The top-rated supplemental insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 19 supplemental insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 7 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 8 | Serena Clarke - State Farm Insurance Agent | 28800 Harper Ave B | (586) 445-2444 |
| 9 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
| 10 | Gardner Insurance Agency | 21731 Greater Mack Ave | (586) 359-2286 |
Tom Peck - State Farm Insurance Agent serves St Clair Shores, Michigan and the surrounding Macomb County area, specializing in supplemental insurance plans that help cover gaps left by major medical policies. These agents assist clients in selecting policies for unexpected health events and routine care needs not fully paid by standard coverage. Common services include providing dental and vision insurance options, which are frequently requested in this region.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI offers a range of supplemental insurance products to help clients cover gaps in their primary health coverage. The agency provides personalized service plans to assist with policy maintenance and adjustments as individual needs change over time. By working directly with policyholders, the agent helps ensure that supplemental benefits remain aligned with current life circumstances. This local office serves single-family homes, apartments, retail establishments, and restaurants throughout the greater St Clair Shores area.
Lakepine Insurance Agency serves homeowners in St Clair Shores, Michigan, who seek supplemental insurance coverage to address gaps left by standard health or property policies. The agency helps clients review their existing benefits and identify plans that provide additional financial protection against unexpected medical costs or accidental injuries. Its services include explaining policy options, assisting with enrollment, and guiding customers through claims. Lakepine Insurance Agency also serves residents in the neighboring community of Roseville and the surrounding Macomb County metro area.
Michigan Insurance and Financial Services, located in St Clair Shores, specializes in supplemental insurance plans that cover gaps left by major medical policies. The agency assists local residents with selecting and managing policies for expenses such as coinsurance, deductibles, and critical illness recovery. Its general service work includes guiding clients through annual enrollment periods and claims filing. As winter ice and snow raise the risk of slip-and-fall injuries, the agency helps clients understand how their supplemental accident coverage can offset resulting out-of-pocket costs.
As the seasons shift in St. Clair Shores, many residents face gaps in their standard health coverage, particularly for dental and vision needs. DDI Insurance Agency provides supplemental insurance options designed to fill those voids. The company works with individuals to explore affordable policies that help cover unexpected medical expenses not included in primary plans. Each consultation begins with a straightforward review of the client’s current coverage to identify where additional support would be most beneficial. From there, the agent schedules a no-obligation initial assessment to outline specific plan possibilities.
The Joe Manzella Agency - Goosehead Insurance in St Clair Shores, MI works with clients to identify gaps in their existing health coverage and offers supplemental insurance policies to fill those needs. These policies provide financial support for deductibles, copays, and other out-of-pocket medical expenses. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, helping them manage employee benefit costs.
Goosehead Insurance - Joe Manzella serves residential clients in St Clair Shores, MI with supplemental insurance coverage. Commercial policies are also available for local businesses needing tailored supplemental protection. The agency handles supplemental insurance needs throughout the St Clair Shores area. Services focus on helping clients navigate their coverage options between major health plans. Joe Manzella offers ongoing support and follow‑up service between regular policy visits, ensuring coverage remains aligned with changing circumstances.
Serena Clarke - State Farm Insurance Agent in St Clair Shores, MI, is known for offering supplemental insurance coverage that helps fill gaps left by major medical plans. Serving local residents and families, the agency focuses on policies designed to provide additional financial protection during unexpected health events. Supplemental insurance can assist with out-of-pocket costs such as deductibles and copayments. For individuals seeking broader protection, supplemental cancer insurance is available as an optional add-on.
Jeffery Torrice: Allstate Insurance offers both single-visit supplemental insurance policies and ongoing renewable plans, allowing clients to choose coverage that aligns with their immediate or long-term needs. As a supplemental insurance agent in St Clair Shores, MI, the agency assists with policies that fill gaps left by primary health or life insurance. Service typically operates on a scheduled basis for annual policy reviews, with as-needed adjustments available when a client experiences a qualifying life event.
Serving St Clair Shores and the surrounding communities of Macomb County, Gardner Insurance Agency handles supplemental insurance options for local residents. As a supplemental insurance agent, the company helps clients manage out-of-pocket costs not covered by primary health plans. This work typically involves explaining coverage gaps and presenting policies for accidents, critical illness, or hospital indemnity. To handle a typical job, Gardner Insurance Agency begins by assessing an individual’s existing coverage and financial situation to recommend a specific supplemental plan that aligns with their needs.
What Does a a Supplemental Insurance Agent in St Clair Shores Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in St Clair Shores typically range from 120 to 250 dollars per month. Medicare Advantage plans may have low or zero premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in St Clair Shores
Supplemental insurance agents in St Clair Shores Michigan help residents find policies that cover costs not paid by original Medicare or employer plans. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services. Many local agents specialize in Medigap plans which have a six-month open enrollment period starting when you turn 65.
Frequently Asked Questions
What is a supplemental insurance agent in St Clair Shores?
A licensed professional who helps you compare and enroll in plans like Medicare Supplement or dental insurance. They work with multiple carriers to find a policy that fits your budget and health needs.
When can I enroll in a Medigap plan in Michigan?
You have a six-month Medigap open enrollment period that begins the month you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do Michigan agents charge fees for supplemental insurance help?
Most agents are paid by the insurance company through commissions so you typically pay no upfront fee. Always ask if any administrative fees apply before you sign.
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