The top-rated supplemental insurance agent in Chanhassen, Minnesota is Active Insurance Solutions, rated 4.9 stars across 427 reviews. Other highly rated options include South Lake Agency - Insurance Brokers, Jeremy Senn - State Farm Insurance Agent, Sharlene Downs - State Farm Insurance Agent. This directory lists 12 supplemental insurance agents serving Chanhassen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Active Insurance Solutions | 2431 Galpin Ct STE 140 | (952) 479-5877 |
| 2 | South Lake Agency - Insurance Brokers | 7945 Stone Creek Dr # 30 | (952) 856-5500 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 99 Lake Dr E | (952) 380-0990 |
| 4 | Sharlene Downs - State Farm Insurance Agent | 480 W 78th St Suite 103 | (952) 934-7329 |
| 5 | Dave Roy Insurance Agency: Allstate Insurance | 7965 Stone Creek Dr STE 110 | (952) 448-3555 |
| 6 | Mitch Velgersdyk - State Farm Insurance Agent | 7955 Stone Creek Dr #10 | (612) 326-4414 |
| 7 | Jon Fransway - State Farm Insurance Agent | 1258 Park Rd | (952) 975-4900 |
| 8 | Angie Herder American Family Insurance | 530 W 79th St #140 | (952) 361-3327 |
| 9 | Kortuem Insurance Agency, Inc. | 600 W 78th St #200 | (952) 934-4126 |
| 10 | Ron Herrmann Agency Inc American Family Insurance | 7955 Stone Creek Dr Ste 110 | (952) 974-0577 |
Active Insurance Solutions serves the Chanhassen, Minnesota, area as a supplemental insurance agent. This firm assists residents with policies that add coverage beyond major medical plans, helping to manage out-of-pocket expenses from unexpected health events. Supplemental insurance specialists in this region commonly offer plans that address specific financial gaps left by standard health insurance. Active Insurance Solutions handles hospital indemnity and accident insurance policies in this community.
South Lake Agency - Insurance Brokers in Chanhassen, MN provides a range of supplemental insurance agent services, including policies designed to cover gaps left by primary health or Medicare plans. Their ongoing support includes annual policy reviews and assistance with claims filing to ensure coverage remains appropriate. They serve clients across various property types, such as single-family homes, apartments, retail stores, and restaurants.
As a supplemental insurance agent, Jeremy Senn in Chanhassen, Minnesota helps clients fill gaps left by primary health plans, offering policies for accident, critical illness, and hospital indemnity coverage. It also assists with standard auto, home, and life insurance needs to create a broader personal risk plan. Each spring, it particularly helps homeowners understand how excluding roof depreciation from a standard policy can affect claim payments after severe storm damage.
Sharlene Downs - State Farm Insurance Agent serves homeowners, businesses, and property managers in Chanhassen, MN, offering supplemental insurance policies to help cover gaps left by standard plans. These policies provide financial protection for expenses, such as deductibles and co-pays, that arise from unexpected events. The agency focuses on educating clients about available coverage options tailored to individual needs. Its service area also extends to nearby communities in the western suburbs of the Minneapolis-St. Paul metro, including Chaska and Eden Prairie.
Serving Chanhassen and the surrounding Minnesota communities, Dave Roy Insurance Agency: Allstate Insurance specializes in supplemental insurance coverage. It provides policies that help bridge gaps in primary health or life plans, offering clients additional financial protection against unforeseen medical costs or income loss. For a typical job, the agency first reviews a client’s existing coverage to identify specific needs. It then presents suitable plan options in a clear, straightforward manner to help the client make an informed choice.
Mitch Velgersdyk - State Farm Insurance Agent in Chanhassen, MN, offers supplemental insurance that addresses both one-time financial gaps and recurring needs such as ongoing medical expenses or lost income. Coverage generally helps bridge what primary health policies leave uncovered, including deductibles, copays, or accident-related costs. Service runs on an as-needed basis, with clients reaching out when a policy review or a new coverage question arises.
Jon Fransway - State Farm Insurance Agent in Chanhassen, MN offers supplemental insurance policies that help cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity coverage. The agency also provides standard health-related insurance consultation and policy adjustments for local residents. This supplemental insurance can be especially important during seasonal cold and flu outbreaks, when unexpected medical expenses from urgent care visits or short hospital stays may arise.
As winter snow and ice arrive in Chanhassen, unplanned medical costs from slips or short hospital stays can strain a household budget. Angie Herder American Family Insurance offers supplemental insurance agents who help local residents fill these gaps with policies that address copays and deductibles. These plans work alongside existing health coverage, providing straightforward financial support for policyholders recovering from unexpected events. A new client would begin by scheduling a full coverage review to examine personal health patterns and current policies for potential gaps.
Kortuem Insurance Agency, Inc. works with individuals to secure foundational health coverage then strengthens that protection with supplemental insurance policies designed to fill financial gaps. These add-on plans help cover expenses often not paid by primary medical insurance, such as deductibles or copays. Serving the Chanhassen, Minnesota area and surrounding communities, the agency provides advisory services for small and medium-sized businesses across various commercial sectors, including offices, warehouses, and food service operations.
Ron Herrmann Agency Inc American Family Insurance provides supplemental insurance services for residential clients in Chanhassen, MN. Commercial coverage is also available for area businesses. The agency serves clients throughout the local region. Policyholders can expect careful follow-up after initial enrollment and continuing assistance between their regular visits to ensure ongoing coverage needs are addressed as life circumstances change.
What Does a a Supplemental Insurance Agent in Chanhassen Cost?
Typical costs for supplemental insurance in Minnesota vary by plan type, age, and location. Medigap Plan G premiums in Chanhassen often range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Chanhassen
Supplemental insurance agents in Chanhassen, Minnesota help residents choose policies that cover gaps in Medicare or employer health plans. Minnesota law requires Medigap plans to follow standard federal guidelines, but local agents can explain state-specific rules like guaranteed issue rights. These agents assist with comparing plans from multiple carriers to find suitable coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Chanhassen?
A supplemental insurance agent in Chanhassen helps you buy policies that pay for costs not covered by Medicare or other health insurance. They can explain Medigap plans, Medicare Advantage, and dental or vision add-ons. Agents must be licensed in Minnesota and follow state insurance regulations.
When can I enroll in a Medigap plan in Minnesota?
In Minnesota, the Medigap open enrollment period starts when you are 65 or older and enrolled in Medicare Part B. This period lasts six months and guarantees you can buy any Medigap policy without medical underwriting. After this window, insurers may deny coverage or charge higher rates based on health.
Are there Minnesota-specific rules for supplemental insurance?
Yes, Minnesota has standardized Medigap plans labeled A through N, but the state also offers a unique Minnesota Basic plan. Insurers must offer this basic plan to eligible residents. Minnesota also has a 30-day free look period for switching Medigap policies.
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