The top-rated supplemental insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 478 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Amy Williams - State Farm Insurance Agent, Jaclyn Lucas: Allstate Insurance. This directory lists 15 supplemental insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cherie Morrison - State Farm Insurance Agent | 109 Salem Towne Ct | (919) 387-9866 |
| 2 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 3 | Amy Williams - State Farm Insurance Agent | 2086 Energy Dr | (919) 303-7774 |
| 4 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 5 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 6 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 7 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 8 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 9 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
| 10 | Barber Insurance Agency | 2201 Candun Dr #200 | (919) 629-7426 |
Cherie Morrison’s State Farm Insurance Agency serves Apex, North Carolina, and the surrounding Wake County area as a supplemental insurance agent. The office helps clients manage gaps in primary health coverage by offering policies that provide additional financial protection for unexpected medical costs or accidents. Supplemental plans generally support individuals seeking extra security alongside their existing medical insurance. Services handled in this area include accident and hospital indemnity insurance for local residents.
Jill Gibson - State Farm Insurance Agent in Apex, NC, provides supplemental insurance coverage designed to fill gaps in primary health plans. The agency offers policies that help manage out-of-pocket expenses, with ongoing support for claims and policy adjustments. Service includes personalized consultations to review changing coverage needs. This agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Amy Williams - State Farm Insurance Agent in Apex, North Carolina serves local homeowners, families, and individuals seeking supplemental insurance policies to fill gaps in their existing health or life coverage. The agency provides straightforward guidance on options such as accident, critical illness, and hospital indemnity plans. Clients can schedule appointments to review their personal insurance needs in a plain-language consultation. The office extends its service to Cary and other nearby parts of the greater Raleigh metropolitan area.
Serving Apex, North Carolina, and the surrounding communities, Jaclyn Lucas: Allstate Insurance provides supplemental insurance agent services. The agency handles additional coverage options designed to help individuals manage out-of-pocket expenses not covered by primary health plans. These plans typically offer fixed cash benefits for specific events. With a focus on client needs, it evaluates each person's existing coverage before recommending suitable plans from its available portfolio. For a typical job, it reviews an applicant's medical history and policy needs to present clear, tailored options.
Marlow Campbell Insurance Group in Apex, NC provides supplemental insurance coverage designed to help fill gaps left by primary medical plans. Unlike a one-time policy purchase, their services involve recurring enrollment windows for plans such as accident, critical illness, or hospital indemnity. These offerings deliver cash benefits directly to policyholders, payable alongside health insurance settlements. Guidance focuses on selecting options that match individual health and financial situations. On an as-needed basis, clients can schedule appointments to adjust or review their coverage during open enrollment periods.
WOOMER Insurance offers supplemental insurance policies that fill the gaps left by standard health coverage, such as accident, critical illness, and hospital indemnity plans. Operating as a dedicated agent in Apex, NC, the agency assists local residents in securing these added layers of financial protection. The work involves explaining how these plans provide cash benefits for unexpected medical events. Helping clients prepare for the higher out-of-pocket costs that often arrive with the winter flu season represents a typical situational need it addresses.
NC Farm Bureau Insurance in Apex, North Carolina serves residential clients by matching them with supplemental coverage that fills gaps in primary health plans. The agency also offers commercial policies tailored for local small businesses and farms throughout the surrounding area. Personalized consultations help clients understand options for accident, hospital, or critical illness insurance. Follow-up service is always provided after a policy is in place, with agents available between regular visits to adjust coverage as needs change.
As the seasons change in Apex, many residents begin to re-evaluate their insurance needs, particularly for unexpected medical gaps not covered by primary plans. Morgan & Allen Insurance Group, Apex Office, works as a supplemental insurance agent to help local clients explore policies that can cover such shortfalls. Their approach focuses on explaining benefit options clearly. The initial step involves a personal telephone review or an in-office meeting to assess coverage gaps.
Operating as a supplemental insurance agent in Apex, North Carolina, Affinity Insurance Group works with individuals to secure essential health coverage. The agency specializes in policies that fill gaps left by major medical plans, including accident, hospital indemnity, and critical illness insurance. These stand-alone benefits help cover deductibles and out-of-pocket costs. The company serves various local commercial sectors, including professional offices, distribution warehouses, and food service establishments.
Barber Insurance Agency provides supplemental insurance services to residents in their homes throughout Apex, North Carolina. Commercial clients also receive coverage options designed to fill gaps left by primary health plans. The agency serves the greater Apex area with personalized needs assessments. Clients appreciate how supplemental policies help manage out-of-pocket costs for medical procedures or hospital stays. Regular follow-ups between visits allow the agency to adjust coverage as individual circumstances change, ensuring ongoing protection without additional solicitation.
What Does a a Supplemental Insurance Agent in Apex Cost?
Costs for supplemental insurance policies in Apex vary widely by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old non-smoker typically ranges from $120 to $250 per month. Cancer and accident plans may cost $30 to $80 per month. North Carolina does not set rate limits for these plans, so prices differ by insurer. This is general information, not insurance advice.
About supplemental insurance agents in Apex
Supplemental insurance agents in Apex, North Carolina help residents fill gaps in primary health coverage. These agents offer policies such as Medicare Supplement (Medigap) and fixed-benefit plans. North Carolina law requires agents to be licensed by the state Department of Insurance, ensuring they follow strict consumer protection rules.
Frequently Asked Questions
What types of supplemental insurance do agents in Apex offer?
Agents in Apex typically offer Medicare Supplement (Medigap) plans, cancer insurance, accident insurance, critical illness coverage, and hospital indemnity plans. These policies pay cash benefits directly to you or the provider for services not fully covered by your primary insurance.
Do I need a special license to sell supplemental insurance in North Carolina?
Yes. All agents selling supplemental insurance in North Carolina must hold a valid insurance producer license from the North Carolina Department of Insurance. They must complete continuing education courses every two years to keep their license active.
Can I buy a Medigap plan in Apex if I have a pre-existing condition?
In North Carolina, Medigap plans are guaranteed issue during your one-time Medigap Open Enrollment Period, which lasts six months starting when you are 65 or older and enrolled in Medicare Part B. Outside that window, insurers may use medical underwriting and could deny coverage or charge higher premiums for pre-existing conditions.
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