The top-rated supplemental insurance agent in Midland, Michigan is Bone & Bailey Insurance Agency, Inc., rated 4.9 stars across 504 reviews. Other highly rated options include Ieuter Insurance Group, Jessica Mishler - State Farm Insurance Agent, Legacy Wealth Group. This directory lists 19 supplemental insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bone & Bailey Insurance Agency, Inc. | 512 Buttles St W | (989) 631-3511 |
| 2 | Ieuter Insurance Group | 414 Townsend St | (989) 835-6701 |
| 3 | Jessica Mishler - State Farm Insurance Agent | 106 W Wackerly St | (989) 488-2367 |
| 4 | Legacy Wealth Group | 2526 W Wackerly St | (989) 259-7150 |
| 5 | Robb Boerner - State Farm Insurance Agent | 2918 N Saginaw Rd | (989) 423-1770 |
| 6 | HUB International | 2816 Jefferson Ave | (989) 631-1920 |
| 7 | Michael Love: Allstate Insurance | 5108 Eastman Ave Ste 3 | (989) 832-0020 |
| 8 | My Member Insurance Agency-Midland Office | 216 Buttles St W | (989) 631-1950 |
| 9 | Farmers Insurance - Richard Merso | 2430 Schuette Rd | (989) 318-8881 |
| 10 | Garrison Family Agency - Farm Bureau | 2706 Louanna St | (989) 631-6398 |
Based in Midland, Michigan, Bone & Bailey Insurance Agency, Inc. provides supplemental insurance solutions to individuals and families. These policies help cover out-of-pocket costs not paid by major medical plans, offering financial protection during unexpected health events. The agency assists clients in comparing coverage options to fill important healthcare gaps. Personalized service is a key part of its approach to addressing specific needs. Additional plans like hospital indemnity and accident insurance are among the services managed for the local community.
Ieuter Insurance Group provides supplemental insurance agent services in Midland, MI, helping clients fill gaps in their primary health or life coverage. The firm assists with policy selection, enrollment guidance, and annual plan reviews to ensure coverage remains aligned with changing needs. Plans generally address expenses like copays, deductibles, or lost income during recovery. It serves single-family homes, apartments, retail businesses, and local restaurants.
Jessica Mishler - State Farm Insurance Agent in Midland, Michigan, serves local homeowners, renters, and small business owners needing supplemental coverage to fill gaps in their existing policies. This agency offers personalized assistance in selecting plans that address unexpected medical costs, accident recovery, or critical illness expenses, helping clients manage financial risk without disrupting their primary insurance. Its service area also extends to the nearby community of Sanford and surrounding parts of Midland County, ensuring convenient access for residents across the region.
Legacy Wealth Group serves Midland, Michigan, and the surrounding communities, handling a range of supplemental insurance policies for local residents and families. These products typically cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity options. The agency works directly with clients to assess individual coverage needs and explain how available plans might support out-of-pocket medical costs. It generally operates by meeting with clients to review current policies and coordinate the enrollment process through established insurance carriers.
When considering supplemental insurance, clients often choose between a one-time policy purchase or recurring coverage plans that provide ongoing income protection. Robb Boerner - State Farm Insurance Agent in Midland, MI, offers supplemental insurance designed to help fill gaps left by major medical plans, covering expenses such as accident-related costs or critical illness care. This service runs on an as-needed basis, allowing clients to initiate a policy review or adjust coverage whenever their life situation changes.
HUB International in Midland, MI provides supplemental insurance services, specializing in policies that fill coverage gaps left by major medical plans. It also assists clients in the general work of evaluating individual needs for financial protection against unexpected health events. The agency guides customers through plan selection and enrollment. Many residents seek its help with specific concerns, such as covering deductibles and lost income during the winter months when seasonal illnesses and injuries become more frequent.
As the cold and winter months often bring unexpected health costs for Midland residents, supplemental insurance coverage becomes a valuable consideration. Michael Love: Allstate Insurance addresses this common concern by offering access to policies that can help with out-of-pocket medical expenses not covered by primary health plans. The agency works with clients to explore options for accident, hospital, or critical illness protection. An initial meeting is arranged to review current coverage and begin the process of identifying potential gaps for a personalized assessment.
Located in Midland, MI, My Member Insurance Agency-Midland Office provides supplemental insurance coverage to local residents and businesses. It specializes in policies that fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity options. These add-ons help manage out-of-pocket costs during unexpected health events. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring protection to the unique needs of each workplace environment.
Farmers Insurance - Richard Merso provides supplemental insurance coverage for homeowners in Midland, Michigan. Residential services address gaps in primary health or dental plans for local families and individuals. The agency also offers commercial supplemental products, such as accident or disability policies, for small businesses across the greater Midland area. Service extends throughout Midland County and nearby communities. New policies are initiated during an initial consultation, while existing clients receive follow-up visits and periodic policy reviews between regular renewal cycles.
Garrison Family Agency - Farm Bureau in Midland, MI is known for helping residents bridge gaps in their primary health coverage with personalized supplemental insurance plans. Their service range includes evaluating individual needs to recommend suitable Medicare supplements, hospital indemnity policies, and critical illness protection. Each plan is designed to cover out-of-pocket costs often excluded by major medical insurance. A specialty service they can add on is a standalone accident insurance policy to provide additional financial support during recovery from unexpected injuries.
What Does a a Supplemental Insurance Agent in Midland Cost?
Supplemental insurance agent services in Michigan are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in Michigan range from about 120 to 250 dollars per month for a 65 year old. Costs vary by age health and location. This is general information not insurance advice.
About supplemental insurance agents in Midland
Supplemental insurance agents in Midland Michigan help residents choose policies that cover gaps in Medicare or employer health plans. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific needs of Midland seniors and families.
Frequently Asked Questions
What is a supplemental insurance agent in Midland?
A supplemental insurance agent helps you buy policies like Medigap or Medicare Advantage that pay costs not covered by original Medicare. They are licensed in Michigan and can explain plan differences. They do not provide legal advice.
How do I choose a supplemental insurance agent in Midland Michigan?
Look for an agent with a valid Michigan insurance license and experience with Medicare supplements. Ask about the plans they offer and if they represent multiple carriers. You can verify a license on the Michigan DIFS website.
Are there time limits to buy supplemental insurance in Michigan?
Yes. The Medigap Open Enrollment Period lasts six months starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage. After that, you may face medical underwriting.
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