The top-rated supplemental insurance agent in Port Huron, Michigan is Megan Simmons - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Jeff Genaw - State Farm Insurance Agent, Tremble Insurance Agency, Blue Water Insurance. This directory lists 16 supplemental insurance agents serving Port Huron.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Megan Simmons - State Farm Insurance Agent | 203 Huron Ave | (810) 385-4466 |
| 2 | Jeff Genaw - State Farm Insurance Agent | 4155 Lapeer Rd | (810) 984-1538 |
| 3 | Tremble Insurance Agency | 2620 Griswold St | (810) 987-8610 |
| 4 | Blue Water Insurance | 603 Griswold St | (810) 544-3072 |
| 5 | Presnell Insurance Agency | 2924 Pine Grove Ave | (810) 479-5494 |
| 6 | Kearns Agency Inc | 1101 Pine Grove Ave | (810) 987-3330 |
| 7 | Rusty Fournier: Allstate Insurance | 333 Huron Ave | (810) 982-2340 |
| 8 | Grant Smith Health Insurance Agency | 2916 Pine Grove Ave | (810) 984-1373 |
| 9 | Farm Bureau Insurance | 234 Huron Ave | (810) 984-5200 |
| 10 | Great Lakes Insurance | 3928 24th Ave | (810) 824-3159 |
Megan Simmons - State Farm Insurance Agent serves Port Huron, Michigan, as a supplemental insurance agent. The company helps residents address financial gaps that primary health plans may leave uncovered. Supplemental insurance policies can offer support for unexpected medical costs or income loss during recovery from illness or injury. These plans often provide direct cash benefits to policyholders for added financial flexibility. Megan Simmons - State Farm Insurance Agent handles accident and hospital indemnity insurance plans for the local community.
Jeff Genaw - State Farm Insurance Agent in Port Huron, MI serves local homeowners, renters, and small business owners by offering supplemental insurance policies that help cover gaps left by major medical plans. These policies provide financial support for unexpected expenses such as deductibles, copayments, and accident-related costs. The agency also assists with life and health insurance options to ensure comprehensive coverage for individuals and families. In addition to serving Port Huron, the agent extends coverage to neighboring communities including Marysville and across St. Clair County.
Tremble Insurance Agency provides supplemental insurance for Port Huron residents, offering policies that fill gaps left by standard health or hospital coverage. Plans commonly address critical illness, accident protection, and hospital indemnity, helping clients manage out-of-pocket expenses. Service options include annual policy reviews and straightforward claims assistance to ensure coverage remains aligned with individual needs. The agency services single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving Port Huron and the surrounding communities of St. Clair County, Blue Water Insurance assists local residents with securing supplemental insurance policies that cover costs not included in major medical plans. These policies help with out-of-pocket expenses such as copays and deductibles. The agency generally begins a typical job by reviewing a client’s existing coverage to identify gaps, then recommends specific plans to fill those coverage needs.
Presnell Insurance Agency in Port Huron, MI distinguishes between one-time supplemental insurance purchases and recurring policy options that provide ongoing financial protection. Supplemental insurance coverage typically helps fill gaps left by major medical plans, offering cash benefits for critical illnesses or accidents. This agency assists clients in selecting plans suited to their specific needs and budgets. Service appointments are available on an as-needed basis, allowing clients to review or update their coverage whenever their circumstances change.
Kearns Agency Inc specializes in helping individuals bridge gaps left by major medical plans, such as with accident, hospital indemnity, and critical illness coverage. As a supplemental insurance agent in Port Huron, MI, it assists local residents in finding policies that pay cash benefits directly to them after a covered health event. This service is particularly valuable during the winter months when seasonal slips and respiratory infections often increase unexpected out-of-pocket medical costs.
Rusty Fournier: Allstate Insurance provides standard insurance policies to clients in Port Huron, MI. As a supplemental insurance agent, the company also offers specialized plans that fill gaps left by primary health or property coverage. These add-on products can help cover out-of-pocket costs or deductibles that often arise from unexpected events. The agency serves various commercial clients, including those operating offices, warehouses, and food service establishments.
As winter approaches in Port Huron, many residents seek to close coverage gaps left by major medical plans. Grant Smith Health Insurance Agency responds by offering supplemental insurance designed to help manage deductibles and out-of-pocket costs. This local agent works with individuals comparing options for hospital, accident, or critical illness policies. The process begins with a brief phone consultation to assess current coverage and discuss potential needs before arranging a complementary in-home review.
Farm Bureau Insurance in Port Huron, Michigan offers supplemental insurance agents who provide coverage through either one-time enrollment or ongoing recurring service options. These policies help fill gaps left by primary health plans, covering costs such as deductibles or copays for local medical visits. Agents in this area typically arrange service on a scheduled basis to review policy changes or answer questions during annual enrollment periods, ensuring clients maintain appropriate coverage without needing to request assistance between those set appointments.
Great Lakes Insurance serves residential clients in Port Huron with supplemental insurance policies that help cover gaps in primary health or Medicare plans. Commercial coverage is also available for local small businesses seeking additional protection for their operations and employees. The agency’s service area encompasses Port Huron and the surrounding St. Clair County communities. After an initial policy is set, the agent provides follow-up calls and periodic service reviews to adjust coverage as needs change, ensuring clients are supported between regular visits.
What Does a a Supplemental Insurance Agent in Port Huron Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Port Huron typically range from $120 to $200 per month. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Port Huron
Supplemental insurance agents in Port Huron Michigan help residents fill gaps in Medicare coverage. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Local agents can explain Medigap plans and Medicare Advantage options available in St. Clair County.
Frequently Asked Questions
What is a supplemental insurance agent in Port Huron?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or Medicare Advantage plans. They work with multiple carriers to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in Michigan?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Are there Michigan rules for Medigap plans?
Yes Michigan follows federal Medigap guidelines. Plans are standardized as A B C D F G K L M and N. Michigan also has a guaranteed issue right for certain situations like losing employer coverage.
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