The top-rated truck insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC. This directory lists 19 truck insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 4 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Direct Auto Insurance | 2560 FL-50 Suite 111 | (352) 241-7500 |
| 7 | Estrella Insurance | 194 N Hwy 27 Ste E | (352) 717-5515 |
| 8 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 9 | AAA Clermont Insurance | 12340 Roper Blvd | (352) 394-5503 |
| 10 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
Heather Thies - State Farm Insurance Agent serves the Clermont, Florida, area and offers truck insurance solutions for local commercial vehicle operators. The agency works with drivers to understand coverage needs for hauling goods across regional routes. Policies are structured to meet basic operational requirements while remaining adaptable to varying freight types. This agent also handles liability protection and physical damage coverage for trucks operating in and around Lake County.
Guardian Insurance Group in Clermont, FL provides a full range of truck insurance agent services, including liability coverage, cargo protection, and physical damage policies for commercial vehicles. It offers maintenance plans designed to assist clients in reviewing and updating their policies regularly to ensure compliance with local and federal regulations. The group services properties such as single-family homes, apartments, retail stores, and restaurants.
A+ American Casualty Insurance Inc serves Clermont, Florida, and the surrounding Lake County communities, handling commercial truck insurance needs for local owner-operators and small fleets. It carries coverage for liability, physical damage, and cargo protection to meet regulatory requirements along major regional routes. The agency assesses each client’s driving history, vehicle type, and typical hauling patterns to tailor a policy that matches operational risks. It structures each quote with clear policy breakdowns to clarify coverage limits and exclusions upfront.
Patriot Growth Insurance Services, LLC serves business owners and commercial fleet operators in Clermont, Florida, offering tailored truck insurance coverage. It provides policies designed to protect vehicles, cargo, and liability on the road. The agency works to match local haulers and independent drivers with appropriate plans for their operational needs. Serving the broader Lake County area, Patriot Growth Insurance Services also assists clients in nearby communities such as Minneola and Groveland.
Advantage Insurance Advisors in Clermont, FL, provides services available either as a single, one-time policy purchase or through an ongoing arrangement with scheduled updates. Their coverage options for truck insurance agents address liability, cargo, and physical damage protection for commercial vehicles operating throughout the region. Understanding the distinct risks of local freight routes versus long-haul trips helps clients select appropriate policy limits. This agency runs its truck insurance services primarily on a one-time basis for new policies, though recurring adjustments occur as needed when vehicle additions or regulatory changes arise.
Direct Auto Insurance provides commercial truck coverage to clients in Clermont, Florida, specializing in policies for over-the-road and local hauling operations. It also handles general commercial auto policies for businesses that rely on vehicles. The agency works to ensure that truckers meet Florida financial responsibility requirements. This assistance proves especially valuable during the seasonal peak of winter shipping, when increased cargo volume requires both proper coverage and additional roadside liability consideration.
As Central Florida’s seasonal storms approach and highway freight demands rise, businesses in Clermont require dependable coverage for their commercial fleets. Estrella Insurance delivers tailored Truck Insurance policies designed to address fluctuating regional risks and rigorous compliance requirements. Their team reviews each policy thoroughly before renewal periods. To ensure accurate premium calculations, the agency begins every new relationship with a complete equipment and cargo inspection.
As the produce shipping season ramps up across Central Florida’s routes near Clermont, Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services provides truck insurance agent services tailored to commercial fleet and independent driver coverage. Businesses operating on busy highways like US-27 and the Florida Turnpike often need liability and cargo protection that meets state requirements. The company reviews each operator’s current policy limits and driving history during an initial assessment before recommending specific plan options.
AAA Clermont Insurance provides specialized truck insurance services for commercial vehicles operating in and around Clermont, FL. It helps owner-operators and fleet managers secure coverage that addresses the unique risks of transporting goods over regional highways. The agency offers general guidance on policy options required for compliance and asset protection. When hurricane season brings unpredictable weather to Central Florida, it can quickly review coverage limits and help ensure clients have adequate protection against storm-related delays or cargo damage.
Obamacare Clermont Rxinsurance operates as a truck insurance agent serving the Clermont, FL area. The agency handles core commercial auto liability and physical damage coverage for trucking operators. It can arrange specialized add-on protections such as cargo insurance, roadside assistance, and non-trucking liability. Policies are structured to support both independent owner-operators and small fleets navigating local and regional routes. Commercial sectors the agency can serve include offices, warehouses, and food service establishments requiring reliable vehicle coverage.
What Does a a Truck Insurance Agent in Clermont Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 15,000 to 30,000 dollars annually. Rates vary by driver history, vehicle value, and mileage. This is general information and not insurance advice.
About truck insurance agents in Clermont
Truck insurance agents in Clerton Florida help owner-operators and fleet managers meet state requirements. Florida law mandates minimum liability coverage of 50,000 dollars for bodily injury per person and 100,000 dollars per accident for commercial trucks. An agent can guide you through these rules and find a policy that fits your operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. You also need 25,000 dollars for property damage. Higher limits may be needed for larger vehicles or specific cargo.
Do I need a special license to sell truck insurance in Clermont?
Yes. In Florida, truck insurance agents must hold a valid 2-20 General Lines Agent license issued by the Florida Department of Financial Services. This allows them to sell property and casualty insurance including commercial auto policies.
How does Florida law affect my truck insurance rates?
Florida is a no-fault state for personal vehicles but not for commercial trucks. Your rates depend on your driving record, vehicle type, cargo, and coverage limits. Local factors like Clermont traffic patterns and weather also play a role.
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