The top-rated supplemental insurance agent in Bay City, Michigan is Farmers Insurance - Mark Townsend, rated 4.8 stars across 159 reviews. Other highly rated options include Weaver Group Insurance Agency, MCI Insurance, The Kory Agency. This directory lists 18 supplemental insurance agents serving Bay City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mark Townsend | 509 E Midland St | (989) 469-0009 |
| 2 | Weaver Group Insurance Agency | 916 Washington Ave STE 204 | (989) 391-5085 |
| 3 | MCI Insurance | 701 N Madison Ave | (989) 892-5541 |
| 4 | The Kory Agency | 900 S Euclid Ave | (989) 391-5200 |
| 5 | Superior Insurance Group | 916 Washington Ave SUITE 210 | (989) 893-7651 |
| 6 | Farmers Insurance - Miranda Keenan | 264 Uptown Dr | (989) 671-9899 |
| 7 | Michael Hayes Agency/Farm Bureau Insurance | 509 S Euclid Ave | (989) 684-4160 |
| 8 | Hine-Knopp-Vernon Insurance Agency | 501 E Midland St | (989) 894-2769 |
| 9 | Future Insurance Agency | 501 S Euclid Ave | (989) 922-0049 |
| 10 | AAA Insurance - Kolm Insurance Group | 702 S Euclid Ave | (989) 316-1170 |
Farmers Insurance - Mark Townsend serves the Bay City, Michigan area as a supplemental insurance agent. This agency helps local residents and businesses fill coverage gaps left by primary health or life policies. Supplemental insurance policies address specific financial needs during medical events or accidents. The agent guides clients through available plan options to find suitable supplementary protection for their budgets. Services commonly handled by this agency include accident and critical illness insurance policies that provide cash benefits directly to policyholders.
Weaver Group Insurance Agency provides supplemental insurance solutions for individuals and businesses in Bay City, MI. These plans help cover gaps left by major medical policies, offering financial support for unexpected medical expenses. The agency assists clients with plan selection and enrollment, then provides ongoing service to maintain and adjust coverage as needs change. This includes answering claims questions and policy updates throughout the year. The Weaver Group Insurance Agency serves single-family homes, apartments, retail locations, and restaurants seeking supplemental protection.
Homeowners and small business owners in Bay City, MI, turn to MCI Insurance for supplemental coverage that fills gaps left by primary plans. This agency helps property managers secure additional protection for rental assets and liability exposures. Local clients receive guidance on choosing Medicare supplements and accident or critical illness policies. The office also assists residents seeking financial security through tailored insurance solutions in surrounding Saginaw County communities.
Serving Bay City, Michigan, and the surrounding communities of the Great Lakes Bay Region, The Kory Agency handles supplemental insurance policies that help cover gaps left by major medical plans. This agency works with clients to identify potential out-of-pocket costs from accidents, critical illnesses, or hospital stays. To complete a typical job, an agent first reviews a client’s existing coverage, then recommends specific supplemental plans to fill those uncovered expenses.
At Superior Insurance Group in Bay City, MI, one-time service helps clients secure short-term supplemental medical gap coverage, while recurring options build longer-term income or illness protection. As a supplemental insurance agent, they address specific needs that primary plans may leave open, such as accident recovery or critical illness expenses. Professional guidance explains how these policies integrate with existing health coverage. Service runs on either a one-time consultation basis or a scheduled annual review to adjust policies as client circumstances change.
Farmers Insurance - Miranda Keenan in Bay City, MI, specializes in supplemental insurance policies that help cover gaps in primary health plans. The agency also provides general support for clients seeking to protect their income and savings from unexpected medical or accident-related expenses. Working with local residents, it addresses common coverage needs such as hospital indemnity and critical illness plans. In the winter months, it assists individuals in preparing for higher seasonal health risks by ensuring their supplemental coverage is current and adequate.
As winter weather increases the risk of accidents and property damage in Bay City, MI, many residents consider additional financial protection through supplemental insurance. Michael Hayes Agency/Farm Bureau Insurance serves local clients by offering policies that help cover gaps left by standard health or homeowners coverage. The agency focuses on providing clear explanations of how supplemental plans work for individuals and families in the area. A typical process begins with a no-obligation inspection or an in-person initial assessment of the client’s current coverage needs.
Hine-Knopp-Vernon Insurance Agency provides supplemental insurance coverage to clients throughout the Bay City, Michigan area. Its specialty is offering add-on policies that fill gaps left by primary health or life plans, providing extra financial protection for unexpected medical costs or income loss. The agency serves a diverse range of commercial clients, including office-based businesses, warehouses, and food service establishments.
Future Insurance Agency serves Bay City, Michigan, and the surrounding area as a supplemental insurance agent. It helps individuals secure additional coverage to fill gaps left by primary health or Medicare plans. The agency focuses on policies that address out-of-pocket costs and unexpected medical expenses. These offerings provide financial protection for routine care and major health events. Specific services include Medicare Supplement plans and hospital indemnity insurance.
AAA Insurance - Kolm Insurance Group serves homeowners and renters in Bay City, MI, with supplemental insurance policies that fill gaps in primary coverage. They also assist local businesses in securing commercial supplemental plans to protect their operations. The agency provides ongoing support throughout the life of each policy, helping clients understand their options as needs change. After an initial consultation, they schedule follow-up appointments to review coverage and adjust policies before regular visits, ensuring clients remain adequately protected over time.
What Does a a Supplemental Insurance Agent in Bay City Cost?
In Michigan supplemental insurance premiums vary by plan type age and location. Medigap Plan G for a 65-year-old in Bay City can range from 120 to 200 dollars per month. Medicare Advantage plans often have 0 dollar premiums but may have copays and deductibles. Costs depend on the insurer and your specific health needs. This is general information not insurance advice.
About supplemental insurance agents in Bay City
Supplemental insurance agents in Bay City Michigan help residents find Medigap and Medicare Advantage plans that fill coverage gaps. Michigan law requires insurers to offer a standardized Medigap plan during open enrollment periods. Local agents can explain how Michigan-specific rules affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Bay City Michigan?
A supplemental insurance agent in Bay City helps you buy Medigap or Medicare Advantage plans. These agents are licensed in Michigan and know the state rules for plan enrollment and guaranteed issue rights.
When can I enroll in a supplemental plan in Michigan?
In Michigan you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge more due to health conditions.
Do Michigan agents charge fees for their services?
Most supplemental insurance agents in Michigan are paid by the insurance company not by you. You should ask the agent directly if any fees apply before you sign up for a plan.
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