The top-rated truck insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,065 reviews. Other highly rated options include Preventty - USA Specialty Insurance, Lion Insurance Group, AllStar Insurance & Taxes. This directory lists 16 truck insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Preventty - USA Specialty Insurance | 14750 NW 77th Ct #200 | (713) 332-1286 |
| 3 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 4 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 5 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 6 | People Trucking Insurance | 5793 NW 151st St #5793b | (786) 841-0725 |
| 7 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 8 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 9 | Cheap Car Insurance Miami - GEFS Insurance & Tax Services | 15100 NW 67th Ave Suite 410B | (305) 826-4792 |
| 10 | PTS Insurance | 7735 NW 146th St #100 | (305) 818-9544 |
Florida One Insurance serves the Miami Lakes and greater Miami-Dade County area as a truck insurance agent. This company connects local trucking operations with appropriate liability and cargo coverage. It works to match policies with both owner-operators and larger commercial fleets traveling through South Florida. Finding reliable protection for equipment and freight is essential on these busy routes. The agency assists clients in selecting physical damage coverage for long-haul trucks and bobtail insurance for non-hired transit.
Preventty - USA Specialty Insurance offers a comprehensive range of truck insurance agent services for operators in the Miami Lakes area. It provides tailored coverage solutions designed to address the unique risks faced by commercial trucking businesses, including liability and cargo protection. The company assists clients with policy maintenance, ensuring their coverage adapts to changing fleet needs. Beyond vehicle insurance, it also extends its expertise to protect the physical premises from which these businesses operate. Its service plans cover a variety of property types, including single-family homes, apartments, retail, and restaurants.
Lion Insurance Group serves trucking companies and independent owner-operators in the Miami Lakes, Florida, area, providing commercial truck insurance tailored to local routes and regional hauls. The agency helps clients navigate coverage requirements for cargo, liability, and physical damage, addressing risks common to South Florida highways and distribution hubs. By understanding regional traffic patterns and regulatory needs, it assists fleet operators and solo drivers in securing appropriate policies for their vehicles and business operations. Its services extend to nearby Hialeah and the broader Miami metropolitan region.
Serving Miami Lakes and the surrounding South Florida communities, AllStar Insurance & Taxes handles coverage needs specifically for commercial trucking operations. It works with local owner-operators and small fleet clients to secure policies that address liability, cargo protection, and physical damage. Within this competitive market, the agency typically begins each engagement by reviewing driving records and vehicle usage to identify the necessary coverage levels before tailoring a policy accordingly.
Estrella Insurance provides specialized coverage options for commercial trucking operations in Miami Lakes, Florida, including liability and cargo protection. It also offers general business insurance services to local companies seeking to manage their operational risks. The agency works with drivers and fleet owners to address concerns such as fluctuating fuel costs or seasonal shipping demands, helping secure policies that adjust to changing market conditions. During hurricane season, the agency assists with claims and policy adjustments to keep freight moving despite storm-related disruptions.
People Trucking Insurance in Miami Lakes, Florida offers specialized truck insurance policies tailored to the unique risks of commercial trucking operations. The agency works with carriers to manage mandatory liability coverage and physical damage protection in the region. Given the heavy truck traffic along South Florida’s I-95 and the Port of Miami routes, it also assists with annual policy reviews during the busy peak shipping season before hurricane weather patterns emerge.
As seasonal storms and fluctuating cargo demands affect South Florida, Equiinsurance in Miami Lakes provides tailored liability and physical damage coverage for local trucking operators. The agency helps fleet owners and independent drivers navigate regulatory requirements and risk management specific to the region. Their focus remains on meeting coverage needs for local and interstate hauls. A consultation typically begins with a review of the client's current policy and an inspection of the insured vehicles and their operational routes.
NSI Insurance Group in Miami Lakes, FL, offers truck insurance options that can be arranged as a single-policy purchase or as a recurring coverage plan tailored to ongoing fleet needs. Policy protection commonly addresses liability, cargo loss, and physical damage risks inherent to commercial trucking in the region. Local agents evaluate each operator’s route frequency and vehicle type to ensure proper limits. Services for new policies, renewals, or claims support run on a scheduled or as-needed basis.
Cheap Car Insurance Miami - GEFS Insurance & Tax Services provides truck insurance solutions to commercial operators in Miami Lakes, Florida. The agency specializes in tailoring coverage for heavy-duty vehicles, focusing on liability protection for cargo and fleet operations. Additional policy options can include roadside assistance and physical damage coverage for rigs and trailers. This agency can serve the insurance needs of businesses running delivery routes, warehouses, distribution centers, office complexes, and food service operations.
PTS Insurance serves the Miami Lakes area as a local truck insurance agent for residential clients who own personal commercial vehicles. The company also provides coverage for smaller commercial trucking operations that need proper liability and cargo protection. Each policy is reviewed to meet the specific requirements of local driving conditions and regulations in South Florida. The agency follows up with clients regularly to verify ongoing coverage and offers repeat service between regular renewal visits.
What Does a a Truck Insurance Agent in Miami Lakes Cost?
Typical truck insurance costs in Florida range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates vary by driving record, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Miami Lakes
Truck insurance agents in Miami Lakes help owner-operators and fleets meet Florida financial responsibility laws. Florida requires minimum liability coverage of 50,000 dollars for property damage and 100,000 dollars per person for bodily injury. Agents can also assist with cargo insurance and physical damage coverage tailored to local routes near the Palmetto Expressway.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Miami Lakes Florida?
Florida law requires commercial trucks to have at least 50,000 dollars in property damage liability and 100,000 dollars per person for bodily injury. Higher limits are needed for interstate hauling or hazardous materials.
How do I find a truck insurance agent near Miami Lakes?
Look for agents licensed in Florida who specialize in commercial auto or trucking insurance. Many local agencies in Miami Lakes advertise truck insurance and can explain Florida-specific coverages like non-trucking liability.
Does Florida require uninsured motorist coverage for trucks?
Florida does not require uninsured motorist coverage for commercial trucks, but it is strongly recommended. Without it, you may have no protection if an uninsured driver hits your truck.
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