The top-rated supplemental insurance agent in Madison Heights, Michigan is Gary Serdoz - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include David Arce - State Farm Insurance Agent, Bryan Bromley - State Farm Insurance Agent, Doug Ware Insurance Inc. This directory lists 11 supplemental insurance agents serving Madison Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary Serdoz - State Farm Insurance Agent | 30260 John R Rd | (248) 583-3303 |
| 2 | David Arce - State Farm Insurance Agent | 909 E 12 Mile Rd | (248) 399-1155 |
| 3 | Bryan Bromley - State Farm Insurance Agent | 551 E 11 Mile Rd Ste 1C | (586) 446-4600 |
| 4 | Doug Ware Insurance Inc | 30795 John R Rd | (248) 265-3444 |
| 5 | Health Insurance & Medicare Advantage Enrollment Office - Will Weaver | 26092 John R Rd | (248) 985-4860 |
| 6 | L.A. Insurance | 28707 Dequindre Rd | (248) 398-2233 |
| 7 | Jensen Insurance Agency | 29081 Dequindre Rd F | (248) 546-9400 |
| 8 | Zak Rusak: Allstate Insurance | 131 W 13 Mile Rd | (248) 588-9200 |
| 9 | Safeway Group Insurance Advisors | 395 W Lincoln Ave | (888) 808-0107 |
| 10 | HealthMarkets Insurance - Matthew Weaver | 26092 John R Rd | (248) 953-6148 |
Gary Serdoz - State Farm Insurance Agent in Madison Heights, MI offers supplemental insurance coverage to help fill gaps left by primary health plans. Services are tailored to provide additional financial protection for unexpected medical costs or income loss. Ongoing support includes regular policy reviews to ensure coverage adjusts with changing needs and prompt claims assistance to simplify the reimbursement process. The agent serves a range of properties, including single-family homes, apartments, retail establishments, and local restaurants.
David Arce - State Farm Insurance Agent serves the Madison Heights, Michigan metro area as a supplemental insurance agent. This office provides additional coverage options that help fill gaps left by primary health or life policies. Their work focuses on offering financial protection for unexpected events and routine needs alike. Supplemental insurance services handled here include accident recovery plans and hospital confinement indemnity policies.
Bryan Bromley - State Farm Insurance Agent serves homeowners, renters, and local businesses in Madison Heights, Michigan, with supplemental insurance policies that help bridge gaps left by major medical plans. These policies provide financial support for unexpected out-of-pocket expenses, accidents, or critical illnesses. The agency also assists property managers in selecting additional coverage options for their residential or commercial rental units. Its service area extends into the greater Oakland County region, including neighboring communities such as Hazel Park and Royal Oak.
Serving Madison Heights and the surrounding southeastern Michigan communities, Doug Ware Insurance Inc handles supplemental insurance needs for local residents and businesses. It offers policies designed to fill gaps in primary health coverage, helping clients manage out-of-pocket expenses such as deductibles and co-pays. A typical job involves an initial consultation to assess individual coverage gaps, then a personalized review of available plans. The company helps each client select the most appropriate supplement for their budget and healthcare usage.
For clients deciding between a one-time policy review or ongoing enrollment changes, Health Insurance & Medicare Advantage Enrollment Office - Will Weaver in Madison Heights, MI provides supplemental insurance agent work. This includes helping individuals fill coverage gaps from original Medicare, such as cost-sharing for hospital stays or outpatient services, by matching clients with appropriate plan options from available insurers. Services run on an as-needed basis determined by each client's annual enrollment period, life changes requiring plan adjustments, or requests for plan comparison.
L.A. Insurance offers supplemental insurance coverage for gaps in primary health plans, including accident and critical illness policies. It serves the Madison Heights, Michigan, area by helping individuals and families manage out-of-pocket medical costs not covered by standard insurance. The agency works to explain policy options clearly for local residents. For the cold and flu season, it assists with understanding how supplemental plans can cover urgent care visits and prescription costs that might otherwise strain a household budget.
As the cost of living rises throughout southeast Michigan, many Madison Heights residents seek ways to manage unexpected medical expenses. Jensen Insurance Agency provides local supplemental insurance coverage designed to fill gaps left by primary health plans. Their agents explain specific policy benefits for accident, critical illness, and hospital indemnity plans face-to-face with clients. Every new enrollment begins with a thorough personal consultation to assess individual needs and financial goals.
Zak Rusak: Allstate Insurance specializes in offering supplemental insurance policies that help cover gaps in primary health plans. The Madison Heights, MI agency provides these additional coverage options and guidance for local residents seeking to manage out-of-pocket medical costs. General services include policy reviews to address individual needs and handling claims for supplemental benefits. As seasonal illnesses like influenza or unexpected injuries from winter weather occur, the agency helps clients understand how their supplemental plans can assist with deductibles and copayments.
Safeway Group Insurance Advisors in Madison Heights, MI assists clients with base insurance needs and then specializes in supplemental policy add-ons. These extra coverages can fill gaps left by major medical plans, offering financial support for unexpected deductibles or copays. The firm serves local offices needing employee benefit options, warehouse operations aiming to protect their workforce, and food service businesses requiring tailored supplemental solutions for their staff.
HealthMarkets Insurance - Matthew Weaver provides supplemental insurance services to residents in Madison Heights and the surrounding area. Commercial coverage is also available for local businesses needing gap protection. The agency helps clients navigate the often complex landscape of Medicare, cancer, accident, and life insurance policies. A straightforward, conversational approach is used during every appointment to explain options clearly. Clients are encouraged to schedule follow-up consultations at regular intervals, ensuring their coverage evolves with changing health needs and financial goals between standard open enrollment periods.
What Does a a Supplemental Insurance Agent in Madison Heights Cost?
Supplemental insurance agent services in Michigan typically do not charge you a fee because they earn commissions from insurance companies. Medigap plan premiums in Michigan range from about $100 to $300 per month depending on your age, location, and plan type. Costs vary by case and are subject to change. This is general information, not insurance advice.
About supplemental insurance agents in Madison Heights
Supplemental insurance agents in Madison Heights, Michigan help residents compare Medigap and Medicare Advantage plans. Michigan law requires Medigap policies to follow federal guidelines and state-specific open enrollment periods. Agents can guide you through the annual enrollment window from October 15 to December 7 each year.
Frequently Asked Questions
What is a supplemental insurance agent in Madison Heights?
A supplemental insurance agent helps you find policies that cover costs not paid by Original Medicare, such as copayments and deductibles. These agents are licensed in Michigan and must follow state insurance regulations.
When can I enroll in a Medigap plan in Michigan?
You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Do Michigan laws affect supplemental insurance costs?
Yes, Michigan requires standardized Medigap plans labeled A through N. This means benefits are the same across insurers, but premiums can vary. Michigan also has a guaranteed issue right for certain situations.
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