The top-rated supplemental insurance agent in Rochester Hills, Michigan is Allied Insurance Managers, Inc., rated 5.0 stars across 278 reviews. Other highly rated options include Michael Spinale - State Farm Insurance Agent, The Crawford Insurance Group, Roncelli Insurance Group. This directory lists 10 supplemental insurance agents serving Rochester Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allied Insurance Managers, Inc. | 1055 E South Blvd #110 | (248) 853-0930 |
| 2 | Michael Spinale - State Farm Insurance Agent | 1460 Walton Blvd. Ste 206 | (248) 652-6636 |
| 3 | The Crawford Insurance Group | 1415 Walton Blvd. | (248) 402-5005 |
| 4 | Roncelli Insurance Group | 2993 Corinthia Dr | (586) 212-3595 |
| 5 | Julie Tourangeau - State Farm Insurance Agent | 1826 E Auburn Rd | (248) 852-0800 |
| 6 | AAA Insurance - Mayer Insurance Agency | 455 S Livernois Rd Ste. B23 | (248) 413-5377 |
| 7 | Rick Young Insurance | 2993 Corinthia Dr | (248) 844-9110 |
| 8 | AAA Insurance - Karen Yelder-Beard Agency | 901 E Auburn Rd | (248) 853-7005 |
| 9 | Maris Brown Insurance Group | 1055 E South Blvd #140 | (248) 257-5556 |
| 10 | Prysock Insurance Group, LLC | 6841 N Rochester Rd # 300E | (248) 650-8200 |
Allied Insurance Managers, Inc. serves the Rochester Hills, Michigan area as a supplemental insurance agent. This company offers policies designed to help cover costs not paid by primary health plans, such as deductibles and copayments. It assists local residents in finding suitable coverage for unexpected medical expenses. Specific services it handles in this region include accident insurance and critical illness insurance.
Michael Spinale - State Farm Insurance Agent in Rochester Hills, MI offers supplemental insurance policies that help fill gaps left by primary health coverage. Their service includes assisting clients with selecting customized plan options and managing claims for accident, hospital confinement, or critical illness events. The agent provides ongoing policy reviews to ensure coverage remains aligned with individual needs as circumstances change. This office serves single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Homeowners, renters, and small business owners in the Rochester Hills area turn to The Crawford Insurance Group for supplemental insurance coverage. These policies help fill gaps left by standard health or property plans, offering financial protection for unexpected deductibles and co-pays. The agency focuses on clear explanations of plan options to match individual needs and budgets. It also serves clients throughout Oakland County and the surrounding metro communities, including nearby Troy.
Roncelli Insurance Group serves Rochester Hills, Michigan, and the surrounding communities, handling the needs of individuals seeking supplemental insurance coverage. It assists clients by addressing gaps in standard health plans and offering policies for specific needs such as accidents or critical illness. The agency works with local residents to explain complex policy options, guiding them through the selection process. To complete a typical engagement, it uses a thorough consultation method, carefully matching coverage options to each client's personal situation and budget.
Supplemental insurance agents in Rochester Hills, MI, help clients fill gaps left by major medical coverage. Julie Tourangeau - State Farm Insurance Agent offers specialty supplemental policies, including options for critical illness, accident recovery, and hospital indemnity. Its general service work involves assessing individual needs and explaining how these plans work alongside standard health insurance. The office provides free consultations to clarify coverage limitations. It frequently helps area residents prepare for open enrollment periods when adjustments to existing supplemental plans are most practical.
For those seeking either a single-policy solution or ongoing coverage adjustments, AAA Insurance - Mayer Insurance Agency in Rochester Hills, MI provides supplemental insurance agent services that fill gaps left by primary health plans. These policies cover specific needs such as accident, hospital indemnity, or critical illness expenses. Customers determine their preference between one-time enrollment in a particular plan or periodic reviews to adapt coverage. Service is available on an as-needed basis, allowing clients to request assistance when comparing options or updating their existing policies for changing circumstances.
As the seasons change in Rochester Hills, many families review their existing coverage and look to fill gaps in protection. Rick Young Insurance serves local residents as a supplemental insurance agent, helping them explore policies that work alongside primary health or life plans. The process generally begins with a simple discussion of individual needs and an overview of available options for additional financial security. A straightforward inspection or initial-assessment step is often taken to identify potential coverage opportunities and determine appropriate benefit levels.
AAA Insurance - Karen Yelder-Beard Agency in Rochester Hills, MI, works with individuals and businesses to secure supplemental insurance coverage. This type of agent specializes in policies that pay for expenses not covered by major medical plans, such as accident, critical illness, or hospital indemnity benefits. These add-on plans can provide important financial support during an unexpected health event. The agency serves various commercial sectors in the local area, including offices, warehouses, and food service operations.
Maris Brown Insurance Group serves residential clients in Rochester Hills, Michigan, by offering supplemental insurance policies that help cover gaps left by primary health plans. The agency also provides commercial coverage for local small businesses seeking additional financial protection against unexpected medical or accident-related expenses. Their service area extends throughout the greater Rochester Hills region, ensuring accessibility for both homeowners and business owners. After an initial policy is set, the team follows up regularly with clients to adjust coverage as needs change between routine health insurance renewal visits.
Prysock Insurance Group, LLC is a supplemental insurance agent serving Rochester Hills and the surrounding Michigan area. The agency assists clients in understanding how Medicare supplements can fill gaps in original coverage, helping to manage out-of-pocket costs. It also guides individuals through the annual enrollment period for selecting suitable prescription drug plans. As a local resource, Prysock Insurance Group can add on dental, vision, or hearing coverage to provide more complete personal health protection.
What Does a a Supplemental Insurance Agent in Rochester Hills Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums in Rochester Hills typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs can change each year and depend on your health and the insurer. This is general information not insurance advice.
About supplemental insurance agents in Rochester Hills
Supplemental insurance agents in Rochester Hills Michigan help residents fill gaps in their Medicare or health coverage. Michigan law allows agents to offer Medigap plans Medicare Advantage and standalone dental or vision policies. Local agents understand the specific needs of Oakland County seniors and can explain plan options clearly.
Frequently Asked Questions
What is a supplemental insurance agent in Rochester Hills?
A supplemental insurance agent in Rochester Hills helps you buy policies that cover costs not paid by Original Medicare or employer health plans. They are licensed in Michigan and can sell Medigap Medicare Advantage and other supplemental products.
When can I enroll in a Medigap plan in Michigan?
In Michigan you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this window insurers may deny coverage or charge higher rates based on health.
Are there Michigan rules for Medicare Advantage plans?
Yes Michigan follows federal Medicare Advantage rules. You can join or switch plans during the Annual Enrollment Period from October 15 to December 7. Michigan also has a Medicare Savings Program for low-income residents that can help with premiums and cost sharing.
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