962-4041 |
| 3 | Paul Clark - State Farm Insurance Agent | 2861 Capital Ave SW | (269) 979-4000 |
| 4 | Chase Anthes - State Farm Insurance Agent | 19915 Capital Ave NE #204 | (269) 962-5117 |
| 5 | Allen-Harmon-Mason-Selinger | 230 Helmer Rd N | (269) 441-5156 |
| 6 | Insurance Network Agency, Inc. | 732 Capital Ave SW | (269) 968-0577 |
| 7 | C.L. Van Deventer Insurance Agency Of Battle Creek | 100 Helmer Rd N | (269) 651-8066 |
| 8 | Worgess Insurance & Financial Services | 2 W Michigan Ave | (269) 965-3221 |
| 9 | Allstate Insurance: The Lange Agency | 812 Capital Ave SW | (269) 282-7472 |
| 10 | DeBree & Associates Insurance Agency, LLC | 2521 Capital Ave SW | (269) 968-8333 |
Farmers Insurance - Terry Smith serves the Battle Creek, Michigan area, specializing in supplemental insurance agent services that help local residents cover gaps in their primary health plans. This agency assists clients with policies designed to manage out-of-pocket medical costs not addressed by major medical coverage. Supplemental insurance products typically provide fixed cash benefits for specific events, such as hospital stays or critical illness diagnoses. The agency in Battle Creek handles accident insurance and hospital indemnity plans.
Matt Gorham - State Farm Insurance Agent in Battle Creek, MI, serves local homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency assists clients in evaluating additional policies that help fill gaps in standard health or property plans. Personalized consultations ensure each customer understands their available options for extra protection. Services also extend to individuals reviewing life or accident-related supplemental plans for added financial security. In addition to serving Battle Creek itself, the agency covers the surrounding area including Springfield and the broader Calhoun County region.
Paul Clark - State Farm Insurance Agent in Battle Creek, MI provides a comprehensive range of supplemental insurance services tailored to help clients manage financial gaps. The agency offers individualized policy consultations and ongoing service to adjust coverage as life changes, ensuring clients understand their benefits and claims processes. Plan maintenance includes regular policy reviews and responsive support for billing questions. The agency serves customers with varying property types, including single-family homes, apartments, retail locations, and local restaurants throughout the Battle Creek area.
Serving Battle Creek and the surrounding communities of Calhoun County, Chase Anthes – State Farm Insurance Agent handles supplemental insurance policies designed to fill coverage gaps. These plans help clients manage unexpected out-of-pocket costs that standard health insurance may not fully cover. The agency focuses on explaining policy details clearly so customers understand what their plan includes. When handling a typical job, the agent starts by assessing an individual’s existing coverage, then recommends specific supplemental options to meet their unique financial and healthcare needs.
Allen-Harmon-Mason-Selinger in Battle Creek, MI, specializes in supplemental insurance policies that cover hospital indemnity, accident, and critical illness expenses. It also provides general Medicare supplement plans and dental insurance options. These services help local residents manage out-of-pocket costs when major medical coverage leaves gaps. For Michigan homeowners facing the deductible and co-insurance after a winter storm causes roof or flood damage, this agency’s supplemental products can ease that financial burden.
Insurance Network Agency, Inc., located in Battle Creek, MI, provides supplemental insurance to help clients manage out-of-pocket costs not covered by major medical plans. Unlike one-time purchases, these policies typically offer recurring benefits for specific events such as accidents, hospital stays, or critical illness. By filling these gaps, supplemental coverage ensures policyholders receive financial support for deductibles, copays, and lost income. This agency operates on an as-needed basis, allowing customers to review, adjust, or initiate coverage whenever their personal or financial circumstances change.
C.L. Van Deventer Insurance Agency Of Battle Creek provides insurance products that fill gaps left by major medical plans. The agency specializes in supplemental insurance, including policies for accident, critical illness, and hospital indemnity. These add-ons help clients in Battle Creek, Michigan, manage out-of-pocket costs not covered by primary coverage. Their services are structured to accommodate various commercial sectors, including professional offices, industrial warehouses, and food service operations.
As the seasons change in Battle Creek, many residents review their coverage for gaps that standard health plans may leave behind. Allstate Insurance: The Lange Agency provides supplemental insurance options designed to help manage out-of-pocket costs from medical events or hospital stays. Their services focus on filling specific financial needs with product explanations that match each client’s personal circumstances. Initial discussions typically begin with a complimentary assessment of existing benefits, followed by an in-office review of coverage options to find appropriate solutions.
What Does a a Supplemental Insurance Agent in Battle Creek Cost?
Medigap premiums in Michigan vary by plan type age and location. For a 65-year-old in Battle Creek monthly premiums typically range from $80 for Plan A to over $250 for Plan F. Costs can change each year based on the insurance company and your rating method. This is general information and not insurance advice.
About supplemental insurance agents in Battle Creek
Supplemental insurance agents in Battle Creek Michigan help residents find Medigap or Medicare Supplement plans to cover out-of-pocket costs. Michigan law requires Medigap policies to offer guaranteed issue rights during certain enrollment periods. Local agents can explain how these plans work with Original Medicare and what benefits are available in Calhoun County.
Frequently Asked Questions
What is a supplemental insurance agent in Battle Creek Michigan?
A supplemental insurance agent in Battle Creek helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in Michigan and can explain plan options from private insurance companies. They do not work for the government but help you choose a plan that fits your budget and healthcare needs.
When can I enroll in a Medigap plan in Michigan?
In Michigan you have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy sold in Michigan regardless of health conditions. After this period insurers may use medical underwriting to decide your premium or coverage.
Does Michigan have any special rules for Medigap plans?
Yes Michigan is one of the states that does not require Medigap plans to cover the Part B deductible. This means Michigan residents may see lower premiums but higher out-of-pocket costs for doctor visits. Agents in Battle Creek can help you compare standard Medigap plans A through N to find what works for you.
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