The top-rated truck insurance agent in Gainesville, Florida is Ken Castellani - GEICO Insurance Agent, rated 4.8 stars across 1,346 reviews. Other highly rated options include Liberty DSI, Cotton's All Lines Insurance, Inc., Brightway Insurance, The Moffat Agency. This directory lists 20 truck insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Castellani - GEICO Insurance Agent | 3080 SW Archer Rd Suite 10 | (352) 375-2886 |
| 2 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 3 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 4 | Brightway Insurance, The Moffat Agency | 9127 SW 52nd Ave D-103 | (352) 519-1900 |
| 5 | Acceptance Insurance | 1126 N Main St | (352) 244-8378 |
| 6 | Aubrey Rogers Insurance | 2400 NW 6th St | (352) 373-2003 |
| 7 | McGriff-Williams Insurance | 3501 W University Ave | (352) 724-8584 |
| 8 | Mark McGriff - State Farm Insurance Agent | 1120 NW 13th St | (352) 372-8406 |
| 9 | Direct Auto Insurance | 1502 N Main St | (352) 378-3003 |
| 10 | Love Insurance Incorporated | 2216 SW Archer Rd | (352) 376-4357 |
Ken Castellani - GEICO Insurance Agent serves Gainesville and the surrounding Alachua County area, providing truck insurance policies for local commercial drivers. This agency works with independent owner-operators as well as fleet-based businesses to find appropriate coverage for their vehicles and liability needs. Policies are written to address the specific risks faced by trucks on area highways and rural roads. The agency handles both physical damage coverage and cargo insurance for those operating in this region.
Liberty DSI in Gainesville, FL provides comprehensive truck insurance agency services for local commercial vehicle operators. Its routine coverage offerings include liability, physical damage, and cargo protection plans tailored to fleet needs. The agency assists with policy maintenance, claims support, and regular coverage reviews to help clients manage risk. It primarily services properties used by single-family homes, apartments, retail establishments, and restaurants that own or operate trucks for their business operations.
Cotton's All Lines Insurance, Inc. serves commercial trucking companies and independent owner-operators in Gainesville, Florida, by providing specialized policies for heavy-duty vehicles and cargo. The agency helps clients secure liability, physical damage, and other essential coverages tailored to their operational risks. Its team works with multiple carriers to match drivers and fleets with appropriate protection plans for local and regional routes. Gilbert's All Lines Insurance also serves trucking clients throughout the broader Gainesville metro and the nearby communities of Alachua and High Springs.
Serving Gainesville and surrounding North Central Florida communities, Brightway Insurance, The Moffat Agency handles truck insurance coverage for local owner-operators and regional fleets. The agency addresses the unique needs of commercial trucking, including liability and physical damage protection. To complete a typical job, its agents first review the operation’s specific routes and cargo, then present options from a selection of carriers to match the policy to the driver’s risk profile.
Acceptance Insurance of Gainesville, Florida is a truck insurance agent known for delivering commercial auto policies tailored to the local hauling industry. It offers a full range of coverage options, including liability, physical damage, and cargo insurance for both owner-operators and small fleets. Agents work to match policies with the specific hauling risks common along North Central Florida’s shipping routes. An added specialty service for this location includes non-trucking liability coverage for periods when a rig is used for personal errands.
Aubrey Rogers Insurance distinguishes between one-time policy reviews and recurring coverage updates to meet the needs of truck operators in Gainesville, FL. Their services focus on liability protection for commercial vehicles, cargo insurance, and physical damage coverage tailored for local freight routes. As a truck insurance agent, the company advises on minimizing operational risks specific to regional hauling. All policy management and consultations are offered on both an as-needed basis for immediate quotes and scheduled service intervals for annual renewals.
As Gainesville area trucks resume heavier schedules after the summer harvest and hurricane preparation season, McGriff-Williams Insurance works with local owner-operators and small fleets on their commercial truck policies. The agent helps drivers review liability limits and cargo protection needed for regional routes around the I-75 corridor. They also explain the requirements for physical damage coverages during wet weather months. Initial steps for any new client begin with a review of the truck's current mileage and a simple inspection of the vehicle cab and trailer.
Mark McGriff - State Farm Insurance Agent in Gainesville, FL, specializes in providing commercial truck insurance policies tailored for local and long-haul operators. The agency also offers general personal coverage including auto and home insurance to area residents. By evaluating fleet sizes, cargo types, and driver histories, it works to secure appropriate liability and physical damage protection. It frequently assists long-haul drivers with coverage adjustments before seasonal peak shipping periods such as the fall harvest and holiday freight surges.
Direct Auto Insurance serves the Gainesville, Florida metro area as a truck insurance agent. It provides commercial coverage options tailored to owners and operators of heavy trucks operating in the region. Policies can include liability protection for cargo and equipment used on local routes. The company also manages physical damage insurance for vehicles navigating Florida road conditions. This agent handles both liability coverage for long-haul operations and comprehensive plans for regional truck fleets.
What Does a a Truck Insurance Agent in Gainesville Cost?
Truck insurance costs in Florida vary widely based on truck value cargo type driving record and annual mileage. A basic liability policy for a single truck may start around 3000 to 5000 dollars per year while full coverage with cargo and physical damage can exceed 10000 dollars annually. Each policy is unique and rates depend on your specific situation. This is general information not insurance advice.
About truck insurance agents in Gainesville
Truck insurance agents in Gainesville Florida help commercial truck operators find the right coverage for their vehicles and cargo. Florida law requires minimum liability coverage for commercial trucks and many local agents can explain the specific state requirements. Whether you need primary liability or physical damage coverage a local agent can guide you through the process.
Frequently Asked Questions
What minimum insurance does a truck need in Florida?
Florida law requires commercial trucks to carry at least 75000 dollars in combined single limit liability coverage for intrastate operations. Higher limits may be needed for interstate hauling or certain cargo types.
Do truck insurance agents in Gainesville offer physical damage coverage?
Yes most agents offer physical damage coverage which pays for repairs to your truck from collisions or other incidents. This coverage is optional but often required by lenders if you have a loan on the vehicle.
How does Florida no-fault law affect truck insurance?
Florida is a no-fault state for personal vehicles but commercial trucks are generally not covered by no-fault rules. Truck insurance policies typically use a tort system where the at fault partys insurance pays for damages.
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