The top-rated truck insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 482 reviews. Other highly rated options include AJM Agencies Auto Insurance (PROGRESSIVE), Brightway Insurance, Miami Lakes, United Automobile Insurance Company. This directory lists 11 truck insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | AJM Agencies Auto Insurance (PROGRESSIVE) | 4888 NW 183rd St #207 | (786) 556-5210 |
| 3 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 4 | United Automobile Insurance Company | 1313 NW 167th St | (305) 940-5022 |
| 5 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 6 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 7 | Insurance Exchange of America | 19868 NW 27th Ave | (305) 620-7555 |
| 8 | Bendell Insurance Group | 111 NW 183rd St Ste 108 | (786) 698-6383 |
| 9 | Mint Insurance Agency Corp | 20451 NW 2nd Ave Suite #101 | (954) 908-7951 |
| 10 | CM SR22 Insurance Group | 67 NW 183rd St | (855) 698-0461 |
Estrella Insurance serves the Miami Gardens, Florida area, specializing in truck insurance coverage for commercial operators. The agency provides essential policies to protect heavy vehicles and their cargo while navigating local and regional routes. Their work involves tailoring coverage to meet industry requirements and regulatory standards in South Florida. The team assists with liability protection and physical damage insurance for trucks of various sizes and uses.
AJM Agencies Auto Insurance, operating as a Progressive agent in Miami Gardens, FL, provides a full range of truck insurance solutions, including liability, physical damage, and cargo coverage for commercial vehicles. It offers customized risk assessment plans and assistance with policy maintenance to help ensure ongoing compliance and protection. The agency services properties such as single-family homes and apartment complexes, as well as retail storefronts and restaurants in the local area.
Brightway Insurance, Miami Lakes serves homeowners, businesses, and property managers in Miami Gardens, Florida, by connecting them with truck insurance agents who focus on commercial vehicle coverage. The agency helps clients secure liability, cargo, and physical damage protection tailored to fleet operations. By working with multiple carriers, it assists both owner-operators and larger companies in meeting their specific risk management needs. The agency also provides similar commercial truck insurance services for nearby Hialeah.
United Automobile Insurance Company serves the Miami Gardens, Florida area as a local truck insurance agent. It helps commercial drivers and fleet operators secure coverage tailored to the demands of regional hauling and local delivery routes. The agent works with policies that address cargo protection and liability for vehicles operating in South Florida’s busy transport corridors. It assists with physical damage insurance for trucks and provides guidance on general liability policies for small owner-operator businesses in the Miami Gardens region.
Del Toro Insurance offers a broad range of commercial truck insurance services in Miami Gardens, Florida, including liability, physical damage, and cargo coverage. Its service plans are designed to assist operators in maintaining proper compliance and risk management for their fleets. Regular policy reviews and renewal support help keep coverage aligned with changing operational needs. The company arranges protection for diverse commercial properties such as warehouses, distribution centers, repair shops, and truck terminals that service single-family homes and retail businesses.
Gardens Insurance Inc serves trucking clients in Miami Gardens and the surrounding South Florida communities. This agency handles commercial truck insurance needs for local and regional operators. The business provides coverage for tractor-trailers, box trucks, and other commercial vehicles. Policies typically address liability, cargo protection, and physical damage. The agency works with multiple insurance carriers to find appropriate coverage options for each client. To handle a typical job, it begins by reviewing the client’s operation details and vehicle specifications before matching them with suitable policy options from its network of insurers.
Insurance Exchange of America serves commercial trucking businesses and fleet operators in Miami Gardens, Florida, providing liability, cargo, and physical damage coverage tailored to regional transport needs. The agency assists owner-operators and small fleets in managing risk amid South Florida’s dense traffic corridors. It also helps clients comply with state and federal insurance requirements through customized policy options. In addition to serving Miami Gardens, the agency covers trucking operations throughout adjacent Hialeah and northern Miami-Dade County.
Providing truck insurance can involve selecting either a single policy for one-time needs or ongoing coverage with recurring payments. Bendell Insurance Group, located in Miami Gardens, FL, helps clients choose appropriate protection for their vehicles and cargo in this area. Coverage options address common risks faced by local commercial truck operators. The agent assists with evaluating which plan structure best matches each driver’s operational patterns. Services are offered on a scheduled, one-time, or as-needed basis, depending upon the policy type selected.
Mint Insurance Agency Corp offers tailored coverage options for commercial trucking fleets and independent owner-operators in Miami Gardens, Florida. The agency works with local carriers to structure liability, physical damage, and cargo insurance policies that address industry requirements. It helps drivers navigate compliance with state and federal regulations while protecting their assets on the road. As hurricane season approaches, the agency assists clients in reviewing windstorm and flood endorsements to ensure adequate protection against severe weather disruptions common to South Florida.
CM SR22 Insurance Group serves Miami Gardens, Florida, and its surrounding communities, handling commercial truck insurance needs for local operators and regional fleets. It provides essential coverage tailored to the specific risks of the freight and logistics industry within this transportation hub. The company ensures every policy meets state regulatory requirements while protecting vehicles and cargo during operations. To complete a typical job, it assesses each client's unique driving routes and cargo type before recommending a suitable plan.
What Does a a Truck Insurance Agent in Miami Gardens Cost?
Truck insurance costs in Florida vary widely based on driving history, cargo type, and annual mileage. A basic liability policy for a single truck may start around 3,000 to 5,000 dollars per year. Full coverage policies with cargo and physical damage can range from 8,000 to 15,000 dollars annually. This is general information, not insurance advice.
About truck insurance agents in Miami Gardens
Truck insurance agents in Miami Gardens, Florida help owner-operators and fleet managers meet state minimum liability requirements. Florida law mandates at least 50,000 dollars in bodily injury coverage per person and 100,000 dollars per accident for commercial trucks. Local agents can also guide you on additional coverages like cargo insurance and physical damage protection.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Miami Gardens?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. You also need 25,000 dollars in property damage liability. These limits apply to vehicles with a gross vehicle weight rating over 10,000 pounds.
How do I find a truck insurance agent in Miami Gardens?
You can search online for local independent agents or use the Florida Office of Insurance Regulation website to verify agent licenses. Many agents in Miami Gardens specialize in commercial auto and trucking policies.
Does Miami Gardens have any special local rules for truck insurance?
Miami Gardens follows Florida state insurance laws. There are no additional local requirements, but agents can help you comply with Miami-Dade County regulations for commercial vehicle operations and parking.
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