The top-rated truck insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 12 truck insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 6 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 7 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 8 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 9 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
| 10 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
Estrella Insurance specializes in commercial truck insurance for owner-operators and small fleets in North Miami Beach, Florida. It also provides general business liability coverage and personal auto policies to meet broader client needs. Truck insurance agents in this area focus on navigating Florida’s specific cargo regulations and high-traffic corridors. The agency can help drivers address coverage gaps after a recent commercial vehicle claim or during seasonal hurricane preparation in South Florida.
Mercado Insurance Agency North Miami offers comprehensive truck insurance services, including liability, cargo, and physical damage coverage for commercial vehicles operating in North Miami Beach, FL. The agency assists with policy maintenance plans, such as regular coverage reviews to accommodate changing routes or fleet sizes. Risk management advice is provided to help clients reduce premiums through safe driving programs. The agency serves properties like single-family homes, apartments, retail storefronts, and restaurants.
With hurricane season approaching in North Miami Beach, local trucking operators face increased risk of cargo damage and route delays. Del Toro Insurance provides specialized truck insurance coverage tailored to these commercial demands, helping owners protect their investments and maintain compliance. The agency focuses on understanding each fleet’s specific operational challenges, offering policies for liability, physical damage, and cargo protection. Business owners are encouraged to schedule a comprehensive risk assessment at the agency's office to evaluate their current coverage and identify any gaps before the next storm arrives.
Skylake Insurance serves the North Miami Beach area and the broader Miami-Dade County region as a truck insurance agent. The agency helps commercial vehicle operators secure coverage that addresses the specific risks of hauling goods locally and across state lines. Policies typically include liability protection for freight and bodily injury claims, along with physical damage coverage for the tractor and trailer. Skylake Insurance also assists with non-trucking liability and cargo insurance, ensuring complete protection on the road.
Univista Insurance provides truck insurance services for operators throughout North Miami Beach, Florida. The agency can arrange policies covering cargo liability, physical damage protection, and non-trucking liability extensions for independent drivers. General liability and occupational accident coverage are available to round out a comprehensive plan suitable for long-haul or local routes. The company can serve commercial sectors such as offices requiring delivery fleets, warehouses managing logistics, and food service operations maintaining perishable transport.
Fleet owners and independent trucking operators in North Miami Beach, Florida, can review their insurance coverage with Assure-Us The Insurance Agency. The agency provides policies such as liability, cargo, and physical damage coverage tailored for commercial vehicles. Clients also have access to help with risk management and compliance needs related to local and long-haul operations. The agency further serves trucking businesses operating throughout the greater Miami metropolitan area and as far as Fort Lauderdale.
Serving North Miami Beach and surrounding South Florida communities, Ma-Cuervo Insurance Group handles truck insurance for local and regional commercial vehicle operators. Its coverage addresses liability, cargo protection, and physical damage for a range of trucking needs. To handle a typical job, the agency first reviews the client's specific fleet size, cargo types, and typical routes, then customizes a policy that meets state requirements and operational risks.
AllStar Direct Insurance & Financial Services in North Miami Beach, FL provides truck insurance coverage tailored to client needs. These can be arranged as individual one-time policies for short-term operations or as recurring plans for ongoing commercial fleets. Their typical offerings address liability protection, cargo coverage, and physical damage for vehicles. Service to policyholders runs primarily on an as-needed basis, with annual renewal available for those requiring continuous protection, or immediate single-use certificates for specific hauls.
Licensing a commercial vehicle for local routes around North Miami Beach often requires proof of proper coverage before registration renewal. Ricardo Arbesu - State Farm Insurance Agent assists area truck operators in meeting these compliance requirements while addressing cargo liability and fleet protection needs. Providing clear explanations of available deductibles and policy limits helps drivers manage operational risks without unnecessary gaps in security. An initial assessment of current driving records and vehicle usage guides the selection of suitable insurance options, typically completed during a brief office consultation.
Royalty Insurance Agency provides specialized truck insurance policies tailored to meet the needs of commercial drivers based in North Miami Beach, FL. The agency works with clients to secure essential liability, physical damage, and cargo coverage. It also assists local fleet operators in managing the complexities of regulations across different jurisdictions. As hurricane season impacts South Florida each year, the agency helps drivers review their policies to ensure adequate protection against storm-related vehicle and cargo losses.
What Does a a Truck Insurance Agent in North Miami Beach Cost?
Truck insurance costs in North Miami Beach typically range from 8000 to 25000 per year for a single truck with basic liability. Factors like driving history, cargo type, and annual mileage affect the premium. High-risk operations or those needing physical damage coverage may pay 30000 or more annually. This is general information and not insurance advice.
About truck insurance agents in North Miami Beach
Truck insurance agents in North Miami Beach help owner-operators and fleets meet Florida financial responsibility laws. Florida requires minimum liability coverage of 50/100/25 for most commercial trucks. A local agent can explain state-specific rules and help you choose the right policy for your operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires at least 50/100/25 liability coverage for most commercial trucks. This means 50000 per person for bodily injury, 100000 per accident, and 25000 for property damage. Higher limits may be needed for certain cargo or interstate routes.
Do I need a special license to sell truck insurance in North Miami Beach?
Yes, truck insurance agents in Florida must hold a valid 2-20 or 4-40 license from the Florida Department of Financial Services. They must also complete continuing education courses to stay current on commercial auto regulations.
How does Florida law affect truck insurance claims?
Florida is a no-fault state for personal injury but commercial truck claims often go beyond no-fault limits. The statute of limitations for filing a truck accident lawsuit in Florida is four years from the date of the accident. An agent can help you understand how these rules impact your coverage needs.
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