The top-rated supplemental insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, The Compass Agency LLC, Right Choice Insurance. This directory lists 19 supplemental insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 2 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 3 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 4 | Right Choice Insurance | 874-A Concord Pkwy N | (704) 886-1866 |
| 5 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 6 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 7 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 8 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 9 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
| 10 | Insurance Concord | 9900 Poplar Tent Rd Ste 115 #312 | (980) 306-5355 |
Byrd Agency Inc serves the Concord, North Carolina, area as a supplemental insurance agent. The company works with individuals to find coverage that fills gaps in primary health plans. These types of policies often help with out-of-pocket costs not covered by major medical insurance. Supplemental insurance agents in this region typically assist clients with plan selection and enrollment. Their role includes explaining policy features and processing applications. Byrd Agency Inc handles hospital indemnity and accident insurance policies in this area.
Trey Siner Insurance Group in Concord, NC provides a range of supplemental insurance options that cover gaps left by major medical plans. These include policies for accidents, critical illnesses, and hospital indemnity, helping clients manage out-of-pocket costs. Service is personalized, with agents available to review existing coverage and explain how supplement plans integrate with primary insurance. Adjustments can be made as life circumstances change, ensuring ongoing protection. The company serves local property owners of single-family homes, apartments, retail, and restaurants.
Homeowners and renters in Concord, North Carolina turn to The Compass Agency LLC for supplemental insurance agent services. The agency helps local clients close coverage gaps in areas like accident, critical illness, and hospital indemnity plans, ensuring financial protection beyond primary health insurance. Policies are designed to address individual needs and household budgets. Coverage options are explained in clear terms to help residents make informed choices. The agency also serves property managers and business owners, extending its supplemental insurance services throughout neighboring Kannapolis and the surrounding Cabarrus County region.
Right Choice Insurance serves the Concord area and surrounding communities of Cabarrus County. It provides supplemental insurance policies designed to complement primary health coverage, helping clients manage out-of-pocket expenses not covered by major medical plans. The agency handles a typical job by first reviewing an individual's current coverage to identify gaps, then presenting suitable policy options and clearly explaining the terms and benefits before any enrollment is completed.
Allen & Ballard Insurance Associates specializes in supplemental insurance, offering policies that cover gaps left by primary health plans. In the Concord, North Carolina area, the agency assists clients with selecting and enrolling in plans that address out-of-pocket medical costs and income loss. Its representatives guide individuals through their options, explaining how such coverage works alongside existing benefits. A common scenario the agency helps address is covering deductibles and copays following an unexpected hospital stay or major surgery during the winter months.
Pegram & AllCare Insurance Services offers both one-time policy evaluations and ongoing plan management for supplemental coverage, helping clients in Concord, NC, address out-of-pocket costs that primary insurance may not fully cover. Their services include gap protection for health care expenses and income-replacement options designed to meet individual financial situations. Whether a client needs a single plan review or continuous support throughout the year, their work runs on a one-time, scheduled, or as-needed basis to match each customer’s preferences.
Many residents of Concord and Cabarrus County find themselves reviewing their workplace benefits during annual enrollment periods when unexpected gaps in coverage become clear. America Insurance & Tax Service works to address those gaps by explaining the role of supplemental insurance plans designed to help with out-of-pocket medical expenses, hospitalization costs, or accident recovery. The process begins by scheduling a personal consultation to review existing policies and identify specific vulnerabilities. An initial assessment of individual coverage needs is completed during that first meeting.
Madison Insurance Group works as a supplemental insurance agent in Concord, NC, helping clients fill gaps in their primary health coverage. Their work focuses on offering specialty add-ons that address out-of-pocket expenses from accidents, critical illness, or hospital stays. This coverage is designed to provide financial support when unexpected health events occur. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations, each with distinct employee benefit needs.
Insurance Concord serves Concord, North Carolina, and the surrounding communities. As a supplemental insurance agent, it handles policies that cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. These plans help clients manage out-of-pocket costs during unexpected health events. To handle a typical job, the company takes the time to explain each policy option clearly and helps clients select coverage that fits their specific financial situation and potential health risks.
What Does a a Supplemental Insurance Agent in Concord Cost?
Costs for supplemental insurance in Concord, North Carolina vary by plan type, age, and health status. Medigap Plan G premiums typically range from 100 to 250 per month for a 65-year-old. Cancer insurance policies may cost 30 to 80 per month. Hospital indemnity plans often range from 40 to 120 per month. These are general estimates and actual costs depend on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Concord
Supplemental insurance agents in Concord, North Carolina help residents fill gaps left by primary health coverage. These agents can assist with Medigap plans, which in North Carolina follow federal guidelines and state-specific open enrollment periods. Local agents also offer cancer, accident, and hospital indemnity policies to provide additional financial protection.
Frequently Asked Questions
What types of supplemental insurance are available in Concord North Carolina?
Common supplemental insurance options in Concord include Medicare Supplement Medigap plans, cancer insurance, accident insurance, critical illness insurance, and hospital indemnity plans. North Carolina law requires Medigap policies to be standardized and labeled Plans A through N.
Do I need a special license to sell supplemental insurance in North Carolina?
Yes, agents in North Carolina must hold a valid insurance license issued by the North Carolina Department of Insurance. They must also complete continuing education credits to maintain their license and sell supplemental products legally.
Can I buy supplemental insurance outside of open enrollment in North Carolina?
For Medigap, North Carolina follows federal rules allowing a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window, you may face medical underwriting. Other supplemental policies like cancer or accident insurance can often be purchased year-round but may require health questions.
Supplemental Insurance Agents in Other North Carolina Cities
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