The top-rated supplemental insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include L.A. Insurance, Safeguard Insurance Agency, Mid-Valley Insurance and Financial. This directory lists 25 supplemental insurance agents serving Saginaw.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Member Insurance Agency-Thomas Twp Office | 7531-2 Gratiot Rd Suite 2 | (989) 781-2662 |
| 2 | L.A. Insurance | 4234 Dixie Hwy | (989) 755-8055 |
| 3 | Safeguard Insurance Agency | 2475 Midland Rd | (989) 799-4800 |
| 4 | Mid-Valley Insurance and Financial | 9080 Gratiot Rd ste 100 | (989) 781-3070 |
| 5 | Emil Rummel Insurance Agency Inc | 4884 Gratiot Rd UNIT 15 | (989) 793-2100 |
| 6 | Future Insurance Agency | 5580 State St # 1 | (989) 799-8808 |
| 7 | Kaytlyn Thompson at Comparion Insurance Agency | 5157 Hampton Pl | (989) 486-6796 |
| 8 | Preferred First Insurance | 7773 Bay Rd | (989) 799-9082 |
| 9 | Coppolino Insurance Agency | 3123 Davenport Ave | (989) 792-1666 |
| 10 | Nichole Frick at Comparion Insurance Agency | 5157 Hampton Pl | (989) 486-6787 |
My Member Insurance Agency-Thomas Twp Office serves Saginaw County and the surrounding Michigan region as a supplemental insurance agent. It helps clients fill gaps in their primary health coverage by offering policies that provide additional financial protection. This agency works to connect individuals and families with plans that address specific needs left by major medical insurance. These services include accident insurance and coverage for critical illnesses, which provide lump-sum payments for unexpected medical events in this community.
L.A. Insurance, located in Saginaw, MI, provides supplemental insurance products designed to fill gaps left by primary health coverage. The agency assists clients in finding local plans that address auxiliary expenses not covered by standard policies. Regular policy reviews and proactive customer service ensure that clients maintain appropriate coverage as their personal situations change over time. This support helps individuals and families manage potential out-of-pocket costs more predictably. The agency services single-family homes, apartments, and select retail and restaurant properties.
Safeguard Insurance Agency in Saginaw, MI, assists local homeowners, businesses, and property managers with supplemental insurance policies designed to fill coverage gaps left by standard plans. These policies help clients manage unexpected costs from deductibles, co-pays, or property exclusions, ensuring more comprehensive financial protection after a claim. The agency focuses on clear, practical guidance tailored to each policyholder’s specific needs and budget. Its service area also extends to neighboring community Carrollton, providing the same supplemental coverage options to residents and business owners throughout the greater Saginaw metro region.
Serving Saginaw and the surrounding communities of Mid-Michigan, Mid-Valley Insurance and Financial provides supplemental insurance coverage to local residents. The agency helps clients with products that address gaps left by primary health plans, such as accident, critical illness, and hospital indemnity policies. Each client’s situation is assessed individually, and the agency works to identify specific needs and match them with an appropriate supplemental plan from available options.
As the leaves turn and winter settles over Saginaw, residents often review their coverage for unexpected medical gaps. Emil Rummel Insurance Agency Inc provides supplemental insurance strategies that address these seasonal concerns. Their services help clients manage out-of-pocket costs not covered by primary health plans, offering practical options for additional financial protection. Each consultation begins with an in-person or virtual inspection of the individual's current policy structure and personal health needs.
Future Insurance Agency in Saginaw, MI, specializes in offering supplemental insurance plans that fill gaps left by primary health coverage, such as policies for accidents, critical illness, and hospital indemnity. It works closely with local residents to review existing benefits, ensuring individuals and families find appropriate additional protection tailored to their needs. As winter approaches, it helps clients prepare for potential seasonal health concerns like flu complications or unexpected slips on icy surfaces by reinforcing their supplemental options.
Kaytlyn Thompson at Comparion Insurance Agency provides supplemental insurance services for homeowners in the Saginaw, Michigan area. Commercial supplemental insurance coverage is also available, and the agency serves clients throughout the Saginaw region. These tailored policies help fill gaps left by standard health or property plans, offering additional financial protection for unexpected events. After an initial policy is in place, clients can receive attentive follow-up service and coverage adjustments between their regular visits to ensure continued suitability.
When one-time coverage addresses a specific gap like a hospital stay, recurring plans provide ongoing benefits for deductibles and copays. Preferred First Insurance, a supplemental insurance agent in Saginaw, MI, helps clients secure policies that complement major medical plans. These services focus on offering financial protection for unexpected out-of-pocket costs from illness or injury. General broker assistance includes explaining policy differences to new clients. This agent fulfills its supplemental insurance role by providing service on an as-needed basis, tailoring sessions to each client’s immediate questions or enrollment needs.
What Does a a Supplemental Insurance Agent in Saginaw Cost?
Supplemental insurance agent services in Michigan are typically free to consumers as agents earn commissions from insurance carriers. Medigap plan premiums in Saginaw range from about 100 to 300 dollars per month depending on age gender and plan type. Medicare Advantage plans may have low or zero monthly premiums but include cost sharing. This is general information not insurance advice.
About supplemental insurance agents in Saginaw
Supplemental insurance agents in Saginaw Michigan help residents choose plans that cover gaps in Original Medicare. Michigan law requires Medigap policies to be guaranteed issue during certain enrollment periods. Local agents can explain how state regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Saginaw?
A supplemental insurance agent in Saginaw helps you find Medigap or Medicare Advantage plans. They are licensed in Michigan and can compare policies from different carriers. They do not sell Original Medicare but focus on additional coverage.
When can I enroll in a Medigap plan in Michigan?
In Michigan you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Outside this window you may face medical underwriting.
Are there Michigan-specific rules for supplemental insurance?
Yes Michigan has a standardized Medigap plan system with plans labeled A through N. Michigan also allows a birthday rule for Medigap which gives you 30 days each year to switch to a similar plan without health questions. This rule applies to those already enrolled in a Medigap policy.
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