The top-rated truck insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 10 truck insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 4 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 5 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 6 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 7 | Good Driver Insurance | 19335 S Dixie Hwy | (305) 836-1130 |
| 8 | Goosehead Insurance - Luis Andrew Ruiz & Eric Gray | 20325 Old Cutler Rd | (786) 685-2962 |
| 9 | Copponex Vehicle Insurance Group | 9570 Caribbean Blvd | (786) 544-6590 |
| 10 | Statewide Insurance Consultants | 20523 Old Cutler Rd | (305) 233-4611 |
Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida, area with professional truck insurance services. This agency works with commercial vehicle operators to secure liability coverage that meets regulatory requirements. Drivers hauling goods locally or regionally can find protection for cargo and physical damage. The agent assists with policy details such as towing and rental reimbursement. This office specializes in covering both short-haul routes and long-distance trucking operations within the region.
Estrella Insurance provides residential truck insurance services in Cutler Bay, Florida, helping local owner-operators and fleet drivers protect their personal vehicles. The agency also offers commercial coverage for larger trucking operations, addressing liability and cargo needs across the region. Their service area covers Cutler Bay and the surrounding South Florida communities. Clients appreciate the straightforward claims support provided during regular business hours, and many return for follow-up policy adjustments between their scheduled annual reviews.
Choice One Insurance provides truck insurance agent services in Cutler Bay, Florida, offering coverage for commercial vehicles and fleet operators. The agency assists clients with policy selection, risk assessment, and claim support for a range of trucking operations. Routine policy reviews and maintenance of coverage plans ensure clients remain compliant with industry regulations. Its services cater to properties that include single-family homes, apartments, retail shops, and restaurants.
Del Toro Insurance in Cutler Bay, Florida, is known for providing truck insurance agent services to local commercial drivers. The company offers policies that protect semi-trucks and smaller delivery vehicles operating throughout the region. Clients can obtain liability coverage to meet legal requirements and physical damage protection for their cargo-hauling equipment. Del Toro Insurance also helps trucking businesses compare quotes from multiple carriers to find appropriate coverage limits. For those who need it, the agency can add on occupational accident insurance for independent owner-operators.
Univista Insurance serves the Cutler Bay, Florida, metro area, offering truck insurance agent services for both local and long-haul operators. The agency works with owner-operators and fleets to secure coverage that meets regulatory requirements, providing policies for physical damage, cargo liability, and general liability. Clients can also arrange tailored protection for specialized hauling needs in this region. Services include liability protection for owned and non-owned trailers, as well as coverage for cargo in transit.
Cutler Bay businesses and independent truck operators turn to Claudia's Insurance Inc for their commercial truck insurance needs. The agency arranges liability, physical damage, and cargo coverage tailored for local hauling operations. Clients managing logistics contracts or owner-operator routes find policies addressing fleet size and geographic risk. Navigating the complex insurance requirements for heavy trucks serving the Miami metro area, this agent works to match each operator with appropriate protection. Its service area also extends south into the neighboring city of Homestead.
Good Driver Insurance serves the Cutler Bay, Florida area and surrounding communities in Miami-Dade County, handling truck insurance coverage for both commercial and independent operators. The agency works with local truckers to secure policies that address liability, cargo, and physical damage risks common in regional routes. It provides tailored insurance options designed for the unique demands of the trucking industry in southern Florida. For each client, the company begins with a review of their specific fleet and driving history to recommend appropriate coverage from available insurers.
For trucking operations seeking continuous coverage or a policy for a single haul, this Cutler Bay agency advises on liability, cargo, and physical damage protection tailored to local routes. The team works as a broker linking commercial drivers with insurers suited for varied fleet sizes and regulatory demands. Service is arranged on either a one-time basis for individual deliveries or a scheduled renewal plan for ongoing annual protection.
Copponex Vehicle Insurance Group in Cutler Bay, FL specializes in tailored liability and cargo coverage for heavy trucks and commercial fleets. It serves local owner-operators and regional transport companies with focused policy guidance and claims support. The agency provides key risk assessments that help drivers meet state and federal insurance requirements. During Florida’s hurricane season, it helps clients secure gap protection against storm-related downtime and vehicle damage.
As the busy Atlantic hurricane season approaches in Cutler Bay, trucking operators seek reliable commercial coverage. Statewide Insurance Consultants serves this need by specializing in truck insurance tailored to local fleets and owner-operators. Their team understands the area's specific risk factors, including coastal weather and heavy traffic along the South Florida freight corridor. They focus on matching policies to individual operational budgets and cargo requirements. A typical first step is scheduling a free on-site inspection of a client's vehicles to assess condition and usage patterns.
What Does a a Truck Insurance Agent in Cutler Bay Cost?
Truck insurance costs in Florida vary widely based on factors like vehicle weight, cargo type, driving record, and annual mileage. A typical policy for a single semi-truck can range from 8000 to 15000 dollars per year for basic liability. Full coverage with physical damage and cargo insurance may cost 15000 to 30000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Cutler Bay
Truck insurance agents in Cutler Bay Florida help owner-operators and fleets meet state requirements. Florida law mandates minimum liability coverage of 75000 dollars for property damage and 250000 dollars for bodily injury per person for commercial trucks. Local agents understand the unique risks of driving in South Florida traffic and can tailor policies accordingly.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Florida?
Florida requires commercial trucks to carry at least 75000 dollars in property damage liability and 250000 dollars in bodily injury liability per person. Higher limits are needed for hazardous materials or larger vehicles. An agent can explain the specific requirements for your truck type.
How do I find a truck insurance agent in Cutler Bay?
You can search online for local independent agents or check with national carriers that serve Cutler Bay. Many agents offer free quotes and can meet in person to discuss your coverage needs. It helps to have your vehicle details and driving history ready.
Does Florida require uninsured motorist coverage for trucks?
Florida does not require uninsured motorist coverage for commercial trucks, but it is strongly recommended. This coverage protects you if an at-fault driver has no insurance. An agent can help you decide if this coverage fits your risk profile.
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