The top-rated supplemental insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 565 reviews. Other highly rated options include JPS Insurance Agency, Alfred Shala-HealthMarkets Insurance Agency, HealthMarkets Insurance - Eric Zawicki. This directory lists 22 supplemental insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 2 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 3 | Alfred Shala-HealthMarkets Insurance Agency | 920 E Long Lake Rd STE 200A | (586) 707-5527 |
| 4 | HealthMarkets Insurance - Eric Zawicki | 920 E Long Lake Rd Ste 100A | (248) 850-4000 |
| 5 | National Benefit Plans, Inc. | 1050 Wilshire Dr Ste 280 | (248) 362-4050 |
| 6 | Oak Crest Insurance Services | 125 E Maple Rd | (248) 729-7077 |
| 7 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 8 | Hershey Insurance Group | 2855 Coolidge Hwy #204 | (888) 843-7743 |
| 9 | Members Home and Auto | 2855 Coolidge Hwy #204 | (877) 898-4102 |
| 10 | Doeren Mayhew Insurance Group | 3155 W Big Beaver Rd Suite 250 | (248) 290-0650 |
FSA Insurance Agency serves Troy, Oakland County, and the surrounding metro area as a supplemental insurance agent. The agency helps individuals and families fill gaps in traditional health plans with coverage for unexpected expenses. It focuses on policies that can pay cash directly to the policyholder to use for deductibles, co-pays, or daily living costs. Specific services handled in this area include accident insurance and critical illness insurance.
JPS Insurance Agency in Troy, MI offers a range of supplemental insurance solutions designed to fill gaps left by primary health coverage. Its service plans focus on helping clients manage out-of-pocket costs through policies such as accident, critical illness, and hospital indemnity. The agency assists individuals and business owners with plan selection and claims support. It serves policyholders in single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Serving Troy, Michigan, and the surrounding communities in Oakland County, Alfred Shala-HealthMarkets Insurance Agency handles supplemental insurance coverage for individuals and families. These policies help fill gaps in primary health plans, addressing expenses like deductibles, copays, and out-of-pocket costs not fully covered by major medical insurance. The agency assists clients in exploring suitable options for their specific healthcare needs and financial situations. For a typical job, it begins with a personal consultation to review existing coverage and then recommends supplemental plans based on the client’s unique circumstances.
Supplemental insurance agents offer both one-time policy enrollment and recurring service options, such as annual plan reviews or claims assistance. As a supplemental insurance agent serving the Troy, MI area, HealthMarkets Insurance - Eric Zawicki helps clients secure coverage that fills gaps left by major medical plans, including accident, hospital indemnity, and critical illness policies. These products provide financial protection for out-of-pocket costs and unexpected health events. Service runs on a one-time, scheduled, or as-needed basis depending on the client's policy updates or life changes.
National Benefit Plans, Inc. serves homeowners, renters, and small business owners in the Troy, Michigan area who are seeking supplemental insurance coverage for gaps left by primary health plans. The agency specializes in explaining and enrolling clients into accident, critical illness, hospital indemnity, and fixed-benefit policies. Such plans can help policyholders manage out-of-pocket costs and deductibles. The firm also extends its supplemental insurance agent services to clients throughout neighboring neighboring Oakland County communities such as Bloomfield Hills and Royal Oak.
Oak Crest Insurance Services works with individuals to manage risk through supplemental insurance policies, addressing gaps left by standard health plans. Their specialty includes accident, critical illness, and hospital indemnity coverage designed to cover out-of-pocket expenses. Supplemental insurance agents in the Troy, MI area help clients choose plans based on everyday needs and unexpected medical events. This company serves a range of commercial sectors, including office buildings, warehouses, and food service establishments.
Winter in southeast Michigan often brings unexpected medical expenses, and many local families seek coverage for gaps left by major medical plans. Located in Troy, Troy-Metro Agency provides supplemental insurance that helps pay for deductibles, copays, and other out-of-pocket costs from hospital stays or surprise illnesses. The agency explains how these policies work alongside primary insurance, offering straightforward guidance on accident, critical illness, and hospital indemnity plans. An initial assessment is completed to review existing coverage and identify relevant supplemental options, ensuring no overlooked risk areas remain.
Hershey Insurance Group in Troy, MI, provides supplemental insurance agents who meet with residents in their homes to explain policy options. These agents also offer commercial coverage for small businesses in the local area, ensuring both individual and business needs are addressed. Service extends throughout the Troy region and surrounding communities. Agents typically schedule follow-up visits to review coverage options or adjust plans between regular annual check-ins, ensuring ongoing support.
Members Home and Auto in Troy, MI provides supplemental insurance for individuals seeking to fill coverage gaps. The agency offers policies that complement existing health or life plans, helping clients manage deductibles and out-of-pocket costs. Serving the local community, it focuses on simplifying complex insurance choices and educating customers on optional benefits. A typical add-on service available through the agency is hospital indemnity coverage, which pays a fixed benefit for each day of inpatient care.
What Does a a Supplemental Insurance Agent in Troy Cost?
Supplemental insurance costs in Michigan vary by plan type age and location. Medigap Plan G premiums in Troy typically range from 120 to 250 dollars per month for a 65 year old. Accident or critical illness policies may cost 30 to 100 dollars monthly. These are general estimates and your actual cost depends on your health status and chosen plan. This is general information and not insurance advice.
About supplemental insurance agents in Troy
Supplemental insurance agents in Troy Michigan help residents fill gaps in their primary health coverage. Michigan law allows insurers to offer Medigap plans that cover deductibles and coinsurance for Original Medicare. Troy seniors often work with agents to compare plans during the annual enrollment period.
Frequently Asked Questions
What is a supplemental insurance agent in Troy Michigan?
A supplemental insurance agent in Troy helps you buy policies that cover costs not paid by Medicare or employer insurance. These agents are licensed in Michigan and can explain plan options like Medigap or accident insurance. They do not replace your primary health plan but add extra protection.
When can I enroll in a supplemental plan in Michigan?
In Michigan you have a six-month open enrollment period for Medigap starting when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge more due to health conditions. Outside this window you may face medical underwriting.
Are supplemental insurance plans regulated in Michigan?
Yes the Michigan Department of Insurance and Financial Services regulates all supplemental insurance plans. Agents must follow state rules on marketing and disclosure. Michigan law also requires standardized Medigap plans labeled A through N to make comparison easier.
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