The top-rated truck insurance agent in Kissimmee, Florida is Familia Insurance Agency, rated 4.9 stars across 649 reviews. Other highly rated options include Estrella Insurance, Discovery Insurance Agency, Direct Auto Insurance. This directory lists 20 truck insurance agents serving Kissimmee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Familia Insurance Agency | 3055 Michigan Ave | (407) 847-8007 |
| 2 | Estrella Insurance | 612 W Vine St | (407) 505-4045 |
| 3 | Discovery Insurance Agency | 1420 Celebration Blvd STE 105 | (407) 566-8600 |
| 4 | Direct Auto Insurance | 2591 N Orange Blossom Trail | (407) 932-0211 |
| 5 | Acceptance Insurance | 2439 Pleasant Hill Rd | (407) 586-7654 |
| 6 | GreatFlorida Insurance: Kelvin & Charlene Taveras | 1317 E Vine St | (407) 931-3729 |
| 7 | All Floridian Insurance | 1703 N Main St Suite A | (407) 350-5988 |
| 8 | Florida One Insurance | 1016 Plaza Dr | (786) 501-2059 |
| 9 | The Insurance Store USA | 1906 W Vine St | (407) 705-3605 |
| 10 | Amsley Insurance Services | 907 W Emmett St | (407) 261-4252 |
Trucking companies and independent owner-operators in the area turn to Familia Insurance Agency for their truck insurance agent needs in Kissimmee, Florida. They help commercial drivers secure liability coverage, physical damage protection, and other essential policies required by federal regulations. This agency works to match clients with coverage from various carriers, ensuring each fleet or single truck operates within legal safety and financial responsibility standards. The agency also extends its services to the nearby St. Cloud community.
Estrella Insurance serves the Kissimmee, Florida area, offering comprehensive truck insurance agent services to local commercial drivers and fleet operators. The agency handles essential coverage for owner-operators and small trucking businesses navigating regional regulations. Typical policies protect against cargo loss, liability claims, and vehicle damage during transit. Additionally, it addresses specific needs like non-trucking liability for personal use periods.
Discovery Insurance Agency provides a range of coverages for trucks operating in and around Kissimmee, FL, including liability, cargo, and physical damage protection. It offers service plans designed to help clients maintain compliance with insurance filing requirements and manage policy renewals smoothly. The agency works closely with independent owner-operators and small fleet owners to match coverage with specific operational needs. It services properties such as single-family homes, apartments, retail establishments, and restaurants.
Direct Auto Insurance in Kissimmee, Florida provides tailored coverage options for trucking operations, including liability, cargo, and physical damage protection. It offers service plans that help clients meet regulatory requirements and manage routine policy updates to keep coverage active. The company also assists with claims filing and policy reviews to support fleet maintenance. Its services cover single-family homes, apartments, retail, and restaurants.
Acceptance Insurance serves commercial truck operators and independent owner‑operators seeking protection for their vehicles and cargo in the Kissimmee area. The agency offers liability coverage, physical damage insurance, and freight protection tailored to local trucking routes and fleet sizes. It also provides guidance on regulatory requirements common in Central Florida logistics. Beyond Kissimmee, the agency extends its professional coverage support to the wider Osceola County region, including communities such as St. Cloud.
GreatFlorida Insurance: Kelvin & Charlene Taveras in Kissimmee, FL provides truck insurance serving both one-time policy purchases for single hauls and recurring coverage for fleet operations. Their plans cover liability, cargo, and physical damage to protect commercial vehicles on the road. Every policy is tailored to the specific risks faced by truckers in the Central Florida area. Service for claims support and policy adjustments runs on an as-needed basis according to each client’s schedule.
All Floridian Insurance serves Kissimmee and surrounding Central Florida communities, handling truck insurance for local and regional operators. It covers a range of commercial vehicles and addresses the specific liability and cargo risks faced by fleets and independent drivers in this corridor. For each typical truck insurance policy, the agency begins by reviewing the customer’s operational routes and vehicle types before identifying appropriate coverage limits to meet both legal requirements and practical hauling needs.
Serving Kissimmee and the surrounding central Florida communities, Florida One Insurance provides specialized truck insurance coverage for owner-operators and commercial fleet operators. The company handles essential policies for local and long-haul transportation, addressing liability, cargo, and physical damage needs. It evaluates each client’s specific operational routes and cargo types under typical Florida conditions. To accomplish a standard job, it first assesses a carrier’s coverage requirements through a detailed consultation about their current cargo and driving distances.
The Insurance Store USA, based in Kissimmee, Florida, specializes in tailored policies for long-haul, regional, and local trucking operators. The agency further provides general insurance services for commercial vehicles and related business exposures. Protecting valuable cargo, equipment, and liability needs is a routine focus of its consultations. During Florida’s active hurricane season, securing comprehensive wind and flood coverage becomes a critical concern, a challenge the agency regularly helps owners address.
Clients seeking truck insurance may choose between one-time policies for short-term coverage or a recurring service plan providing ongoing protection throughout the year. Amsley Insurance Services offers both options, arranging liability, physical damage, and cargo insurance for commercial trucks operating in and around Kissimmee, Florida. Coverage is tailored to meet the regulatory requirements of the transportation industry. Service for existing clients is available on an as-needed basis, allowing policyholders to request adjustments or renewals whenever their coverage needs change.
What Does a a Truck Insurance Agent in Kissimmee Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability coverage. Full coverage including cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates depend on factors like driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Kissimmee
Truck insurance agents in Kissimmee Florida help owner-operators and fleets meet state and federal requirements. Florida law mandates minimum liability coverage of 50,000 dollars for property damage and 100,000 dollars per person for bodily injury for intrastate trucks. Agents can also guide you on additional coverages like cargo insurance and physical damage protection.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
For intrastate trucks in Florida, you need at least 50,000 dollars in property damage liability and 100,000 dollars per person for bodily injury. Interstate trucks must follow federal FMCSA rules which require 750,000 dollars in liability coverage.
Do I need a specific agent license to sell truck insurance in Kissimmee?
Yes, agents must hold a Florida 2-20 General Lines Agent license to sell commercial auto and truck insurance. They must also pass a background check and complete continuing education courses.
How does Florida law affect truck insurance claims?
Florida is a no-fault state for personal injury protection, but truck accidents often involve serious injuries that can exceed PIP limits. The statute of limitations for filing a lawsuit after a truck accident in Florida is four years from the date of the crash.
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