The top-rated supplemental insurance agent in Clark, New Jersey is Omega Insurance Agency, rated 4.9 stars across 449 reviews. Other highly rated options include Jeffrey Reisel: Allstate Insurance, American Insurance, Michael Lyne - State Farm Insurance Agent. This directory lists 12 supplemental insurance agents serving Clark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omega Insurance Agency | 155 Westfield Ave | (908) 355-8765 |
| 2 | Jeffrey Reisel: Allstate Insurance | 1065 Raritan Rd | (732) 381-3100 |
| 3 | American Insurance | 1129 Raritan Rd | (732) 680-4444 |
| 4 | Michael Lyne - State Farm Insurance Agent | 472 Westfield Ave | (732) 340-0500 |
| 5 | Westfield Group | 67 Walnut Ave STE 203 | — |
| 6 | Village Insurance Agency, Inc. | 95 Westfield Ave | (732) 396-4466 |
| 7 | J3 Insurance Group | 719 Raritan Rd | — |
| 8 | Thomas Brown - Prudential Financial | 68 Westfield Ave | (732) 382-9203 |
| 9 | Specialized Health Services LLC | 17 Brant Ave STE 2 | (732) 934-6688 |
| 10 | New Jersey Agency Network | 1129 Raritan Rd | (732) 680-4444 |
Omega Insurance Agency serves Union County and the surrounding areas of New Jersey from its location in Clark. As a supplemental insurance agent, it offers policies designed to fill gaps left by major medical coverage. These plans assist with out-of-pocket costs like deductibles, copays, and coinsurance for individuals and families. The agency also helps clients navigate enrollment periods for Medicare Supplement plans and hospital indemnity policies, ensuring local residents have access to financial protection for unexpected healthcare expenses.
Jeffrey Reisel: Allstate Insurance provides supplemental insurance solutions to help individuals and businesses cover gaps that primary policies may leave. The agency offers guidance on plan selection and assists with any adjustments needed after enrollment. Account maintenance includes helping clients review their coverage during life changes and submit claims when necessary. Understanding that local needs vary, this Clark, New Jersey agency tailors its approach to protect a diverse range of properties. Its services support single-family homes, apartments, retail locations, and restaurants.
American Insurance serves homeowners, property managers, and local business owners in Clark, New Jersey, by offering supplemental insurance policies designed to fill coverage gaps left by standard health and property plans. These agents help clients secure additional protection for medical expenses, accident costs, or business interruptions. Their services include explaining plan options, comparing benefits, and assisting with claims. The agency also provides coverage to residents and businesses in nearby communities such as Rahway and throughout Union County.
At Michael Lyne’s Clark office, supplemental insurance clients can choose between one-time policies for specific short-term needs or recurring coverage that continuously renews. Such plans help fill gaps left by major medical insurance, addressing expenses like deductibles or lost income during recovery. The licensed agent assists local residents by explaining policy options and handling claims. Service appointments generally run on an as-needed basis, allowing clients to request consultations or policy reviews whenever their individual circumstances change.
Village Insurance Agency, Inc. in Clark, NJ specializes in supplemental insurance policies, offering coverage that fills the gaps left by primary health plans. It also helps local residents navigate the complexities of these additional benefits, addressing specific financial needs that arise during medical events. The agency assists clients with protections for unexpected out-of-pocket costs, including deductibles and copayments. This can be particularly helpful during open enrollment periods when individuals must reassess their coverage choices for the coming year.
Thomas Brown - Prudential Financial, located in Clark, NJ, works as a supplemental insurance agent providing policies that help cover expenses not fully paid by primary health plans. The specialty add-ons available include accident and critical illness insurance to offer financial protection during unexpected medical events. These supplemental plans can be integrated into the benefits packages for employees at nearby offices, manufacturing warehouses, and food service operations.
Based in Clark, NJ, Specialized Health Services LLC connects local residents with supplemental insurance plans designed for individual healthcare needs. The agency also helps small businesses in the greater Union County area protect their employees with relevant supplemental coverage. A dedicated agent works to explain policy options clearly, ensuring each client understands their benefits. To maintain proper coverage as medical situations evolve, the office encourages policyholders to schedule a follow-up consultation between their regular plan’s annual review cycles.
New Jersey Agency Network, based in Clark, provides supplemental insurance coverage designed to fill gaps left by standard health plans. The company serves clients throughout the local area, helping individuals address out-of-pocket medical costs and lost income during illness or injury. Agents guide customers through options like dental, vision, and critical illness policies. This agency also specializes in offering short-term disability add-ons for those seeking extra income protection.
What Does a a Supplemental Insurance Agent in Clark Cost?
Supplemental insurance costs in Clark, New Jersey vary by plan type, age, and carrier. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65-year-old. Cancer and accident plans may cost 30 to 80 dollars per month. Costs can change based on underwriting and location. This is general information, not insurance advice.
About supplemental insurance agents in Clark
Supplemental insurance agents in Clark, New Jersey help residents fill gaps in primary health coverage. New Jersey law requires Medigap policies to be guaranteed issue during open enrollment periods. Local agents can explain how state regulations affect plan options for Clark residents.
Frequently Asked Questions
What types of supplemental insurance are available in Clark New Jersey?
Common plans include Medigap, cancer insurance, accident insurance, and hospital indemnity. New Jersey requires Medigap plans to follow federal standardized benefits. Agents can help compare policies from multiple carriers.
When can I enroll in a Medigap plan in Clark New Jersey?
The Medigap open enrollment period starts when you are 65 and enrolled in Medicare Part B. This period lasts six months. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions in New Jersey.
Are supplemental insurance premiums tax deductible in New Jersey?
Medical expenses including some supplemental insurance premiums may be deductible on federal taxes if they exceed 7.5 percent of adjusted gross income. New Jersey does not allow a state deduction for these premiums. Consult a tax professional for your situation.
Supplemental Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clifton · Cranford · East Brunswick · East Hanover · Edison · Elizabeth · Englewood · Ewing Township · Fair Lawn