The top-rated supplemental insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 16 supplemental insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farmers Insurance - David Stokke | 625 Main St NW | (763) 441-4761 |
Kevin Gleitz – State Farm Insurance Agent serves Elk River, Minnesota, as a supplemental insurance agent. Supplemental insurance policies help fill coverage gaps that major medical plans may leave, often providing direct cash benefits for unexpected events. The agency assists local residents in understanding and selecting these optional plans to bolster their existing health insurance. It specializes in accident insurance and critical illness coverage, helping clients manage out-of-pocket costs from serious medical situations in the Elk River area.
Wayne Swart - State Farm Insurance Agent provides supplemental insurance coverage, offering policies that help fill gaps left by primary health or life plans. It includes a variety of supplemental options, and the service plan typically involves agent guidance to assess individual needs, present policy choices, and assist with claims. Servicing the Elk River, MN area, this agency helps protect clients in single-family homes, apartments, retail locations, and restaurants.
The Pampusch Agency helps homeowners and renters in Elk River, Minnesota, find supplemental insurance to cover gaps left by major medical plans. This local agency works with individuals and families to identify policies that address out-of-pocket costs from accidents or critical illnesses. The agents explore available coverage options and explain plan details to help clients make informed decisions. Services also extend to residents in the nearby St. Cloud area and surrounding communities.
Serving Elk River and the surrounding communities throughout central Minnesota, North Central Insurance Agency handles supplemental insurance coverage for local residents. It specializes in policies that fill gaps left by major medical plans, offering financial protection for unexpected healthcare expenses. For each client, the agency assesses individual needs and existing coverage to recommend appropriate supplemental plans. It then explains the policy details clearly and assists with the enrollment process to ensure straightforward integration with current benefits.
Elk Agency Insurance, located in Elk River, MN, offers supplemental insurance with both one-time enrollment options for specific policies and recurring coverage that continues with ongoing premium payments. Their plans help fill gaps left by primary health insurance, addressing expenses such as deductibles, copays, or lost income during illness or injury. The agency serves clients throughout the area, explaining the differences between various supplemental products to ensure customers understand their choices. Service appointments are available on a one-time, scheduled, or as-needed basis according to individual needs.
As winter approaches in Elk River, residents often review their health coverage to manage rising medical costs. Pentagon Insurance assists local individuals by offering supplemental insurance plans that fill gaps in primary policies. These agent services help clients address out-of-pocket expenses like deductibles and hospital copays. Whether a family needs extra dental coverage or a senior requires Medicare gap support, the company provides clear policy comparisons. An initial assessment is scheduled to review personal health needs and financial priorities before recommending suitable Supplemental options.
Bonnie Koste Agency Inc American Family Insurance offers supplemental insurance solutions for residents of Elk River, Minnesota, providing added financial protection beyond standard health plans. Its services include helping clients cover deductibles, copays, and other out-of-pocket medical expenses through specialized policies. The agency also assists individuals in navigating their existing coverage to fill benefit gaps. As winter approaches in Elk River, it helps families prepare for potential seasonal illnesses by ensuring their supplemental plans can manage unexpected treatment costs during the cold months.
Forthright Insurance LLC works in the Elk River, Minnesota area to help individuals cover costs that traditional health plans leave behind. The company focuses on supplemental insurance, offering policies that address expenses such as deductibles, copayments, and critical illness care. These plans provide additional financial support for unexpected medical events. For commercial clients, Forthright Insurance LLC can assist with coverage for offices, warehouses, and food service operations.
Patriot Insurance Brokers in Elk River, MN, assists local residents with supplemental insurance policies designed to fill coverage gaps left by primary health plans. The company extends these services to commercial clients seeking similar financial protection for their businesses. They serve clients throughout Elk River and the surrounding Minnesota communities, drawing on general knowledge of regional insurance needs. The team follows up with policyholders between regular visits to review coverage or address any changes, ensuring clients remain well-served over time.
Farmers Insurance - David Stokke in Elk River, MN, is a local supplemental insurance agent known for helping individuals fill coverage gaps in their existing health and life protection plans. The agency serves clients across Sherburne County and neighboring communities by offering policies that address out-of-pocket expenses from primary insurance. Its service range includes accident, critical illness, and hospital indemnity plans that provide cash benefits directly to policyholders. A specialty add-on service is its Medicare supplement plans, which assist seniors in managing costs not covered by original Medicare.
What Does a a Supplemental Insurance Agent in Elk River Cost?
Supplemental insurance costs in Elk River vary by plan type, age, and insurer. Monthly premiums for a Minnesota Basic plan typically range from $80 to $150 for a 65-year-old, while Extended Basic plans can cost $150 to $300 or more. Rates may increase over time due to inflation and claims experience. This is general information, not insurance advice.
About supplemental insurance agents in Elk River
Supplemental insurance agents in Elk River, Minnesota help residents choose Medigap policies to cover costs not paid by Original Medicare. Minnesota has unique standardized Medigap plans, including Basic and Extended Basic options. Local agents can explain how state regulations affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Elk River?
A supplemental insurance agent in Elk River helps you compare and enroll in Medicare Supplement plans. These agents are licensed in Minnesota and understand state-specific plan options like the Minnesota Basic plan.
When can I enroll in a Medigap plan in Minnesota?
You have a six-month Medigap Open Enrollment Period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
What Medigap plans are available in Minnesota?
Minnesota offers standardized Medigap plans including Basic, Extended Basic, and high-deductible options. These plans cover different combinations of coinsurance, copayments, and deductibles.
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