The top-rated supplemental insurance agent in Warren, Michigan is Signature Insurance, rated 4.9 stars across 1,089 reviews. Other highly rated options include Bengal Insurance Agency - Warren, Michigan, Natalie Gajewski - State Farm Insurance Agent, American Benefits Agency. This directory lists 17 supplemental insurance agents serving Warren.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Signature Insurance | 32888 Ryan Rd | (586) 274-9600 |
| 2 | Bengal Insurance Agency - Warren, Michigan | 4198 E 10 Mile Rd | (586) 825-3800 |
| 3 | Natalie Gajewski - State Farm Insurance Agent | 15192 E Thirteen Mile Rd | (586) 979-6350 |
| 4 | American Benefits Agency | 30009 Schoenherr Rd | (586) 751-3844 |
| 5 | L.A. Insurance | 11543 12 Mile Rd | (586) 393-5084 |
| 6 | Mark Khoury - State Farm Insurance Agent | 29135 Ryan Rd B | (586) 757-8044 |
| 7 | AAA Warren | 29311 Mound Rd | (586) 754-2200 |
| 8 | Tracey Denson Scott Insurance Agency | 31201 Chicago Rd S Suite A102 | (248) 544-2542 |
| 9 | AAA Insurance - Brents Insurance Agency | 12028 E 10 Mile Rd | (248) 315-0217 |
| 10 | Randahl Agency, LLC | 3200 12 Mile Rd #102 | (586) 558-3900 |
Signature Insurance serves the Warren, Michigan, metro area as a supplemental insurance agent. It helps clients fill gaps in primary health coverage through focused policy options designed for specific needs. The agency supports individuals seeking extra financial protection for unexpected medical events or routine care. Common offerings include coverage for hospital stays, critical illness diagnoses, and accident-related expenses. Signature Insurance handles Medicare supplement plans and fixed-benefit hospital indemnity policies for local residents.
Bengal Insurance Agency in Warren, Michigan provides a full range of supplemental insurance products to help bridge coverage gaps left by primary health plans. Its service approach focuses on explaining policy options clearly and assisting clients with claims and billing questions as needs arise. Annual policy reviews ensure coverage keeps pace with changing circumstances. The agency supplies these plans for various property types, including single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, renters, and small business owners in the Warren area, Natalie Gajewski - State Farm Insurance Agent provides supplemental insurance coverage designed to help fill gaps left by primary health or property policies. These plans offer financial protection for unexpected expenses such as deductibles, copays, or accident-related costs. The agency focuses on explaining coverage options clearly so clients can make informed decisions about their financial security. Its service area also extends into the nearby Clinton Township community to assist residents there with their supplemental insurance needs.
In Warren, MI, American Benefits Agency offers supplemental insurance on both a one-time basis for immediate gap coverage and via recurring services for ongoing policy reviews. Their work focuses on filling gaps left by major medical plans, such as deductibles and co-pays, through individualized benefit options for local residents. Policy selection and enrollment are handled as needed, while ongoing plan management and claims assistance operate on a scheduled, recurring basis with the insured.
Serving needs across Warren, Michigan, L.A. Insurance offers supplemental coverage to individuals and small-business owners. Their regular service plans include policy reviews to adjust coverage for life changes, such as new dependents or employment shifts, and expedited claims assistance for out-of-pocket medical or accident costs. They support property owners by providing gap-filling policies for single-family homes, apartment complexes, retail storefronts, and local restaurants.
Mark Khoury - State Farm Insurance Agent in Warren, MI, provides supplemental insurance focusing on critical illness and accident coverage that fills gaps left by standard health policies. It works with customers to choose plans that address individual needs by explaining how these policies pay cash benefits directly to the policyholder. Many people in the area seek this coverage during open enrollment periods to prepare for unexpected medical expenses such as cancer treatment or hospital stays.
AAA Warren serves the city of Warren, Michigan, as well as the surrounding communities in Macomb County. This supplemental insurance agent handles Medicare supplements, hospital indemnity plans, and critical illness coverage to fill gaps left by primary health insurance. The company works with local residents to assess their existing coverage and identify potential out-of-pocket exposures. For a typical job, the agent reviews each client’s current health plan and financial situation before recommending a specific supplemental policy to address the identified gaps.
As winter weather raises the risk of slips and hospital visits in the Warren area, Tracey Denson Scott Insurance Agency offers supplemental insurance policies to help cover out-of-pocket costs from such incidents. Their role is to help clients manage gaps left by primary health plans, particularly in high-deductible situations common among local workers and retirees. The agent typically begins each new enrollment by reviewing the individual’s existing coverage during an initial phone or in-person assessment.
AAA Insurance - Brents Insurance Agency in Warren, MI, operates as a supplemental insurance agent, offering policies that cover gaps left by standard health plans. Its specialty add-ons include critical illness and accident coverage, which provide direct financial support when primary insurance limits are reached. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Randahl Agency, LLC serves the Warren area by assisting residents with their supplemental insurance needs directly in their homes. The agency also provides coverage options for local businesses seeking to fill gaps in their primary plans. Their service area extends throughout the surrounding community to ensure accessibility for both individuals and commercial clients. These supplemental policies help cover costs that primary insurance may not address, such as deductibles or copayments. The agency encourages clients to schedule follow-up visits for policy adjustments or questions between their regular service intervals.
What Does a a Supplemental Insurance Agent in Warren Cost?
Supplemental insurance costs in Michigan vary by plan type age and health status. Medigap Plan G premiums for a 65 year old in Warren typically range from 120 to 250 per month. Medicare Advantage plans often have low or zero premiums but include copays and deductibles. Costs can change each year based on insurer rate filings. This is general information not insurance advice.
About supplemental insurance agents in Warren
Supplemental insurance agents in Warren Michigan help residents fill coverage gaps left by Medicare or employer plans. Michigan law requires agents to be licensed through the Department of Insurance and Financial Services DIFS. Warrens proximity to Detroit and major health systems makes local agent guidance valuable for choosing Medigap or Medicare Advantage plans.
Frequently Asked Questions
What is a supplemental insurance agent in Warren Michigan?
A supplemental insurance agent in Warren helps you buy policies that cover costs not paid by original Medicare or group health plans. They are licensed by the state of Michigan and can explain Medigap plans Medicare Advantage and other private insurance options.
When can I enroll in a Medigap plan in Michigan?
In Michigan you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there Michigan specific rules for supplemental insurance agents?
Yes Michigan law requires agents to disclose their license status and any commissions they receive. Agents must follow the Michigan Insurance Code and cannot misrepresent policy benefits. You can verify an agents license on the DIFS website.
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