The top-rated supplemental insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Perfect Price Insurance Agency, Metro Agency, Inc., Garwood Buda Knight & Associates. This directory lists 16 supplemental insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 3 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 4 | Garwood Buda Knight & Associates | 33039 Schoolcraft | (313) 255-9350 |
| 5 | Aliaksandr Niakliayeu I Advisors Insurance Group | 19575 Victor Pkwy #190 | (734) 441-6015 |
| 6 | Legacy Partners Insurance Services | 31300 Plymouth Rd | (734) 422-7850 |
| 7 | Salami Agency LLC Meemic/AAA | 16172 Middlebelt Rd | (313) 410-2000 |
| 8 | Paul Lee Agency | 19329 Farmington Rd | (248) 471-1688 |
| 9 | Bankers Life | 13602 Merriman Rd | (734) 525-3754 |
| 10 | Advisors Insurance Group | 19575 Victor Pkwy #190 | (248) 957-6142 |
Loyalty Insurance serves the Livonia, Michigan, area as a supplemental insurance agent. The agency helps clients explore policies that cover gaps left by standard health plans. These supplemental plans often address expenses such as deductibles, copayments, and hospital stays. Agents guide local residents in selecting coverage suited to their individual needs, including options for accident and critical illness insurance.
Perfect Price Insurance Agency in Livonia, MI offers a range of supplemental insurance solutions designed to cover gaps left by primary health plans. The agency provides personalized policy reviews and ongoing support to help clients adjust their coverage as their needs change. Plans typically include options for accident, critical illness, and hospital indemnity insurance. Its service area focuses on single‑family homes, apartments, retail businesses, and locally owned restaurants in the surrounding communities.
Metro Agency, Inc. serves homeowners and property managers in the Livonia area by assisting with supplemental insurance policies that fill gaps in standard coverage. It helps clients explore options for added protection against deductibles and uncovered expenses. The company focuses on explaining plan specifics and facilitating enrollment for those seeking supplementary benefits. Its agents work with residents throughout Wayne County, also covering nearby communities such as Redford Township.
Garwood Buda Knight & Associates serves the Livonia area and its surrounding communities throughout southeastern Michigan, handling supplemental insurance policies that help fill gaps left by primary health coverage. Clients may address unexpected costs associated with accidents, critical illnesses, or hospital stays through these additional benefit options. The agency emphasizes a straightforward, consultative process, beginning with a review of an individual’s current coverage to identify specific exposure points before presenting appropriate supplemental plan solutions.
Aliaksandr Niakliayeu I Advisors Insurance Group in Livonia, MI focuses on supplemental insurance, which covers gaps left by primary health plans. Clients choose between one-time policies for specific needs or recurring options that renew and adapt over time. These supplementary plans help manage out-of-pocket costs and provide additional financial protection for unexpected medical events. The company structures its service on an as-needed basis, allowing clients to engage only when they require customized coverage consultations or policy adjustments.
As a supplemental insurance agent, Legacy Partners Insurance Services in Livonia, MI offers specialized policies that fill gaps left by major medical coverage. These plans usually help cover out-of-pocket costs, such as hospital deductibles, copays, or critical illness expenses. The company works with individuals and families to identify the most appropriate supplemental health products for their unique needs and budgets. Clients often seek this assistance during open enrollment periods or after experiencing a major health event, such as a new diagnosis or a planned surgery that could result in high medical bills.
Serving the Livonia area, Salami Agency LLC Meemic/AAA works as a supplemental insurance agent, helping clients fill gaps in their primary coverage. The agency specializes in offering additional policies that address specific needs, such as accident or hospital indemnity plans. By focusing on these add-ons, the agency aims to provide more complete protection for individuals and families. Their commercial insurance services can be tailored to several business environments, including offices, warehouses, and food service operations.
As the changing seasons in Livonia bring new health and financial concerns, local residents often seek ways to protect their income from unexpected medical events. Paul Lee Agency provides supplemental insurance policies designed to cover gaps left by major medical plans. These agents help clients understand options for critical illness, accident, or hospital indemnity coverage tailored to individual budgets. Initial meetings focus on reviewing existing benefits and explaining how supplemental plans coordinate with primary insurance. The process begins with a straightforward assessment of the client’s current coverage needs and financial goals.
Bankers Life serves the Livonia, Michigan, area as a Supplemental Insurance Agent provider. This agency helps individuals address gaps in their health coverage that traditional Medicare or employer plans do not cover. Clients often work with the office to manage out-of-pocket medical expenses and income protection needs. Supplemental policies available through this agency assist with costs for hospitalization, critical illness, and long-term care. The agency handles Medicare Supplement and final expense insurance plans for local residents.
Advisors Insurance Group serves residents of the Livonia, Michigan area with supplemental insurance coverage, including policies to help manage out-of-pocket medical costs. The company also provides commercial supplemental insurance options for local businesses seeking to protect their operations and employees. Their service area extends throughout Livonia and the surrounding communities, ensuring accessibility for both personal and workplace needs. Between regular visits, policyholders can contact the agency for follow-up inquiries or to adjust their plans as life circumstances change.
What Does a a Supplemental Insurance Agent in Livonia Cost?
In Michigan, supplemental insurance costs vary by plan and provider. Medigap Plan G premiums for a 65-year-old in Livonia typically range from $120 to $250 per month. Dental or vision plans may cost $30 to $80 per month. Hospital indemnity plans often pay a fixed daily benefit and cost $50 to $150 per month. This is general information, not insurance advice.
About supplemental insurance agents in Livonia
Supplemental insurance agents in Livonia, Michigan help residents find coverage for gaps in Medicare or employer health plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. These agents can explain Medigap plans, which follow federal standards, and help you compare options during open enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Livonia do?
A supplemental insurance agent helps you find policies that cover costs not paid by your primary health insurance. In Michigan, agents must hold a valid license and follow state regulations. They can explain options like Medicare Supplement plans, dental, vision, or hospital indemnity policies.
When can I enroll in a Medigap plan in Michigan?
You can enroll in a Medigap plan during your six-month Medigap Open Enrollment Period. This period starts when you are 65 or older and enrolled in Medicare Part B. In Michigan, insurers cannot deny coverage or charge more based on health conditions during this time.
Are supplemental insurance costs regulated in Michigan?
Yes, Michigan law requires insurers to file their rates with the Department of Insurance and Financial Services. However, costs vary by company, plan type, and your age. A local agent can provide quotes for plans available in Livonia and Wayne County.
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