The top-rated supplemental insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group, Farmers Insurance - Allanger Salgado Agency. This directory lists 21 supplemental insurance agents serving Muskegon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janis-Shunta Insurance Agency | 436 Giles Rd | (231) 744-0400 |
| 2 | Brightway Insurance, The Lambert Family Agency | 3023 Henry St | (231) 769-2700 |
| 3 | Michigan Insurance Group | 1060 W Norton Ave Suite 1 | (231) 755-3000 |
| 4 | Farmers Insurance - Allanger Salgado Agency | 752 Pine St | (231) 903-0314 |
| 5 | Jerviss Fethke Insurance Agency..."Because Things Happen" | 71 W Webster Ave | (231) 722-2375 |
| 6 | Mark Noffsinger: Allstate Insurance | 5843 Harvey St | (231) 799-2222 |
| 7 | Capstone Insurance Services | 1050 W Western Ave Suite 311 | (231) 744-4324 |
| 8 | Majestic Insurance Agency, LLC | 200 Viridian Dr | (231) 638-5030 |
| 9 | McKenzie Price Insurance Agency, Inc. | 455 W Norton Ave | (231) 733-4411 |
| 10 | L.A. Insurance | 2390 E Apple Ave | (231) 773-8200 |
As a supplemental insurance agent in Muskegon, MI, Janis-Shunta Insurance Agency offers Medicare supplements, accident plans, and critical illness coverage designed to fill gaps in primary health policies. It provides ongoing policy reviews and claims assistance to help clients navigate benefits and manage out-of-pocket costs. This local agency serves individuals and families, including those living in single-family homes, apartments, and independent living facilities, as well as small business owners for retail shops and local restaurants.
Brightway Insurance, The Lambert Family Agency in Muskegon serves homeowners and renters who want to fill the gaps left by major medical policies. It also assists small business owners seeking coverage for unexpected income loss or liability events. The agency helps explain and enroll in accident, critical illness, and hospital indemnity plans. These supplemental policies can cover deductibles and out-of-pocket costs. The agency additionally provides service to clients throughout Muskegon County and the nearby communities of Norton Shores and Roosevelt Park.
Michigan Insurance Group serves Muskegon and the surrounding West Michigan communities, handling the specialized needs of supplemental insurance coverage. These agents assist individuals by offering policies that fill financial gaps left by primary health or Medicare plans, such as those covering accidents, critical illness, or hospital stays. The company focuses on helping clients understand their specific coverage options for unexpected medical expenses. Their typical approach involves a straightforward consultation to assess an individual’s current situation and then recommending suitable solutions that address their unique protection requirements.
Farmers Insurance - Allanger Salgado Agency specializes in supplemental insurance policies to cover gaps left by primary health plans. The agency serves residents in Muskegon, Michigan, by helping them select ancillary coverage for accidents, critical illness, or hospital stays. It provides general services by reviewing existing insurance portfolios to identify missing protections. This assistance becomes particularly valuable in winter, when seasonal hazards like icy slips or flu complications can lead to sudden medical expenses.
When unexpected medical expenses arise during the winter months in Muskegon, many families find themselves navigating gaps left by major medical plans. Jerviss Fethke Insurance Agency provides supplemental policies that help address these coverage shortfalls. As a local supplemental insurance agent, this agency works with residents exploring options to manage deductibles or out-of-pocket costs. The initial process includes a meeting or phone call where a representative reviews an individual’s existing benefits and identifies possible supplemental solutions. This begins with a no-obligation assessment of a client’s current coverage situation.
Supplement insurance agents like Mark Noffsinger offer clients the choice between a single-policy purchase or an ongoing relationship that adjusts coverage as needs change. Supplemental insurance covers gaps in primary health or life plans, addressing deductibles, copays, and income loss from illness or injury. In the Muskegon area, these policies can help protect assets during medical events. Service with this agent operates on either a one-time transaction for a specific policy or on an as-needed basis for future plan modifications and claims support.
Capstone Insurance Services offers supplemental insurance coverage for individuals and families in Muskegon, Michigan. These policies are designed to add benefits beyond primary health plans, addressing gaps such as deductibles or out-of-pocket expenses. The firm assists clients in selecting appropriate add-on coverage for accident, critical illness, or hospital indemnity needs. Its commercial services include tailored protection for area offices, warehouses, and food service operations.
Majestic Insurance Agency, LLC serves the greater Muskegon area, offering supplemental insurance policies to residents in their own homes. Commercial coverage is also available for local small businesses needing additional protection. Serving all surrounding communities in the Muskegon region, the agency helps clients fill gaps left by primary health plans. After an initial policy is in place, representatives follow up routinely to review coverage and adjust plans ahead of each regular visit by the insured.
Based in Muskegon, Michigan, McKenzie Price Insurance Agency, Inc. provides general insurance coverage while specializing in supplemental insurance products designed to fill gaps in standard policies. These supplementary plans help individuals manage out-of-pocket costs not covered by primary health or life insurance. The agency works with a variety of commercial sectors, tailoring its coverage to meet the distinct operational needs of local offices, warehouses, and food service establishments.
As the seasons change in Muskegon, Michigan, residents often reevaluate their existing health coverage to address newly emerging gaps in care. L.A. Insurance provides supplemental insurance options that help policyholders manage unexpected medical costs or lost income during recovery. Their focused service assists local clients in choosing the right policy for their individual health scenarios. Any potential coverage begins with a thorough inspection of current health needs and existing insurance plan details during the initial assessment step.
What Does a a Supplemental Insurance Agent in Muskegon Cost?
Supplemental insurance agent costs in Michigan vary by plan and provider. Medigap Plan G premiums in Muskegon typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have lower premiums but higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Muskegon
Supplemental insurance agents in Muskegon Michigan help residents choose Medigap or Medicare Advantage plans. Michigan law requires Medicare Supplement plans to be guaranteed issue during the initial enrollment period. Local agents can explain how Michigan open enrollment rules apply to your situation.
Frequently Asked Questions
What is a supplemental insurance agent in Muskegon?
A supplemental insurance agent helps you compare Medigap and Medicare Advantage plans. They guide you through Michigan specific enrollment periods and plan options.
When can I enroll in a Medicare Supplement plan in Michigan?
You have a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do Michigan laws affect supplemental insurance costs?
Yes Michigan has community rating for Medigap plans which means premiums do not vary by age. However costs still depend on the insurer and plan type you choose.
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