The top-rated supplemental insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, Robert G Haggan II Insurance Agency, David Galarza Agency. This directory lists 16 supplemental insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | Robert G Haggan II Insurance Agency | 2850 Yorktowne Blvd unit 24 | (908) 641-2306 |
| 4 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 5 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 6 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 7 | Pro Care Insurance Agency NJ | 1759 NJ-88 | (732) 328-7263 |
| 8 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 9 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 10 | Plymouth Insurance Agency | 1869 NJ-88 Suite C | (732) 836-3333 |
The Buckley Insurance Group serves the Brick Township, New Jersey, metro area as a local supplemental insurance agent. The company assists clients with policies that help cover expenses often not paid by primary health plans. Supplemental insurance plans are designed to provide financial support for deductibles, copayments, and other out-of-pocket medical costs. Agents guide individuals through selecting coverage that aligns with their health needs and budgets. The firm regularly handles Medicare supplement plans and accident insurance policies.
Chris Desimone: Allstate Insurance provides supplemental insurance policies designed to cover gaps left by standard health plans. Its service includes explaining available coverage options tailored to individual needs and assisting with claim submission to simplify the process for policyholders. Customer support and policy review sessions are offered to ensure adequate protection over time. The agency serves a variety of residential and commercial properties in the Brick Township, New Jersey area, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, renters, and small business owners in Brick Township can rely on Robert G Haggan II Insurance Agency to address their supplemental insurance needs. This agency offers policies that help cover gaps left by primary health or homeowners plans, such as accident, critical illness, or hospital indemnity coverage. Services are tailored to individuals seeking financial protection against unexpected medical or property expenses. The agency also serves communities in nearby Lakewood and the greater Ocean County metro area, providing personalized guidance during the selection process.
Serving Brick Township and the surrounding communities of Ocean County, the David Galarza Agency focuses on supplemental insurance coverage for local residents. It helps clients fill gaps in their primary health plans by handling policies for accidents, critical illness, and hospital indemnity. The agency conducts thorough needs assessments during initial consultations to identify specific coverage requirements. For a typical job, it presents plan options and manages the enrollment process with clear explanations of policy terms and benefit structures.
Tri County Agency of Brick Inc helps clients decide between a one-time policy purchase or recurring service options, such as monthly premium payments that keep supplemental coverage in force. An agent here explains how Medicare or accident gap policies can fill voids left by primary health plans, protecting savings from unexpected out-of-pocket costs. The agency focuses on personalized counseling for Brick Township residents exploring these choices. Consultations and policy adjustments run on a scheduled or as-needed basis, accommodating busy local schedules.
Jody Huss - State Farm Insurance Agent in Brick Township, NJ, provides supplemental insurance policies designed to cover gaps not addressed by primary health plans, including accident, critical illness, and hospital indemnity options. The company’s general service work includes guiding clients through policy selection and claims assistance to ensure coverage aligns with individual needs. It helps policyholders manage financial exposure during seasonal shifts, such as addressing increased winter-related injury risks or spring allergy complications that require urgent care.
Many Brick Township residents find that Medicare or employer health plans leave gaps for copays, deductibles, or hospital stays, and Pro Care Insurance Agency NJ offers supplemental insurance agent services to help fill those needs. The agency provides personal assistance in reviewing local policy options that can cover the out-of-pocket costs typical in this area. A typical first step includes scheduling a complimentary in-person or phone assessment to review existing coverage and identify specific gaps.
Insurance Agency Inc in Brick Township, New Jersey, helps clients in the region secure local supplemental insurance that fills gaps in their primary health coverage. The company specializes in hospital indemnity, critical illness, and accident benefit add-ons, which provide direct cash payouts for deductibles and out-of-pocket costs. Typical clients for these targeted products can include employees at local offices, workers in warehouses, and staff at food service establishments that seek extra financial protection.
Osborn Insurance Agency provides supplemental insurance services to residents in the Brick Township, New Jersey area. The agency also offers commercial coverage options for local businesses throughout the surrounding communities. As supplemental insurance agents, the team assists clients in addressing gaps left by primary health plans, helping to cover unexpected costs. They stay in contact with policyholders to review changing needs and arrange follow-up service between scheduled annual visits to ensure continued appropriate coverage.
Plymouth Insurance Agency, based in Brick Township, New Jersey, is known for offering supplemental insurance policies that help cover out-of-pocket costs not addressed by standard health plans. Its service range includes helping clients enroll in Medicare supplements, accident, and critical illness coverage designed to fill coverage gaps. Policies, such as hospital indemnity plans, provide fixed cash benefits directly to the policyholder. For those seeking further customization, the agency can add dental insurance as a specialty service.
What Does a a Supplemental Insurance Agent in Brick Township Cost?
Costs for supplemental insurance in New Jersey vary by plan type, age, and location. For a Medicare Supplement Plan G in Brick Township, monthly premiums typically range from $120 to $250 for a 65-year-old. Hospital indemnity plans may cost $30 to $80 per month. These are general estimates and actual costs depend on your health, plan choice, and insurer. This is general information, not insurance advice.
About supplemental insurance agents in Brick Township
Supplemental insurance agents in Brick Township, New Jersey help residents find policies that cover gaps in primary health insurance. These agents can assist with Medicare Supplement (Medigap) plans, which in New Jersey follow federal guidelines and state-specific enrollment rules. Local agents understand the needs of Ocean County residents, including those near the Jersey Shore.
Frequently Asked Questions
What does a supplemental insurance agent in Brick Township do?
A supplemental insurance agent helps you compare and enroll in policies that pay for costs not covered by your primary insurance. This includes Medicare Supplement plans, dental, vision, and hospital indemnity plans. They guide you through plan options and answer questions about coverage.
When can I enroll in a Medigap plan in New Jersey?
In New Jersey, you have a six-month Medigap open enrollment period that starts when you are both 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period, you may face medical underwriting.
Are there state-specific rules for supplemental insurance in New Jersey?
Yes, New Jersey requires Medicare Supplement insurers to offer a standardized set of plans labeled A through N. The state also has a guaranteed issue right for certain situations, such as losing employer coverage. Agents must be licensed by the New Jersey Department of Banking and Insurance.
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