The top-rated supplemental insurance agent in Sterling Heights, Michigan is Summit Health Services, rated 5.0 stars across 302 reviews. Other highly rated options include The Salvati Insurance Group, Inc., AAA Insurance - R. Petros Insurance Agency, Frolka Insurance Agency Goosehead Insurance. This directory lists 18 supplemental insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Health Services | 43409 Schoenherr Rd | (248) 779-1000 |
| 2 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 3 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 4 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 5 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 6 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 7 | Clear View Insurance | 13854 Lakeside Cir Ste 212 | (586) 742-0316 |
| 8 | Millennium Insurance Agency LLC -34865 Mound Rd | 34865 Mound Rd | (248) 410-1858 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 13900 Lakeside Cir | (586) 323-5700 |
| 10 | ISU-Great Northern Insurance Agency | 39850 Van Dyke Ave | (248) 856-9000 |
Summit Health Services serves the Sterling Heights, Michigan, metro area as a supplemental insurance agent. The company helps clients navigate options for covering gaps not addressed by primary health plans. It assists individuals in finding policies for expenses such as deductibles and copayments. This work involves explaining plan features and coordinating with major insurers. The agency handles both Medicare supplement and critical illness insurance for local residents.
The Salvati Insurance Group, Inc. serves local homeowners, families, and individual policyholders in Sterling Heights, MI. As a supplemental insurance agent, the company offers accident, critical illness, cancer, hospital indemnity, and disability income policies to fill gaps left by primary health coverage. Plans are designed to pay cash benefits directly to clients for covered events. The agency also provides application guidance and claims assistance for these specialized products. In addition to serving Sterling Heights, its services extend to nearby communities throughout Macomb County.
AAA Insurance - R. Petros Insurance Agency in Sterling Heights, MI offers a full range of supplemental insurance agent services, including gap coverage for major medical policies and accident or critical illness plans. Its ongoing client service includes annual policy reviews to adjust coverage as health needs change. Open enrollment assistance is provided, along with support for filing claims on supplemental benefits. This agency serves individual clients at single-family homes, apartments, retail storefronts, and restaurants.
As a supplemental insurance agent, Frolka Insurance Agency Goosehead Insurance in Sterling Heights, MI specializes in policies that fill gaps left by major medical plans, such as accident and critical illness coverage. It also assists clients with general supplemental life and disability income protection. This agency helps residents understand how these secondary benefits can cover unexpected deductibles. For example, during the winter season, it educates clients on how supplemental plans can address out-of-pocket costs from common seasonal injuries like slips on ice.
Lakeside Insurance Agency serves Sterling Heights and the surrounding communities in Macomb County, offering supplemental insurance plans designed to fill gaps left by major medical coverage. It handles policies that provide cash benefits directly to the policyholder for accidents, critical illnesses, and hospital stays, helping clients manage out-of-pocket expenses not covered by their primary insurance. To handle a typical job, the agency first reviews existing coverage, then recommends specific plans tailored to the individual’s health history and financial situation.
As the colder months approach in Sterling Heights, MI, residents often review their health coverage for gaps. Beyond Insurance Group helps clients assess their existing plans, offering policies that cover deductibles or co-pays for sudden medical needs. Additional plans can provide income support during recovery from an illness or injury. An initial consultation typically begins with a review of the client’s current insurance to identify potential gaps in protection, followed by a straightforward inspection of their specific coverage needs.
Clear View Insurance provides supplemental insurance services to residential clients in Sterling Heights, MI, assisting with policies that complement existing health coverage. The agency also extends its supplemental insurance expertise to commercial clients throughout the local area. These brokers help individuals and businesses fill gaps left by primary insurance plans, such as accident, critical illness, or hospital indemnity options. Clear View maintains ongoing contact with policyholders, offering follow-up adjustments and repeat service to ensure coverage stays aligned with changing needs between regular visits.
Millennium Insurance Agency LLC provides supplemental insurance solutions covering gaps that major medical plans leave unfilled. Based at 34865 Mound Road in Sterling Heights, Michigan, the company specializes in offering elective coverage add-ons such as accident, critical illness, and hospital indemnity policies. These plans help individuals manage out-of-pocket costs and lost income during unexpected health events. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments seeking to enhance employee benefits packages with targeted financial protection.
Gallagher Insurance, Risk Management & Consulting in Sterling Heights, MI, distinguishes between providing one-time policy explanations and offering recurring annual enrollment reviews for supplemental insurance coverage. Supplemental insurance agents in this area help clients fill gaps in primary health plans, ensuring dental, vision, and accident coverage align with individual needs. The company handles claims assistance and policy adjustments for local residents. Services run on a scheduled basis, with annual open enrollment check-ins and as-needed updates for life changes or new plans.
What Does a a Supplemental Insurance Agent in Sterling Heights Cost?
Costs for supplemental insurance in Michigan vary by plan type age and carrier. Medigap Plan G for a 65-year-old in Sterling Heights often ranges from $120 to $200 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Sterling Heights
Supplemental insurance agents in Sterling Heights Michigan help residents choose plans that fill gaps in Medicare or employer coverage. Michigan law requires Medigap policies to be guaranteed issue during certain enrollment windows. These agents can explain options like Medicare Supplement Plans A through N and Medicare Advantage plans available in Macomb County.
Frequently Asked Questions
What is a supplemental insurance agent in Sterling Heights?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or your employer plan. They are licensed in Michigan and can compare plans from different carriers for you.
When can I enroll in a Medigap plan in Michigan?
You have a 6-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions.
Do Michigan agents charge fees for their services?
Most supplemental insurance agents are paid by the insurance company through commissions, so you typically pay no extra fee for their help. Always confirm any potential charges before signing a contract.
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