The top-rated truck insurance agent in Clearwater, Florida is CoverageX, rated 4.6 stars across 916 reviews. Other highly rated options include Florida Strategic Insurance, Acceptance Insurance, Freeway Insurance. This directory lists 24 truck insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CoverageX | 14255 49th Street N Building 1 | (800) 258-3413 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 4 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 5 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 6 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 7 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 8 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 9 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 10 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
CoverageX serves the Clearwater, Florida, metro area and its surrounding communities as a truck insurance agent. The company helps independent owner-operators and regional fleets secure liability, physical damage, and cargo coverage. Agents work with local and national carriers to match policies to specific trucking operations. Beyond basic coverage, they also handle non-trucking liability and bobtail insurance for drivers who need protection when their rig is not under dispatch.
Florida Strategic Insurance provides a range of commercial truck insurance agent services tailored to the Clearwater, Florida area. The agency offers regular policy reviews and claims assistance to help maintain coverage for local fleets. It works with owner-operators and smaller trucking companies operating in the region. The client properties it typically services include warehouses, logistics yards, and distribution centers that support the area's transportation network.
Acceptance Insurance provides personalized commercial coverage and liability protection for truck operators in Clearwater, Florida. Its service plans include comprehensive policy reviews to match coverage with specific hauling needs and routine consultations to adjust protection as regulations change. The agency also offers flexible maintenance plans that assist with filing claims and updating insurance documents. Acceptance Insurance services a range of commercial properties, including single-family homes, multi-unit apartments, retail establishments, and full-service restaurants throughout the Tampa Bay area.
Freeway Insurance serves business owners in Clearwater, Florida who require coverage for their commercial truck fleets. It offers liability, cargo, and physical damage policies tailored to local hauling operations. Agents assist clients in understanding compliance requirements and selecting appropriate limits for their specific routes. The company also works with independent owner-operators seeking personalized protection for their vehicles. Its coverage area extends to nearby Largo, ensuring drivers throughout the western Tampa Bay region have access to reliable truck insurance options.
Achieva Insurance Agency serves commercial trucking operators and fleet owners in Clearwater, Florida, offering truck insurance coverage tailored for local and regional transport needs. Its services include liability, physical damage, and cargo protection to help businesses comply with industry requirements. The agency assists clients in navigating policy options that address the specific risks of hauling goods across the area. Achieva Insurance Agency also extends its truck insurance services to neighboring Largo, providing coverage to trucking professionals throughout the broader Tampa Bay metropolitan region.
GreatFlorida Insurance: Jeff Callahan serves Clearwater, Florida, and the surrounding Tampa Bay communities, providing truck insurance agent services for local owner-operators and small fleet businesses. It handles a range of commercial auto liability and physical damage coverage needs specific to heavy trucks in this coastal region. Expect straightforward consultations that assess each vehicle’s typical routes and cargo to match appropriate policy limits. To complete a job, the agent reviews the client’s daily operational risks and then presents a selection of quotes from multiple carriers for comparison.
Island Insurance Specialists Inc in Clearwater, FL helps trucking clients choose between one-time policies for discrete hauls or recurring coverage for ongoing fleets, tailoring protection for cargo, liability, and physical damage. General regional freight risks are assessed during consultation without guaranteed pricing. As a dedicated truck insurance agent, the company guides operators through policy options and compliance necessities for local and long-haul routes with fluctuating demand. Service runs on a one-time or as-needed basis according to each client’s specific hauling schedule.
As the busy tourism season approaches in Clearwater, local trucking businesses often need to update their insurance. Bay Area Insurance Shop, Inc. works as a truck insurance agent to help commercial drivers find coverage that meets Florida regulations. The agency understands the specific risks of cargo transit and heavy vehicle operation along the Gulf Coast. Their service focuses on matching policy options to each fleet’s operational needs. A typical starting point involves a review of the driver’s current vehicles and routes during a free initial consultation or inspection.
The Turner Insurance Advisor Group, also known as Turner Insurance in Clearwater, Florida, specializes in truck insurance policies tailored for owner-operators and small fleets. It also handles general commercial coverage for local transportation businesses. The agency assesses individual risk profiles to address the unique liabilities of hauling freight through the Tampa Bay region. With hurricane season approaching, the company helps drivers review their physical damage coverage to ensure adequate protection against storm-related losses.
What Does a a Truck Insurance Agent in Clearwater Cost?
Truck insurance costs in Florida vary widely based on the type of truck, cargo, driving history, and coverage limits. A typical policy for a single owner-operator can range from 4000 to 12000 dollars per year. Fleet policies for multiple trucks often cost less per vehicle. Factors like annual mileage and parking location in Clearwater also affect premiums. This is general information and not insurance advice.
About truck insurance agents in Clearwater
Truck insurance agents in Clearwater Florida help owner-operators and fleet managers find coverage that meets state and federal requirements. Florida law requires minimum liability coverage of 30000 dollars for bodily injury per person and 50000 dollars per accident for most commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage specific to the Tampa Bay area.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to have at least 30000 dollars in bodily injury liability per person and 50000 dollars per accident. Trucks carrying hazardous materials or operating interstate may need higher limits under federal regulations.
Do I need a special license to sell truck insurance in Clearwater?
Yes. Agents must hold a valid Florida 2-20 General Lines Insurance License to sell commercial truck insurance. They also need to complete continuing education courses every two years.
How does Florida law affect truck insurance rates?
Florida is a no-fault state for personal auto but not for commercial trucks. Truck insurance rates are influenced by Florida's high frequency of severe weather and the state's large number of uninsured motorists. Agents can help you adjust deductibles and coverage limits to manage costs.
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