The top-rated supplemental insurance agent in Garden City, Michigan is Lisa Lindbloom - State Farm Insurance Agent, rated 4.8 stars across 369 reviews. Other highly rated options include MIKE ALMALIKY: Allstate Insurance, L.A. Insurance, Paula M. Schembri: Allstate Insurance. This directory lists 11 supplemental insurance agents serving Garden City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Lindbloom - State Farm Insurance Agent | 29510 Ford Rd | (734) 261-3111 |
| 2 | MIKE ALMALIKY: Allstate Insurance | 32940 Cherry Hill Rd | (313) 203-9319 |
| 3 | L.A. Insurance | 32917 Ford Rd | (734) 367-9900 |
| 4 | Paula M. Schembri: Allstate Insurance | 29207 Ford Rd | (734) 427-6020 |
| 5 | McFarlane-King Agency | 28230 Ford Rd | (734) 427-3000 |
| 6 | Flex Insurance Agency | 1757 Inkster Rd | (734) 425-5888 |
| 7 | AAA Insurance - Gheeda Insurance Agency, LLC | 1757 Inkster Rd | (734) 425-5359 |
| 8 | Beaudrie Insurance Agency | 29207 Ford Rd | (734) 379-2400 |
| 9 | Cynthia Starbuck - Aflac Insurance Agent | 2240 Middlebelt Rd #217 | (734) 355-9676 |
| 10 | State Farm Insurance | 27532 Ford Rd | (734) 425-4100 |
Lisa Lindbloom - State Farm Insurance Agent serves residents in Garden City and Wayne County as a supplemental insurance agent. The company offers policies designed to help cover gaps left by major medical plans, paying benefits directly to the policyholder for added financial flexibility in times of illness or injury. These supplemental plans assist with expenses such as hospital stays, accident recovery, and critical illness treatment. The office handles cancer insurance policies and accident medical coverage for local individuals and families.
MIKE ALMALIKY: Allstate Insurance provides supplemental insurance plans to individuals and businesses throughout the Garden City area. These plans help cover gaps left by standard policies, such as accident, critical illness, or hospital indemnity coverage. The office assists clients with selecting appropriate plans and handling any claims or policy adjustments on an ongoing basis. They offer support for maintaining coverage as needs change. Property types served include single-family homes, apartments, retail locations, and restaurants.
L.A. Insurance in Garden City, Michigan provides supplemental insurance services for residential clients, assisting with policies that cover gaps in primary health coverage. The agency also offers commercial coverage options for local businesses in the surrounding area. Agents guide clients through plan selection and claims for accident, hospital, or critical illness needs. Following an initial policy setup or claim, the company maintains contact to address follow-up questions and schedule periodic policy reviews between regular office visits.
Paula M. Schembri: Allstate Insurance serves homeowners and property managers in the Garden City area who need supplemental insurance coverage to fill gaps in their existing policies. The agency helps clients understand options that might address deductibles or uncovered liabilities from standard plans. This work involves explaining policy details in plain language so customers feel informed about their level of protection. The agency also assists those with changing insurance needs due to life events. Its service area extends into nearby communities within western Wayne County.
McFarlane-King Agency serves Garden City, Michigan, and the surrounding communities of western Wayne County. It handles supplemental insurance for individuals seeking to cover expenses beyond major medical policies. These plans help with out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency works to match clients with appropriate coverage from available insurers. It typically begins by reviewing a client’s existing benefits and discussing potential gaps in protection, then presents clear plan options that fit their budget and everyday healthcare needs.
In Garden City, MI, Flex Insurance Agency provides supplemental insurance on either an individual fixed-term basis or through a renewable annual plan that continues until discontinued. Coverage typically helps fill gaps left by primary health plans, offering fixed cash benefits for specified medical events or hospital stays. This local agent can discuss how such policies apply to common needs in the area. Service runs on a one-time consultation basis for initial enrollment or as-needed for policy adjustments and claims assistance.
AAA Insurance - Gheeda Insurance Agency, LLC in Garden City, MI provides supplemental insurance policies that cover gaps left by primary health plans. These include offerings such as accident, critical illness, and hospital indemnity plans. The agency serves local residents by helping them understand policy options and apply for coverage that fits their needs. During open enrollment periods or after a major life change like a new job or hospitalization, it assists clients in evaluating and updating their supplemental protections to avoid unexpected medical expenses.
As the seasons change in Garden City, many residents begin reviewing their coverage for gaps that Medicare or employer plans leave behind. Beaudrie Insurance Agency focuses on supplemental insurance, helping individuals address out-of-pocket costs and unexpected healthcare expenses with tailored policy options. The process starts by understanding each client’s current coverage and personal needs. A straightforward initial assessment appointment is scheduled to review existing plans and identify where additional protection may be helpful.
Cynthia Starbuck - Aflac Insurance Agent in Garden City, MI works with individuals and businesses to secure supplemental insurance coverage. This agency specializes in accident, critical illness, and hospital indemnity policies designed to fill gaps left by major medical plans. Clients seek these additional benefits to manage out-of-pocket expenses during unexpected health events. The agent serves a variety of commercial sectors, including local offices, warehouses, and food service establishments in the area.
State Farm Insurance in Garden City, Michigan, provides supplemental insurance agents who help clients fill gaps in their standard health coverage. The agency works with local residents to identify and apply for added policies that assist with unexpected medical costs, copays, and deductibles. These agents guide customers through plan options for hospital indemnity, critical illness, and accident insurance. A specialty service it can add on is offering disability income protection to replace lost wages during recovery.
What Does a a Supplemental Insurance Agent in Garden City Cost?
Supplemental insurance costs in Michigan vary by plan type, age, and location. Medigap Plan G premiums in Garden City typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have lower monthly premiums, sometimes 0 to 50 dollars, but include cost-sharing. Costs depend on the insurer and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Garden City
Supplemental insurance agents in Garden City, Michigan help residents choose policies that fill gaps in Medicare or employer health plans. Michigan law requires Medigap policies to follow federal guidelines, and agents must be licensed by the Michigan Department of Insurance and Financial Services. Garden City residents often seek plans that cover deductibles or coinsurance for local hospitals like Beaumont Hospital or Garden City Hospital.
Frequently Asked Questions
What is a supplemental insurance agent in Garden City?
A supplemental insurance agent in Garden City helps you buy Medigap or Medicare Advantage plans. They explain how these policies work with Original Medicare and assist with enrollment. Agents must be licensed in Michigan and follow state regulations.
When can I enroll in a Medigap plan in Michigan?
In Michigan, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may use health questions to decide coverage.
Are there Michigan-specific rules for Medigap plans?
Yes, Michigan follows federal Medigap rules but also requires that all standardized Medigap plans A through N be available. Insurers cannot deny coverage or charge more based on health during the open enrollment period. Michigan does not have a birthday rule for switching Medigap policies.
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