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HomeTruck Insurance AgentsFlorida › Lakeland

Find Truck Insurance Agents Near You in Lakeland, FL

Browse truck insurance agents serving Lakeland, Florida. Updated 2026-07-14.

The top-rated truck insurance agent in Lakeland, Florida is Amistad Insurance | Affordable Insurance Lakeland, rated 4.9 stars across 489 reviews. Other highly rated options include Garland Insurance, Inc., Acceptance Insurance, Advantage Insurance. This directory lists 20 truck insurance agents serving Lakeland.

Showing 20 truck insurance agents in Lakeland, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amistad Insurance | Affordable Insurance Lakeland743 S Combee Rd(863) 333-4019
2Garland Insurance, Inc.5620 US Hwy 98 N(863) 683-9334
3Acceptance Insurance4221 Florida Ave S(863) 733-7005
4Advantage Insurance4404 Florida Ave S Suite 8(863) 808-1808
5Lock Insurance, A Division of World225 Doris Dr(863) 646-4300
6Headley Insurance Agency3544 Florida Ave S(863) 701-7411
7Freeway Insurance1539 S Combee Rd(863) 733-7001
8Magnuson Insurance4684 E County Rd 540A(863) 606-5147
9Auto-Owners Insurance Lakeland Regional Office1120 S Parkway Frontage Rd
10Southern Family Insurance Services LLC5015 Florida Ave S # 401(863) 248-2814
AI
743 S Combee Rd
Amistad Insurance | Affordable Insurance Lakeland
Truck Insurance Agent · Lakeland, FL

Amistad Insurance | Affordable Insurance Lakeland offers a range of commercial truck insurance agent services for operators in the Lakeland, Florida area. Its service plans are designed to help clients meet regulatory requirements and maintain proper coverage for their fleets. The agency assists with obtaining liability, physical damage, and cargo insurance policies tailored to local transportation needs. It services various property types including single-family homes, apartments, retail, and restaurants.

GI
5620 US Hwy 98 N
Garland Insurance, Inc.
Truck Insurance Agent · Lakeland, FL

Garland Insurance, Inc. serves the Lakeland, Florida, metro area as a truck insurance agent. The company assists local owner-operators and fleet managers in securing commercial coverage for their vehicles. Policies generally address risks specific to the freight and logistics industry. Because trucking regulations vary, the agency helps clients navigate liability and cargo protection requirements. It handles physical damage coverage for tractor-trailers and can also arrange non-trucking liability insurance for owner-operators driving their rigs for personal use.

AI
4221 Florida Ave S
Acceptance Insurance
Truck Insurance Agent · Lakeland, FL

Local homeowners, businesses, and property managers in Lakeland, Florida rely on Acceptance Insurance for their truck insurance needs. The agency provides tailored coverage solutions for commercial and personal vehicles operating in the area. It helps clients navigate policy options that protect cargo, liability, and physical assets common to regional transportation routes. Service extends to neighboring Polk County communities and parts of the greater Tampa metro area.

AI
4404 Florida Ave S Suite 8
Advantage Insurance
Truck Insurance Agent · Lakeland, FL

Advantage Insurance serves the Lakeland, Florida area and its surrounding communities, handling truck insurance policies for commercial operators in the region. It addresses the specific coverage needs of trucking businesses, including liability protection and cargo insurance. The company navigates local regulations and risk factors common to freight routes in Central Florida to match clients with appropriate plans. For a typical job, it first evaluates the client’s operational scope and vehicle specifications before identifying suitable coverage options from multiple carriers.

LI
225 Doris Dr
Lock Insurance, A Division of World
Truck Insurance Agent · Lakeland, FL

Lock Insurance, A Division of World serves commercial truck owners and fleet operators in Lakeland, Florida, providing liability, physical damage, and cargo insurance coverage tailored to their transportation needs. The agency helps local independent owner-operators and logistics businesses manage their unique regulatory and risk requirements for daily hauling operations. Clients often require flexible policies that comply with federal and state trucking mandates. The company also serves trucking clients throughout surrounding areas of Polk County, including Auburndale.

HI
3544 Florida Ave S
Headley Insurance Agency
Truck Insurance Agent · Lakeland, FL

Headley Insurance Agency in Lakeland, FL, helps trucking clients distinguish between one-time liability coverage for occasional haulers and recurring policies designed for fleets with ongoing dispatch schedules. Its coverage addresses the specific risks of commercial truck operations, including cargo damage and bodily injury claims arising from routes across the region. Policies are structured to protect equipment and satisfy legal requirements for both short and long hauls. Service is available on a one-time, scheduled, or as-needed basis, depending on each client’s operational rhythm.

FI
1539 S Combee Rd
Freeway Insurance
Truck Insurance Agent · Lakeland, FL

Freeway Insurance serves Lakeland, Florida, and the surrounding communities throughout Polk County. It handles commercial truck insurance coverage for owner-operators and local fleets operating in the region. The agency works with policies that address cargo liability, physical damage, and general business requirements. For a typical truck insurance job, it assesses the driver's route, vehicle type, and operation history to match coverage to specific hauling needs.

MI
4684 E County Rd 540A
Magnuson Insurance
Truck Insurance Agent · Lakeland, FL

With the busy harvest season increasing freight volume through the I-4 corridor, trucking operators in Lakeland require reliable coverage. Magnuson Insurance serves as a dedicated Truck Insurance Agent in this region, helping owner-operators and fleets secure commercial auto liability and cargo policies. They guide clients through the process of protecting valuable assets against accident or theft. The initial step typically involves a detailed review of the driver log and a full inspection of the rig and its equipment.

AO
1120 S Parkway Frontage Rd
Auto-Owners Insurance Lakeland Regional Office
Truck Insurance Agent · Lakeland, FL
SF
5015 Florida Ave S # 401
Southern Family Insurance Services LLC
Truck Insurance Agent · Lakeland, FL

As local citrus growers prepare for the annual harvest season, their fleets face increased demand on central Florida highways. Southern Family Insurance Services LLC in Lakeland connects commercial truck operators with coverage that addresses liability and cargo risks on routes through the region. Their services are designed to help independent drivers and small carriers meet financial responsibility requirements. An initial assessment typically includes a review of vehicle types, hauling frequency, and operating radius to determine the most suitable coverage for each business.

AI
702 E Memorial Blvd STE B
Acceptance Insurance
Truck Insurance Agent · Lakeland, FL
(863) 733-7004
locations.acceptance.com/lakeland-insurance-florida-33801
GF
5147 S Lakeland Dr #3
George Franklin Insurance
Truck Insurance Agent · Lakeland, FL
(863) 682-4434
gfinetwork.com
GI
3678 Harden Blvd
GreatFlorida Insurance: Donna Todd
Truck Insurance Agent · Lakeland, FL
(863) 583-4807
oakbridge.greatflorida.com
GI
1804 Florida Ave S
Garland Insurance South
Truck Insurance Agent · Lakeland, FL
(863) 683-9334
garlandinsurance.com
IW
1135 Shepherd Rd
Insurance World
Truck Insurance Agent · Lakeland, FL
(863) 647-2255
insuranceworldlakeland.com
WI
1065 Florida Ave S Suite 2
Waller Insurance Partners, Inc.
Truck Insurance Agent · Lakeland, FL
(863) 510-5155
thinkwaller.com
GI
914 Florida Ave S Suite 208
GreatFlorida Insurance: Mark Cornett
Truck Insurance Agent · Lakeland, FL
(863) 622-0123
lakelandsouth.greatflorida.com
FA
2210 Florida Ave S
Florida Authorized Insurance
Truck Insurance Agent · Lakeland, FL
(863) 802-1060
flauthorizedins.com
TI
1543 Lakeland Hills Blvd
Tyler Insurance Agency, Inc.
Truck Insurance Agent · Lakeland, FL
(863) 687-4095
tylerinsuranceagency.com
5S
206 Easton Dr
5-Star Insurance
Truck Insurance Agent · Lakeland, FL
(863) 888-0620
5starinsurance.com/florida-cheap-auto-insurance/lakeland

What Does a a Truck Insurance Agent in Lakeland Cost?

Truck insurance costs in Florida vary widely based on driving record cargo type and annual mileage. A typical owner operator might pay between 8 000 and 15 000 dollars per year for liability and physical damage coverage. Fleet policies can range from 3 000 to 10 000 dollars per truck annually. Premiums are generally higher in Florida due to hurricane risk and dense traffic in areas like Lakeland. This is general information and not insurance advice.

About truck insurance agents in Lakeland

Truck insurance agents in Lakeland Florida help owner operators and fleet owners meet state and federal insurance requirements. Florida law mandates minimum liability coverage of 50 000 dollars per person and 100 000 dollars per accident for bodily injury plus 25 000 dollars for property damage. An agent can also help you comply with the Federal Motor Carrier Safety Administration regulations that apply to trucks operating in and through Polk County.

Frequently Asked Questions

What insurance coverage do I need for a truck in Lakeland Florida?

Florida requires a minimum of 50 000 dollars in bodily injury liability per person and 100 000 dollars per accident plus 25 000 dollars in property damage liability. For commercial trucks you may also need cargo insurance physical damage coverage and a surety bond depending on your freight type and whether you cross state lines.

How do I find a truck insurance agent in Lakeland Florida?

You can search online for commercial truck insurance agencies in Lakeland or ask other trucking companies for referrals. Look for agents who specialize in commercial auto and have experience with the Florida Department of Highway Safety and Motor Vehicles filing requirements.

Does Florida require a specific insurance filing for interstate trucking?

Yes if you operate across state lines you must file a Form BMC 91 or BMC 91X with the FMCSA. Your Lakeland truck insurance agent can help you submit this proof of insurance and maintain your DOT number and authority.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.