The top-rated supplemental insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, A Plus Insurance Agency. This directory lists 16 supplemental insurance agents serving Clifton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill G Eljouzi - State Farm Insurance Agent | 178 Lakeview Ave | (973) 478-9500 |
| 2 | NJH Insurance Agency | 600 Getty Ave Suite 119 | (973) 832-0933 |
| 3 | Sadowski Insurance Agency | 258 Dayton Ave | (973) 580-3992 |
| 4 | A Plus Insurance Agency | 414 Clifton Ave LOWER LEVEL | (973) 928-2528 |
| 5 | Angels Care Community Advisors | 1038 Main Ave | (973) 928-6171 |
| 6 | Arceri Insurance Agency | 284 Lakeview Ave | (973) 753-6828 |
| 7 | Jaymar Insurance Agency | 99 1st St | (973) 894-1333 |
| 8 | Timothy K Brown: Allstate Insurance | 1051 Bloomfield Ave | (973) 928-1434 |
| 9 | RS Insurance Services | 429 Clifton Ave | (201) 244-4771 |
| 10 | Yini & Associates | 1184 Main Ave #100 | (973) 510-2600 |
Bill G Eljouzi - State Farm Insurance Agent serves the Clifton, New Jersey area as a supplemental insurance agent. This local agency helps individuals and families fill coverage gaps left by major medical plans, including options for accident recovery and critical illness events. Clients here often seek added financial protection for unexpected health occurrences that standard policies may not fully cover. The agency assists with understanding and selecting supplemental health plans and hospital indemnity policies for local residents.
NJH Insurance Agency provides supplemental insurance options for individuals and organizations in Clifton, New Jersey. The agency focuses on offering policies that help cover gaps left by primary health or life insurance, with maintenance plans that include regular policy reviews and claim assistance. Supplemental plans can address income protection, accident recovery, or critical illness expenses. Their services extend to owners of single-family homes, apartments, retail stores, and restaurants seeking to protect their financial stability.
Sadowski Insurance Agency serves homeowners, renters, and individuals in Clifton, New Jersey who are seeking supplemental insurance coverage. These policies can help fill gaps left by major medical plans, offering financial protection for unexpected health events. The agency guides clients through available options to find appropriate supplemental plans for their specific needs and budgets. Its service area also includes the surrounding Passaic County communities, such as neighboring Paterson and Wayne.
A Plus Insurance Agency serves Clifton, New Jersey, and the surrounding communities in Passaic County with supplemental insurance services. It handles Medicare Supplement plans, accident and critical illness policies, as well as hospital indemnity coverage to help residents manage out-of-pocket medical costs. The agency typically begins with a personal consultation to review each client’s existing health coverage and budget, then explains specific plan options before guiding the individual through the enrollment process.
Angels Care Community Advisors provides guidance on Medicare supplements, dental plans, and hospital indemnity policies to residents of Clifton, New Jersey. Its agents help individuals compare supplemental insurance options that cover out-of-pocket costs not included in primary health coverage. The company also assists with plan enrollment and annual policy reviews to align with changing medical needs. During the annual Medicare open enrollment period, it helps clients evaluate their current coverage and make adjustments to avoid unexpected gaps in care.
Based in Clifton, New Jersey, Arceri Insurance Agency assists clients with their base coverage needs as a supplemental insurance agent. The agency specializes in adding policies that fill gaps left by standard health or life plans. Its supplemental options can help cover costs for accidents, critical illnesses, or hospital stays. This supplemental insurance support is available for local commercial clients, including those in offices, warehouses, and food service operations.
Based in Clifton, NJ, Jaymar Insurance Agency helps individuals distinguish between single-visit supplemental policies, which cover a specific procedure, and recurring plans that require ongoing enrollment. This local agency focuses on explaining how supplemental coverage can fill gaps left by primary health insurance, addressing out-of-pocket costs for services like dental work or vision care. Their service model operates on a scheduled basis, typically aligning with yearly enrollment periods or a client's specific qualifying life event.
As the seasons change and residents of Clifton begin reviewing their existing plans, Timothy K Brown: Allstate Insurance offers supplemental insurance as a local agent. This category of coverage helps address gaps left by primary health policies. Common needs include accident, hospital indemnity, and critical illness insurance. The agency begins service with a thorough inspection of each client’s current coverage and an initial assessment of potential exposures.
RS Insurance Services provides residential supplemental insurance coverage to clients in Clifton, New Jersey, helping fill gaps left by primary health plans. The agency also extends these supplemental options to commercial clients in the local area. Their role involves explaining plan benefits for expenses like copays, deductibles, and critical illness costs. Between regular policy review visits, the agency routinely follows up to notify clients of benefit changes and assist with filing any supplementary claims.
Yini & Associates, based in Clifton, New Jersey, is a supplemental insurance agency that helps individuals fill the financial gaps left by primary health plans. The agency offers a range of policies that provide cash benefits for hospital stays, accidents, or critical illnesses. These products are designed to cover out-of-pocket medical costs and everyday expenses not paid by major medical insurance. For clients seeking broader protections, the agency can also arrange specialized cancer or heart-attack indemnity coverage as an optional add-on.
What Does a a Supplemental Insurance Agent in Clifton Cost?
Typical costs for supplemental insurance in New Jersey vary by plan and age. A Medigap Plan G for a 65-year-old in Clifton might cost between $120 and $250 per month. Cancer insurance premiums often range from $30 to $100 per month. Hospital indemnity plans can cost $50 to $150 per month. These are general estimates and your actual cost depends on your health, age, and chosen benefits. This information is general and not insurance advice.
About supplemental insurance agents in Clifton
Supplemental insurance agents in Clifton, New Jersey help residents find policies that cover gaps in primary health insurance. These agents can explain options like Medicare Supplement plans, which in New Jersey must follow state-specific guaranteed issue rules during open enrollment. Local agents also assist with accident, critical illness, and hospital indemnity plans to provide extra financial protection.
Frequently Asked Questions
What is a supplemental insurance agent in Clifton?
A supplemental insurance agent in Clifton helps you buy policies that pay cash benefits for specific events like hospitalization or illness. These agents are licensed by the New Jersey Department of Banking and Insurance and must follow state regulations.
What types of supplemental plans are available in Clifton New Jersey?
Common supplemental plans in Clifton include Medicare Supplement (Medigap), cancer insurance, accident insurance, and hospital indemnity plans. New Jersey law requires Medigap insurers to offer certain standardized plans during open enrollment.
Do I need a supplemental insurance agent in Clifton to buy a policy?
No, you can buy some policies directly from insurers, but an agent can compare multiple carriers for you. Agents in New Jersey must disclose their license number and any commissions they receive.
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