The top-rated supplemental insurance agent in Manchester, New Hampshire is Fortified Insurance Agency, rated 4.9 stars across 286 reviews. Other highly rated options include Tony Capraro III - State Farm Insurance Agent, Foy Insurance, A Division of World, The Insurance Doctor. This directory lists 16 supplemental insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortified Insurance Agency | 911 Candia Rd | (603) 644-3700 |
| 2 | Tony Capraro III - State Farm Insurance Agent | 510 Kelley St | (603) 623-3537 |
| 3 | Foy Insurance, A Division of World | 1889 Elm St | (603) 641-8111 |
| 4 | The Insurance Doctor | 453 Second St | (603) 647-5617 |
| 5 | Senior Benefit Services of NH | 400 Harvey Rd BLDG D Left | (603) 505-6393 |
| 6 | Wieczorek Insurance | 166 Concord St | (603) 668-3311 |
| 7 | Cross Insurance | 1100 Elm St | (603) 669-3218 |
| 8 | Allen Associates of Manchester | 1340 Bodwell Rd | (603) 625-2266 |
| 9 | Insure New England | 814 Elm St #90b | (603) 270-9221 |
| 10 | King Risk Partners | 40 Stark St | (603) 647-0800 |
Fortified Insurance Agency serves the Manchester, New Hampshire metro area as a local supplemental insurance agent. The company assists individuals with policies designed to cover gaps left by primary health coverage. These specialized plans help manage out-of-pocket expenses during medical events. Supplemental insurance agents in this region typically address needs such as accident and critical illness coverage. Fortified Insurance Agency handles these specific accident and critical illness plan options for local residents.
Tony Capraro III - State Farm Insurance Agent in Manchester, NH provides a range of supplemental insurance solutions designed to fill gaps left by standard health or life policies. The agency focuses on offering personalized service plans, helping clients review their existing coverage to identify needs for additional protection. Policies are maintained through regular check-ins, allowing adjustments as personal circumstances change. The agency services coverage needs for single-family homes, apartments, retail, and restaurants.
Foy Insurance, a Division of World serves Manchester, New Hampshire residents with supplemental insurance plans for their individual health and financial needs. The agency also provides coverage options for local businesses seeking employee or operational protection. Their service area encompasses Manchester and the surrounding southern New Hampshire communities. An agent can review a client’s existing policies to identify gaps in coverage. Between regular bi-annual visits, the office remains available via phone to assist with claims or to adjust plans as personal circumstances change.
Homeowners, small businesses, and property managers in Manchester, New Hampshire turn to The Insurance Doctor for supplemental insurance agent services. This provider helps local residents and commercial clients explore supplemental policies that can fill gaps left by standard health or property coverage. Working within Manchester, the agent also regularly serves clients in the neighboring communities of Bedford and Hooksett, ensuring broader access across the central Merrimack Valley area for those seeking focused policy options.
Serving Manchester, New Hampshire, and the surrounding communities, Senior Benefit Services of NH handles supplemental insurance policies for local residents. These plans help cover expenses that traditional Medicare does not fully address, offering financial support for deductibles and co-pays. The agency works with clients to review their existing coverage and identify gaps in protection. To handle a typical job, it meets with individuals to explain plan options clearly, then guides them through the enrollment process step by step.
Wieczorek Insurance in Manchester, NH provides specialty supplemental insurance policies such as accident, critical illness, and hospital indemnity plans. It also offers general coverage options that help fill gaps left by primary health insurance. These plans pay cash benefits directly to the policyholder for unexpected medical costs and everyday expenses. As winter approaches in New Hampshire, the agency helps clients manage financial strain from seasonal illnesses like severe flu or injuries from icy conditions.
Cross Insurance, a supplemental insurance agent based in Manchester, NH, helps clients distinguish between one-time health event policies, such as accident or hospital indemnity plans, and recurring service options like critical illness coverage, which provide ongoing financial support for chronic conditions. Their focus includes covering deductibles, copayments, and non-medical expenses that traditional health insurance may leave unpaid. Service runs on an as-needed basis, with clients able to contact the agency anytime to reassess their supplemental needs or file a claim.
Allen Associates of Manchester assists individuals and businesses in the Manchester, New Hampshire area by identifying gaps in their primary health coverage. As a supplemental insurance agent, the company focuses on offering policies that address expenses not fully covered by major medical plans, such as accident, critical illness, or hospital indemnity benefits. The firm works with a range of commercial sectors, including offices, warehouses, and food service operations, to tailor these additional protections to specific workplace needs.
With winter in New England bringing increased risks of slips and falls at home, residents of Manchester often consider how to cover potential medical gaps. Insure New England serves the community as a supplemental insurance agent, helping individuals find policies that address expenses not fully paid by primary health plans. This local agency focuses on explaining coverage options for such accident-related costs and other common supplemental needs. Their initial process involves a straightforward assessment of each client’s existing coverage to identify specific gaps before recommending any plan.
King Risk Partners serves Manchester, New Hampshire, residents by connecting them with supplemental insurance plans that help cover gaps in primary health coverage. The company also presents commercial coverage options for local businesses seeking additional benefits for their employees. They work with clients across the Greater Manchester service area, offering tailored plan comparisons through personal consultation. After an initial enrollment, the agency provides ongoing support between regular policy visits, adjusting coverage when a client’s needs change or new plans become available.
What Does a a Supplemental Insurance Agent in Manchester Cost?
Typical costs for a Medigap plan in New Hampshire range from about $100 to $300 per month depending on your age, location, and plan type. Some plans have higher premiums but offer more comprehensive coverage. Costs vary by case and insurer. This is general information, not insurance advice.
About supplemental insurance agents in Manchester
Supplemental insurance agents in Manchester, New Hampshire help residents find Medigap or Medicare Supplement plans to cover out-of-pocket costs. New Hampshire law allows a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. This local guidance ensures you understand plan options and state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Manchester?
A supplemental insurance agent helps you buy Medigap or Medicare Supplement policies. These policies pay for costs like deductibles and coinsurance not covered by Original Medicare. Agents in Manchester are licensed by the New Hampshire Insurance Department.
When can I enroll in a Medigap plan in New Hampshire?
You have a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period, you may face medical underwriting.
Are Medigap plans standardized in New Hampshire?
Yes, Medigap plans are standardized into lettered plans like Plan A through Plan N. Each plan offers the same basic benefits regardless of which insurance company sells it. Premiums can vary between companies, so comparing options is important.