The top-rated supplemental insurance agent in Village of Clarkston, Michigan is The Ryan Insurance Agency, rated 5.0 stars across 169 reviews. Other highly rated options include Farmers Insurance - Kurt Urch, Oakland Insurance, Rossell Agency. This directory lists 17 supplemental insurance agents serving Village of Clarkston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Ryan Insurance Agency | 7151 N Main St Ste. 103 | (248) 403-8591 |
| 2 | Farmers Insurance - Kurt Urch | 6160 Dixie Hwy Ste 210 | (248) 297-6020 |
| 3 | Oakland Insurance | 8055 Ortonville Rd | (248) 647-2500 |
| 4 | Rossell Agency | 5850 Dixie Hwy Ste C | (248) 605-0060 |
| 5 | McNeil Agency Inc | 5730 Bella Rosa Blvd Ste #300 | (586) 731-1180 |
| 6 | Uzzle-McMurray Agency: Allstate Insurance | 6684 Dixie Hwy Ste D | (248) 625-5880 |
| 7 | Al Bourdeau Insurance Agency | 6100 Dixie Hwy Ste C & D | (248) 623-4400 |
| 8 | Total Insurance Agency Services, Inc. | 7044 Gateway Park Dr | (248) 625-0410 |
| 9 | Bankers Life | 6770 Dixie Hwy #306 | (810) 603-0628 |
| 10 | John Butterfield, Bankers Life Agent | 6770 Dixie Hwy #306 | (810) 603-0628 |
The Ryan Insurance Agency serves the Village of Clarkston and surrounding Oakland County communities as a supplemental insurance agent. It helps clients fill gaps in primary health coverage by offering policies designed to address out-of-pocket medical expenses. These supplemental plans typically assist with costs for hospital stays, emergency room visits, and routine doctors’ appointments. Common services include assisting with plan selection and filing claims for reimbursement. Among the specific supplemental policies the agency handles are accident insurance and critical illness insurance.
Farmers Insurance - Kurt Urch provides supplemental insurance agent services to the Village of Clarkston, MI area. Its coverage plans include policies that help fill gaps left by primary health insurance, addressing out-of-pocket expenses and other unexpected costs. Service options typically include personalized consultations to explain policy details and ongoing customer support for claims and policy adjustments. This agent assists with protecting various property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers in the Village of Clarkston, MI, turn to Oakland Insurance for supplemental insurance agent services. The agency provides secondary coverage options that help fill gaps left by standard primary policies, such as those for deductibles or uncovered perils. Policyholders receive guidance tailored to local property risks, ensuring common exposures are addressed. Oakland Insurance also serves the surrounding communities within the greater Oakland County metro area, including nearby Waterford Township.
Rossell Agency serves the Village of Clarkston, Michigan, and the surrounding communities, handling supplemental insurance coverage for individuals and families. This type of insurance helps pay for costs that primary health plans do not fully cover, such as deductibles and copayments. The agency works with clients to explain plan options and complete applications. For a typical job, it begins by reviewing a person's existing coverage, then recommends a policy that fills specific gaps in their current health plan.
In the Village of Clarkston, MI, McNeil Agency Inc provides supplemental insurance, where clients typically choose between one-time policies for specific gaps or recurring plans for ongoing coverage needs such as accident or critical illness protection. These offerings help individuals manage out-of-pocket medical costs not covered by major health plans. The company advises policyholders on suitable short-term or long-term options based on their situations. Service engagements at McNeil Agency Inc operate on a scheduled and as-needed basis for new enrollments or adjustments to existing coverage.
As Clarkston residents prepare for seasonal changes that can disrupt health and household budgets, Uzzle-McMurray Agency Allstate Insurance in the Village of Clarkston provides supplemental insurance designed to fill gaps in primary coverage. Their agents help clients understand how hospital indemnity, critical illness, or accident policies can offset unexpected out-of-pocket costs. A typical initial consultation involves a brief assessment of existing benefits and personal risk factors to recommend appropriate options.
Al Bourdeau Insurance Agency provides supplemental insurance services to residents in and around the Village of Clarkston, Michigan. Commercial coverage options are also available for local business clients throughout the greater Clarkston area. Agents assist with Medicare supplements, final expense plans, and other gap-filling policies to help households manage out-of-pocket medical costs. The agency maintains regular contact with policyholders, offering follow-up support and schedule adjustments between standard annual review visits.
Specializing in Medicare supplements, critical illness coverage, and hospital indemnity plans, Total Insurance Agency Services, Inc. serves residents of the Village of Clarkston, MI, and the surrounding area. It helps individuals identify supplemental policies that fill gaps left by primary health insurance, offering personalized guidance through the selection process. The agency works with clients to understand their specific financial and medical needs. Whether facing the open enrollment period for Medicare Advantage or planning for unexpected medical expenses from seasonal illnesses, it can provide timely assistance.
Bankers Life serves the Village of Clarkston area by offering supplemental insurance policies that help cover expenses traditional health plans may leave behind, including gaps in Medicare coverage. These policies often include critical illness, accident, and hospital indemnity plans designed to provide additional financial protection. The company works with individuals and businesses in various commercial sectors, such as local offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Village of Clarkston Cost?
Supplemental insurance costs in Michigan vary by plan type age and health status. Medigap Plan G premiums typically range from 100 to 250 dollars per month for a 65 year old. Medicare Advantage plans may have lower monthly premiums but include copays and network limits. Costs also depend on the insurance company and your location in Oakland County. This is general information not insurance advice.
About supplemental insurance agents in Village of Clarkston
Supplemental insurance agents in Village of Clarkston help residents choose Medigap or Medicare Advantage plans to cover gaps in Original Medicare. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the specific needs of Clarkston seniors and can explain plan options available in Oakland County.
Frequently Asked Questions
What is a supplemental insurance agent in Village of Clarkston?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple insurance carriers to find a plan that fits your budget and health needs. Agents in Michigan must follow state regulations regarding sales and disclosure.
When can I enroll in a supplemental plan in Michigan?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are supplemental insurance agents in Clarkston required to be licensed?
Yes all agents must hold a valid Michigan insurance license. You can verify an agents license through the Michigan Department of Insurance and Financial Services website. Licensed agents must follow strict rules about plan comparisons and disclosures.
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