The top-rated supplemental insurance agent in Kalamazoo, Michigan is Ryan Smeader - State Farm Insurance Agent, rated 4.9 stars across 860 reviews. Other highly rated options include Kalamazoo Insurance, Duncan Insurance Agency, Farmers Insurance - The Williamson Agency. This directory lists 15 supplemental insurance agents serving Kalamazoo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Smeader - State Farm Insurance Agent | 3030 S 9th St STE 3A | (269) 459-9119 |
| 2 | Kalamazoo Insurance | 2415 S 11th St Suite A1 | (269) 978-6100 |
| 3 | Duncan Insurance Agency | 6939 W Q Ave | (269) 569-7076 |
| 4 | Farmers Insurance - The Williamson Agency | 4200 W Michigan Ave Suite 1 | (269) 529-0241 |
| 5 | Ron Jackson Insurance Agency | 220 N Drake Rd | (269) 345-8577 |
| 6 | Nulty Insurance Agency | 5579 Stadium Dr | (269) 372-9200 |
| 7 | Acrisure Kalamazoo, MI (Keyser Insurance Group) | 315 S Kalamazoo Mall | (877) 381-3570 |
| 8 | Boot Haan Insurance | 443 S Drake Rd | (269) 343-2649 |
| 9 | Walters Insurance Agency | 6938 Elm Valley Dr Suite 206 | (269) 359-0082 |
| 10 | Redman Agency | 6672 Stadium Dr | (269) 372-3101 |
Ryan Smeader - State Farm Insurance Agent serves the Kalamazoo, MI area as a supplemental insurance agent, helping residents fill gaps left by primary health or life coverage. This agency focuses on offering policies that provide extra financial protection for unexpected events, accidents, or critical illnesses. Supplemental insurance typically covers costs like deductibles, copays, or lost income when a primary plan may fall short. Common services include accident disability insurance and hospital indemnity plans, which pay cash benefits directly to the policyholder during a covered medical stay.
Serving the Kalamazoo area, Kalamazoo Insurance provides a range of supplemental insurance policies designed to fill gaps left by major medical coverage. Its agents assist with policy selection and provide ongoing service for plan maintenance and claims questions. The company helps its clients manage out-of-pocket costs through options such as accident, critical illness, and hospital indemnity plans. It services policies for individuals and families, including those residing in single-family homes and apartments.
Duncan Insurance Agency serves homeowners, renters, and individuals in Kalamazoo, Michigan, who seek supplemental insurance coverage to help with out-of-pocket medical costs and other gaps not filled by primary health plans. The agency provides guidance on policies designed for accidents, hospital stays, and critical illnesses. It focuses on helping clients understand how supplemental plans coordinate with existing benefits. The company also extends its services to residents in nearby Portage and the greater Kalamazoo metro area.
Farmers Insurance - The Williamson Agency in Kalamazoo, MI offers supplemental insurance policies that differ from major medical plans by providing one-time cash benefits for specific events rather than recurring reimbursements for ongoing care. These policies typically deliver a lump-sum payment upon diagnosis or hospitalization, which can help with deductibles and other out-of-pocket costs not covered by primary health insurance. Services are available to local residents on an as-needed basis when selecting and enrolling in a supplemental plan.
Ron Jackson Insurance Agency serves Kalamazoo, Michigan, and the surrounding communities. The company handles supplemental insurance policies that help cover costs not included by major medical plans, such as accident, critical illness, and hospital indemnity coverage. Clients typically need assistance understanding how these plans fill gaps in their existing health coverage. To address a typical job, the agent generally meets with individuals or families to review their current benefit gaps and then presents straightforward plan options that fit their specific situation and budget.
Nulty Insurance Agency, based in Kalamazoo, Michigan, provides general insurance services to individuals and businesses. The company specializes in supplemental insurance, offering policies that help cover gaps left by primary health or property coverage. These plans can address specific needs such as accident, critical illness, or hospital indemnity. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
Acrisure Kalamazoo, MI (Keyser Insurance Group) specializes in supplemental insurance solutions, such as accident, critical illness, and hospital indemnity plans, and also provides general insurance services for individuals and families in the Kalamazoo area. These policies help cover out-of-pocket expenses that traditional health insurance often leaves behind. As local agents, they assist clients with comparing coverage options during open enrollment periods. They are particularly helpful when tax season approaches, as supplemental insurance can help protect refunds from unexpected medical costs.
In Kalamazoo, where winter weather often brings unexpected medical gaps, Boot Haan Insurance helps residents plan ahead as a supplemental insurance agent. This local company focuses on covering out-of-pocket costs that major health plans leave behind, such as coinsurance deductibles or hospital copays. Its services offer peace of mind during the unpredictable health seasons of southwest Michigan. The process begins with an initial assessment to review current coverage and identify the best gap-filling options for each client.
Walters Insurance Agency provides supplemental insurance services to residential customers in Kalamazoo, Michigan, helping them cover gaps left by primary health plans. The agency also assists commercial clients with similar coverage needs throughout the local area, serving policyholders in Kalamazoo and its surrounding communities. These supplemental plans aim to offer additional financial protection for unexpected medical events or hospital stays. The agency maintains ongoing contact with clients, ensuring follow-up support and repeat service is available between regularly scheduled visits.
Redman Agency works with individuals to identify insurance gaps their health plan may leave uncovered. It specializes in supplemental insurance agents, providing policies that pay cash benefits directly to the policyholder for accidents, critical illness, or hospital stays. These plans help Kalamazoo residents manage out-of-pocket costs not covered by major medical insurance. The agency serves professionals across commercial sectors, including offices, warehouses, and food service environments.
What Does a a Supplemental Insurance Agent in Kalamazoo Cost?
Supplemental insurance costs in Michigan vary by plan type, age, and location. Medigap plans in Kalamazoo typically range from 100 to 300 dollars per month for a 65 year old. Medicare Advantage plans often have lower premiums but higher out of pocket limits. Costs depend on the carrier and the specific plan benefits you select. This is general information and not insurance advice.
About supplemental insurance agents in Kalamazoo
Supplemental insurance agents in Kalamazoo, Michigan help residents choose Medigap or Medicare Advantage plans to cover gaps in Original Medicare. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Local agents can explain how plans work with Michigan specific programs like MI Health Link.
Frequently Asked Questions
What is a supplemental insurance agent in Kalamazoo?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple insurance carriers to find a plan that fits your needs and budget.
When can I enroll in a supplemental plan in Michigan?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window, you may face medical underwriting. Michigan does not have a state guaranteed issue law beyond federal rules.
Do I need a supplemental plan if I have Medicare in Kalamazoo?
Original Medicare covers many costs but does not cover all deductibles or coinsurance. A supplemental plan can help pay for these out of pocket expenses. Many Kalamazoo residents choose a Medigap or Medicare Advantage plan for more predictable costs.
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