The top-rated supplemental insurance agent in Lakeville, Minnesota is Jill Henning - State Farm Insurance Agent, rated 5.0 stars across 471 reviews. Other highly rated options include Pete Peterson - State Farm Insurance Agent, Insuring Minnesota, Robert Joswiak - State Farm Insurance Agent. This directory lists 17 supplemental insurance agents serving Lakeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 9057 203rd St W Suite 100 | (952) 895-9596 |
| 2 | Pete Peterson - State Farm Insurance Agent | 7702 160th St W | (952) 683-9933 |
| 3 | Insuring Minnesota | 20960 Holyoke Ave | (952) 222-8073 |
| 4 | Robert Joswiak - State Farm Insurance Agent | 20838 Holyoke Ave | (952) 469-2285 |
| 5 | Miller-Hartwig Insurance | 20960 Holyoke Ave | (952) 469-5502 |
| 6 | Randy Fulsaas Insurance | 20960 Holyoke Ave | (952) 469-0411 |
| 7 | Farmers Insurance - Robert Curtis | 19950 Dodd Blvd STE 104 | (952) 985-9800 |
| 8 | Radle Insurance Services | 10609 165th St W | (952) 435-3622 |
| 9 | Lakeville Insurance Agency | 9202 202nd St W #200 | (952) 469-4644 |
| 10 | Kohlnhofer Agency | 20730 Holyoke Ave | (952) 469-4968 |
Jill Henning - State Farm Insurance Agent serves the Lakeville, Minnesota area as a supplemental insurance agent, offering coverage options designed to fill gaps left by major medical plans. These policies typically help with out-of-pocket expenses such as deductibles and copays. The agency works with individuals and families to explain how supplemental plans can provide financial protection during unexpected health events. Common services handled here include accident insurance and critical illness coverage, which can provide cash benefits directly to the policyholder if a covered condition occurs.
Pete Peterson - State Farm Insurance Agent provides a range of supplemental insurance options designed to cover gaps left by primary health plans. Its service approach includes reviewing individual coverage needs and helping clients understand policy details during enrollment. The agency offers ongoing support for claims and policy adjustments to maintain plan effectiveness. Pete Peterson serves residents and businesses in Lakeville, MN, servicing single-family homes, apartments, retail locations, and restaurants.
Insuring Minnesota serves homeowners, renters, and small business owners in the Lakeville area by offering supplemental insurance policies designed to help cover gaps left by standard health or property plans. These policies assist with out-of-pocket costs, deductibles, and unforeseen events not fully addressed by primary coverage. The company guides clients through plan options, ensuring they understand how each policy works alongside their existing coverage. Its service area also extends to neighboring communities in the southwest metro, including Farmington.
Serving Lakeville, Minnesota, and the surrounding communities, Robert Joswiak – State Farm Insurance Agent handles supplemental insurance policies that fill gaps left by primary health coverage. These plans can help cover out‑of‑pocket costs such as deductibles, copays, and hospital stays. The agency evaluates each client’s existing coverage, then recommends specific add‑on options to reduce financial exposure during unexpected medical events. A typical job begins with a thorough review of the client’s current benefits to identify potential coverage shortfalls.
Miller-Hartwig Insurance, located in Lakeville, Minnesota, provides supplemental insurance to help cover gaps left by primary health plans, offering both one-time policy purchases for specific needs and recurring plans that renew to maintain ongoing protection. Supplemental agents in this area tailor these options to help manage out-of-pocket expenses like deductibles or co-pays. The company organizes its service schedule as needed, allowing clients to initiate contact for new coverage, policy adjustments, or annual review appointments without a set cadence.
Randy Fulsaas Insurance in Lakeville, MN specializes in providing supplemental insurance policies that cover gaps left by primary health plans, such as accident or critical illness protection. The agency also helps clients enroll in general supplemental coverage to safeguard against unexpected out-of-pocket medical costs. Throughout the year, agents review individual needs to suggest appropriate plan adjustments. As the winter season approaches, the agency assists clients in understanding how their policies handle expenses related to seasonal flu hospitalizations.
In Lakeville, Minnesota’s variable seasons, many residents seek additional coverage to fill gaps left by standard major-medical plans. Farmers Insurance - Robert Curtis provides supplemental insurance options that help with out-of-pocket costs for things such as accidents or hospital stays. The office focuses on explaining coverage details to local households and small-business owners. Each client relationship begins with a personal consultation to review current protection and identify needs. The process typically moves forward after an initial in-home or office assessment of the individual’s situation.
Radle Insurance Services operates as a supplemental insurance agent, helping individuals address gaps in their primary health coverage. Based in Lakeville, MN, the company specializes in offering add-on policies such as accident, critical illness, and hospital indemnity plans. These supplemental products help clients manage out-of-pocket costs and provide additional financial protection during unexpected medical events. The firm serves a variety of commercial sectors, including local offices, warehouses, and food service operations throughout the greater Lakeville region.
Lakeville Insurance Agency is a supplemental insurance agent based in Lakeville, MN, known for helping individuals secure policies that fill coverage gaps left by major health plans. These plans typically include assistance for expenses such as deductibles, copays, and hospital stays. The agency serves local residents by offering personalized guidance through the selection of Medicare supplements, accident plans, and critical illness coverage. A specialty add-on service it provides is dental and vision supplemental policies tailored to individual needs.
What Does a a Supplemental Insurance Agent in Lakeville Cost?
Supplemental insurance costs in Minnesota vary by plan type, age, and health status. A Medicare Supplement Plan G for a 65-year-old in Lakeville typically ranges from $120 to $200 per month. Cancer and accident plans may cost $30 to $80 per month. These are general estimates and actual costs depend on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Lakeville
Supplemental insurance agents in Lakeville, Minnesota help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap) and hospital indemnity policies. Minnesota law requires a guaranteed issue period for Medigap plans when you first enroll in Medicare Part B.
Frequently Asked Questions
What types of supplemental insurance can an agent in Lakeville offer?
Agents in Lakeville can offer Medicare Supplement plans, cancer insurance, accident insurance, critical illness plans, and hospital indemnity policies. These plans pay cash benefits directly to you or the provider.
Are there enrollment time limits for supplemental insurance in Minnesota?
Yes. For Medicare Supplement plans, you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do Minnesota agents need a special license to sell supplemental insurance?
Yes. Agents must hold a valid Minnesota insurance license with the appropriate lines of authority, such as accident and health. They must also complete continuing education credits to maintain their license.
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